# It Me Finance — Plan, save, reach your goals

> Plan, save, reach your goals (iPhone/iPad app by Shania Lugo.)

- Source: https://appshunter.io/ios/app/it-me-finance/id6780288701 (this page in markdown: same URL + `.md`)
- Developer: [Shania Lugo](https://appshunter.io/developer/6780288914)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 57 MB
- Languages: American English
- Released: 2026-06-26
- Data updated: 2026-07-06
- User reviews in markdown: https://appshunter.io/ios/app/it-me-finance/id6780288701/reviews.md

## What is It Me Finance?

It Me Finance — money planning that finally feels calm.

It Me Finance helps you see exactly what you can safely spend, plan around the income you actually have, and reach your goals — all in a beautiful, private app. Unlike apps that treat your whole bank balance as spendable, It Me Finance plans from your real monthly income and protects the savings you never want to touch.

WHAT'S SAFE TO SPEND, REALLY
- A live safe-to-spend number based on your income, bills, goals and spending — not your raw balance
- Set a minimum balance you never drop below, and we protect it
- See the full breakdown, so you always know where the number comes from

BUILT FOR EVERY KIND OF INCOME
- Salary, freelance, commission, seasonal or irregular — plan with estimates before payday
- Log income as it arrives, then confirm the month when you're done

GOALS YOU ACTUALLY REACH
- Set savings goals with a clear monthly plan and watch progress build

BILLS, SUBSCRIPTIONS & DEBT
- Track recurring bills and catch forgotten subscriptions
- Manage loans, credit cards and mortgages with payoff forecasts
- Multi-currency cards — foreign spending tracked in its own currency

DEBTORS & CREDITORS
- Track who owes you and who you owe — cash or linked to an account

YOUR AI MONEY COACH
- Ask anything about your money and get clear, personalized guidance built on your real numbers

PREMIUM
- Start with a 7-day free trial, then $4.99/month or $50/year
- Unlimited accounts & goals, AI Coach, Debtors & Creditors, foreign-currency tracking and advanced insights

PRIVATE BY DESIGN
- Your financial data is encrypted on your device before it is ever stored
- Biometric lock and secure sync across your devices
- No ads. No tracking. We never sell your data.

It Me Finance provides general planning tools and is not professional financial advice.

SUBSCRIPTION
It Me Finance Premium unlocks unlimited accounts & goals, the AI Coach, Debtors & Creditors, foreign-currency card tracking and advanced insights. Start with a 7-day free trial, then Monthly at $4.99/month or Yearly at $50.00/year (auto-renewable). Payment is charged to your Apple ID; the subscription renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your App Store account settings.

Terms of Use (EULA): https://deluxe-ganache-62da20.netlify.app/
Privacy Policy: https://grand-cobbler-93e0de.netlify.app/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $50.00 | per year |



## Version history (last 4 releases)

### 1.0.3 — 2026-07-04

What's new in 1.0.3:
• Fixed crashes when dragging the goal plan and deadline sliders
• Smoother goal planning — projections update live while you slide
• General stability improvements

### 1.0.2 — 2026-06-29

What's new in 1.0.2:
• Fixed a rare crash when adjusting a goal's monthly plan
• Improved sign-in reliability and general stability

### 1.0.1 — 2026-06-27

What's new in 1.0.1:
• Investments are now part of Premium
• Fixed a display issue where some amounts could show extra decimal places
• Performance and stability improvements

### 1.0 — 2026-06-26

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*