# iTransact Mobile Merchant

> Mobile point-of-sale app for accepting credit and debit card payments. (iPhone/iPad app by Payroc, LLC.)

- Source: https://appshunter.io/ios/app/itransact-mobile-merchant/id616708187 (this page in markdown: same URL + `.md`)
- Developer: [Payroc, LLC](https://appshunter.io/developer/616708530)
- Category: Business, Finance
- Price: Free
- Rating: 4.90/5 from 116 App Store ratings · 39 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 19 MB
- Languages: American English
- Released: 2013-03-15
- Data updated: 2026-07-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/itransact-mobile-merchant/id616708187/reviews.md

## What is iTransact Mobile Merchant?

iTransact Mobile Merchant is the best way to accept credit card and debit card payments anytime, anywhere. You can even select between multiple accounts from one app!

Accepting credit cards is easy with these features:

• Swipe cards easily or simply type in the information.
• Accept EMV (chip) card transactions 
• Payments are deposited into a bank account of your choice.
• Full point-of-sale features such as payments, voids, refunds, electronic receipts, and full transaction history. 
• Connect and process using multiple accounts. Switch between them with one click.
• Customer service and low cost that you'll want to tell your friends about. 
• As your business grows, we're here to help you transition to a traditional merchant account.

Call today to order your Bluetooth EMV capable reader. 

Note: The card reader plugs into your microphone jack, so you'll need to enable microphone access when the app asks for your permission.

Note: The EMV Bluetooth reader will need you to enable Bluetooth access when the app asks for your permission.

## Key features

- Accept credit and debit card payments
- EMV chip card transactions
- Full point-of-sale features
- Electronic receipts
- Full transaction history
- Manage multiple accounts

## Recent user reviews (10 of 39)

All indexed reviews: https://appshunter.io/ios/app/itransact-mobile-merchant/id616708187/reviews.md

### 5/5 — Jacob Ramsey

*2026-01-20, version 5.1.5*

Jacob did great job. He got here on time and did his job professionally. He even game me suggestions on how to maintain it. I appreciate his work. Robert.

### 5/5 — Great

*2024-04-28, version 5.1.5*

Great

### 1/5 — 7% fee

*2023-12-11, version 5.1.5*

Transaction fee 7% is ridiculous will be switching soon

### 5/5 — Awesome

*2023-10-26, version 5.1.5*

Good app

### 5/5 — Good

*2023-09-13, version 5.1.5*

It’s working great now. I hope it continue well. Thanks

### 4/5 — Text receipt

*2023-09-09, version 5.1.5*

I wish receipts could be texted. I also wish there was a way to refresh the app rather than having to keep coming back into the app when there are pauses between customers.

### 5/5 — Good but would like…

*2023-08-17*

In the next update please allow to text receipts either to the number linked to the card or manually.

### 5/5 — Review

*2023-07-28, version 5.1.5*

Greatest

### 5/5 — App works well and great customer service

*2023-01-26, version 5.1.5*

Easy to use. Works great. Have had a few issues but communication has been great and resolved quickly.

### 5/5 — Excellent

*2022-04-09, version 5.1.5*

Great company and excellent simple reader

## Frequently asked questions about iTransact Mobile Merchant

### What types of payments does iTransact Mobile Merchant accept?

iTransact Mobile Merchant accepts credit card and debit card payments. It supports both swiping cards and typing in information, as well as EMV (chip) card transactions.

### How are payments deposited with iTransact Mobile Merchant?

Payments processed through iTransact Mobile Merchant are deposited directly into a bank account of your choice. The app provides full transaction history, including payments, voids, and refunds.

### Can I manage multiple business accounts with iTransact Mobile Merchant?

Yes, iTransact Mobile Merchant allows you to connect and process using multiple accounts. You can switch between them with a single click directly from the app.

### Does iTransact Mobile Merchant require a special card reader?

Yes, to accept EMV chip card transactions, you will need to order a Bluetooth EMV capable reader from the developer. The app requires microphone and Bluetooth access for the reader to function.

### What are the customer service and cost aspects of iTransact Mobile Merchant?

The app is noted for its customer service and low cost, which users are encouraged to share. The developer also offers assistance for transitioning to a traditional merchant account as businesses grow.

### Is iTransact Mobile Merchant available on all devices?

iTransact Mobile Merchant is supported on iPhone, iPad, and iPod devices. It is rated for ages 4 and up.

### How often is iTransact Mobile Merchant updated?

The latest version of iTransact Mobile Merchant is 5.1.5, which was last updated on February 18, 2021. This indicates a history of updates, though the frequency is not specified.

### What is the user sentiment for iTransact Mobile Merchant?

Users have rated iTransact Mobile Merchant highly, with an average of 4.9 stars from 116 ratings. This suggests a very positive user experience and satisfaction with the app's functionality.

## Version history (last 5 releases)

### 5.1.5 — 2021-02-18

- Added ability to require specific fields (on settings screen)
- Added invoice fields to the 'input' form. (on pay screen)

### 5.1.4 — 2020-12-22

- Fixed crash when going to the signature screen 
- Connecting to bluetooth now allows navigating between tabs

### 5.1.3 — 2020-07-15

- Setting to disable signature for individual card brands

### 5.1.1 — 2020-04-28

- Gateway user permissions now enforced

### 5.1.0 — 2019-10-23

iOS 13 Hotfixes
- Fixed dark mode issues
- Fixed Bluetooth connection issues
- Fixed Call support buttons
- Fixed signature activity display

New Features
- Added an initial app setup wizard
- Improved security credential storage
- History Screen now lazy loads, includes pulling to refresh
- Sale/Auth only toggle now includes a disclaimer when it is disabled.
- Added setting to disable transaction sounds
- Updated Privacy Policy link
- Receipt page now allows dynamic line items for a more precise display of transaction data.
- Removed local storage for enhanced security and performance

## Apps similar to iTransact Mobile Merchant

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [GenieGateway](https://appshunter.io/ios/app/geniegateway/id1535573432) | — | Free | Business |
| [UnFranchise Marketing App](https://appshunter.io/ios/app/unfranchise-marketing-app/id1528033919) | 4.9 (559) | Free | Business |
| [ToolBoxGo](https://appshunter.io/ios/app/toolboxgo/id1520651284) | 5.0 (34) | Free | Business |
| [Gravity Payments mPOS](https://appshunter.io/ios/app/gravity-payments-mpos/id1137701579) | 5.0 (3) | Free | Business |
| [SimplyPayMe - Card Payments](https://appshunter.io/ios/app/simplypayme-card-payments/id1541592016) | 4.5 (301) | Free | Business |
| [Zulio](https://appshunter.io/ios/app/zulio/id6446093895) | 4.1 (10) | Free | Business |

## More apps by Payroc, LLC

- [GWCU GoPay](https://appshunter.io/ios/app/gwcu-gopay/id886520200)
- [Market America Shop.com](https://appshunter.io/ios/app/market-america-shopcom/id1030947350)
- [Alpine Credit Union Merchant](https://appshunter.io/ios/app/alpine-credit-union-merchant/id1140239367)
- [Payroc Agent Portal](https://appshunter.io/ios/app/payroc-agent-portal/id1485307012)
- [Payroc Pay - Mobile Merchant](https://appshunter.io/ios/app/payroc-pay-mobile-merchant/id1499211771)

All apps by Payroc, LLC: https://appshunter.io/developer/616708530

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*