# Isle of Man Bank

> Mobile banking for NatWest International customers in Channel Islands, Isle of Man, and Gibraltar. (iPhone/iPad app by NatWest Group plc.)

- Source: https://appshunter.io/ios/app/isle-of-man-bank/id451476336 (this page in markdown: same URL + `.md`)
- Developer: [NatWest Group plc](https://appshunter.io/developer/479351816)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 30 App Store ratings · 69 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 304 MB
- Languages: American English, French (France), European Spanish
- Released: 2018-03-19
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/isle-of-man-bank/id451476336/reviews.md

## What is Isle of Man Bank?

Download our Isle of Man Bank mobile app today to make your day-to-day banking easy, quick and secure.

Why the Isle of Man Bank app? 

Manage your money easily and securely:
•	Apply for current and savings accounts quickly. Eligibility criteria apply.
•	See all your bank accounts straight from your home screen.
•	Freeze and unfreeze your debit card at any time.
•	Register for face or voice biometrics for better security and send higher value payments in-app, amend payment limits and more. 

Send, receive and access money quickly:
•	Send money faster with a personalised list of favourite payees.
•	Pay your contacts using their mobile number if they have a NatWest Group app 
•	iPhone only: Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have a least £10 available in your account and an active debit card (locked or unlocked).
•	Deposit cheques into your account.

Stay on top of your spending and saving:
•	Keep track of payments all in one place.
•	Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling.
•	Turn on push notifications to get alerted when money reaches or leaves your account.

Get support for life events:
•	Discover our additional products and services, including mortgages, overdrafts and loans in one place. 

Important info

Our app is available to customers aged 11+ and an Isle of Man, UK or international mobile number in specific countries. Be aware some features and products have age restrictions and are only available if you’re over 16 or 18.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at iombank.com/mobileterms. 

Please save or print a copy along with the Privacy Policy for your records.

## Key features

- Manage bank accounts
- Apply for accounts
- Freeze/unfreeze debit card
- Biometric security
- Send/receive money
- Deposit cheques
- Round Ups savings

## What do users think of Isle of Man Bank?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use online banking
- 👍 Friendly and helpful staff
- 👍 Reliable service
- 👍 Straightforward app
- 👍 Good for visually impaired users
- 👍 Instant check deposits
- 👍 Secure and safe
- 👍 Convenient for transfers
- 👍 Good for disabled users
- 👍 Works well on iPhone
- 👍 Fast transactions
- 👍 Good for expats
- 👍 Overall good banking app

**Cons**

- 🐛 Unclear instructions for setup
- 🐛 Faulty login flow between app and website
- 🐛 Difficulty changing phone/re-registering
- 🐛 Removed balance after each transaction feature
- 🐛 No overdraft on account opening
- 🐛 App not user-friendly or innovative
- 🐛 App not working correctly after update
- 🐛 Dissatisfied with cheque limit
- 🐛 Transactions take a while to go through
- 🐛 Daily transfer limit too low
- 🐛 App update issues
- 🐛 Shocking customer service response times
- 🐛 Transactions flagged by fraud team
- 🐛 Face recognition issues
- 🐛 App keeps logging out
- 🐛 Biometrics not working
- 🐛 Long wait times for attempts
- 🐛 Difficult to photograph cheques
- 🐛 Face recognition needs good internet
- 🐛 Face recognition fails regularly
- 🐛 No alternative to face recognition
- 🐛 Phone support is unhelpful
- 🐛 App takes multiple attempts to recognize face
- 🐛 App locks out after too many attempts
- 🐛 Face recognition only works for one person on joint account
- 🐛 App not progressing payments
- 🐛 New payment approval feature is terrible
- 🐛 Second Face ID is pointless and never works
- 🐛 £500 cheque deposit limit is poor
- 🐛 Cannot download tax statements
- 🐛 Forced to use a nickname
- 🐛 Multiple attempts before it works
- 🐛 Cannot change mobile number via app
- 🐛 App broken after last update
- 🐛 App no longer available on older iOS
- 🐛 Dated and unnecessarily restrictive functionality
- 🐛 Limited functionality compared to competitors
- 🐛 Website is archaic
- 🐛 £250 limit for regular payees is frustrating
- 🐛 Cheque payment limit is poor
- 🐛 App needs frequent updates
- 🐛 Business and personal accounts not on one iPhone

**Commonly reported bugs**

- Login flow between app and website is faulty
- App not working correctly after update
- Face recognition issues
- App keeps logging out
- Biometrics not working
- App takes multiple attempts to recognize face
- App locks out after too many attempts
- App not progressing payments
- New payment approval feature is terrible
- Second Face ID is pointless and never works
- App broken after last update
- App no longer available on older iOS
- App needs frequent updates

**Most requested features**

- Add ability to show balance after each transaction
- Allow setting limits for each payee
- Add cheque scanning feature
- Allow chip & PIN verification for mobile transactions over £250
- Enable voice commands for transactions
- Allow screen enlargement for visually impaired users
- Improve cheque photographing process
- Make changing mobile number simpler via the app
- Show both available and total balance
- Allow business and personal accounts on one iPhone
- Improve app functionality and modernize it

## Recent user reviews (10 of 69)

All indexed reviews: https://appshunter.io/ios/app/isle-of-man-bank/id451476336/reviews.md

### 5/5 — Great Bank.

*2026-08-22, version 7.69.0*

Iv Been Going To The Isle Of Man Bank For Years I Have No Complaints All Very Friendly Now I Have On- Line Banking It’s So Good And Easy To Use

### 1/5 — Not obvious

*2026-08-03, version 7.68.0*

Trying to set up Apple Pay, very unclear instructions on what to do or how to verify account.

### 5/5 — Good service

*2026-07-30, version 7.68.0*

The service is very good & reliable highly valued. 
Thank you for your hard work !!
Great team work!

### 5/5 — Straight forward

*2026-07-27, version 7.68.0*

Clear straight forward app to use for personal banking

### 5/5 — Bank

*2026-07-08, version 7.67.0*

This is how a bank should be. Helpful polite and listen to customers

### 2/5 — Faulty flow chart

*2026-06-30*

The app makes you go to the website to update your mobile number before you can log in and then the website directs you to the app before you can log in. Terrible.

**Developer response:** Let's see if we can help you out, please reach us out via CORA by selecting "Help" on the bottom toolbar after logging into the Mobile app or use the “Message Us” option on the website and we can have a chat.
- AJ

### 4/5 — Some difficulties

*2026-05-27, version 7.66.0*

Having changed phone I’ve had some issues changing over, taken a couple of days and several attempts, have re registered a few times but finally got there.

### 2/5 — Transfer App Mobile

*2026-04-30, version 7.65.0*

Awaiting Solution-L/N

### 5/5 — Isle of Man Banking App

*2026-03-05, version 7.63.0*

Excellent App,Easy to use,First Class Service,Spot On.

### 5/5 — No issues when using

*2026-03-05, version 7.63.0*

Using this method is always a non issue site

## Frequently asked questions about Isle of Man Bank

### What does the Isle of Man Bank app do?

The app provides mobile banking services for NatWest International customers. It allows users to manage their bank accounts, make payments, deposit checks, and apply for new accounts. It also offers security features like card freezing and biometric login.

### What are the key features of the app?

Key features include viewing all bank accounts from the home screen, freezing and unfreezing debit cards, applying for current and savings accounts, sending money to contacts, depositing cheques, and saving spare change with Round Ups. It also supports face or voice biometrics for enhanced security.

### Is the app free to download and use?

The app is free to download. While the app itself is free, it facilitates banking services which may have associated account fees or transaction costs as per NatWest International's terms and conditions. There are also in-app purchases mentioned.

### Who is eligible to use the Isle of Man Bank app?

The app is available to customers aged 11 and above who hold NatWest International bank accounts in the Channel Islands, Isle of Man, or Gibraltar. Users must also have a Channel Islands, Isle of Man, UK, or international mobile number in specific countries. Some features may have age restrictions.

### Can I deposit cheques using the app?

Yes, you can deposit cheques directly into your account using the app. This feature allows for convenient cheque deposits without needing to visit a physical branch.

## Version history (last 5 releases)

### 7.69.0 — 2026-08-10

•	We’ve made payment approval requests easier to review, appearing on your Home screen the moment they arrive.

### 7.68.0 — 2026-07-15

•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
•	View and download statements from previous years.

### 7.67.0 — 2026-06-17

•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
•	We’ve updated your payments screen to make it easier for you to find what you need.

### 7.66.1 — 2026-06-01

•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.

### 7.66.0 — 2026-05-20

•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.

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## More apps by NatWest Group plc

- [Royal Bank of Scotland](https://appshunter.io/ios/app/royal-bank-of-scotland/id334852412)
- [NatWest International](https://appshunter.io/ios/app/natwest-international/id451464914)
- [Ulster Bank RI Mobile Banking](https://appshunter.io/ios/app/ulster-bank-ri-mobile-banking/id469519882)
- [Ulster Bank NI Mobile Banking](https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324)
- [NatWest Investor Relations app](https://appshunter.io/ios/app/natwest-investor-relations-app/id512311030)

All apps by NatWest Group plc: https://appshunter.io/developer/479351816

## Related topics

[isle of man bank](https://appshunter.io/ios/topics/isle-of-man-bank) · [isle of man](https://appshunter.io/ios/topics/isle-of-man)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*