# iTTMM — Tu Tujhe Me Majha

> AI-powered app for effortless shared expense tracking, splitting, and settlement. (iPhone/iPad app by Jainil Pandya.)

- Source: https://appshunter.io/ios/app/ittmm/id6759754293 (this page in markdown: same URL + `.md`)
- Developer: [Jainil Pandya](https://appshunter.io/developer/1880484117)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 54 MB
- Languages: American English
- Released: 2026-06-20
- Data updated: 2026-08-05
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/ittmm/id6759754293/reviews.md

## What is iTTMM?

iTTMM — Split Smarter. Live Better.
No confusion. No stress. Just clarity.
The next-generation expense app powered by AI, real-time sync, and social finance.
Stop chasing payments. Stop messy spreadsheets.
iTTMM makes splitting, tracking, and settling money effortless — whether it’s friends, trips, or roommates.

WHY iTTMM?
Because managing shared money shouldn’t be stressful.
Track every expense instantly

Know exactly who owes what

Settle debts in seconds

Get AI-powered financial insights

SMART EXPENSE TRACKING
Split any expense your way:
* Equal split
* Exact amounts
* Percentage-based
* Shares-based
Add participants dynamically and watch balances update in real time.

GROUPS MADE SIMPLE
Perfect for:
* Trips
* Roommates
* Friends

Features:
* Shared expense ledger
* Live balances
* Built-in group chat
* Instant updates across all devices

SMART SETTLEMENT ENGINE
No more confusion.
iTTMM automatically:
* Calculates who owes whom
* Minimizes the number of payments
One tap to:
* Settle Up
* Settle All

REAL-TIME DASHBOARD
Stay in control with:
* Total spent
* Total owed / owing
* Net balance
Everything updates instantly — no refresh needed.

INSIGHTS & ANALYTICS
Understand your money better:
* Weekly & monthly reports
* Spending trends
* Category breakdowns
Get insights like:
* You’re spending more this month
* You owe Alex — settle now

AI FINANCE BRAIN
Your built-in financial assistant:
* Predictive spending insights
* Smart reminders
* Behavioral analysis
iTTMM doesn’t just track money — it helps you improve how you use it.

SOCIAL + REAL-TIME EXPERIENCE
* Group chat with reactions & replies
* Seen indicators & typing status
* Live presence (who’s active, editing, viewing)
Money finally feels collaborative.

INSTANT QR CONNECTIONS
* Add friends instantly
* Join groups in seconds
* Share your profile with a scan

FLEXIBLE PLANS
* FREE — essentials
* PRO — advanced features
* MAX — AI + full power (no ads)
Upgrade anytime as your needs grow.

BUILT FOR TRUST
* Secure authentication
* Real-time cloud sync
* Reliable data across devices

PERFECT FOR
* Friends splitting bills
* Travel groups
* Couples
* Roommates
* Anyone managing shared money

READY TO SIMPLIFY MONEY?
Download iTTMM and experience the future of shared finance.

Privacy Policy: https://www.iamishaan.com/privacy-policy
Terms & Conditions: https://www.iamishaan.com/terms-condition
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI-powered financial insights
- Real-time expense tracking
- Effortless debt settlement
- Group expense management
- Live balance updates
- Built-in group chat

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/ittmm/id6759754293/reviews.md

### 5/5 — Really good option for splitting expenses

*2026-07-29*

I’m really happy and amazed to see the app which helps to keep the money issues away from friends.

### 5/5 — Splitting expenses is so easy

*2026-07-08*

Splitting expenses and keeping your money accountable is the best feature this app has to offer. I will share this app with everyone.

## Frequently asked questions about iTTMM

### What are the different plans available for iTTMM?

iTTMM offers a FREE plan with essential features, a PRO plan for advanced functionalities, and a MAX plan which includes AI capabilities and is ad-free. Users can upgrade their plan at any time to suit their growing needs.

### How secure is iTTMM with my financial data?

iTTMM is built for trust, featuring secure authentication and reliable real-time cloud sync to ensure your data is safe and accessible across all your devices. The app prioritizes data integrity and user security.

### Does iTTMM have ads?

Yes, the iTTMM app contains advertisements. The MAX plan is offered as an ad-free experience for users who prefer to upgrade.

### What devices does iTTMM support?

iTTMM is available on iPhone, iPad, and iPod devices, ensuring a consistent experience for Apple users managing their shared finances.

### How often is iTTMM updated?

The latest version of iTTMM is 1.87, and it was last updated on July 21, 2026. This indicates regular updates to improve functionality and user experience.

### Can iTTMM help me understand my spending habits?

Yes, iTTMM provides AI-powered financial insights, including weekly and monthly reports, spending trends, and category breakdowns. It offers predictive spending insights and smart reminders to help you improve your financial behavior.

### What is the user sentiment for iTTMM based on ratings?

iTTMM has received a perfect rating of 5.0 stars from 1 review, indicating a highly positive initial user reception. This suggests users find the app valuable and effective.

### How does iTTMM handle splitting expenses?

iTTMM allows for flexible expense splitting, including equal splits, exact amounts, percentage-based splits, and shares-based splits. Participants can be added dynamically, and balances update instantly in real time.

## Version history (last 4 releases)

### 1.97 — 2026-07-29

Bug fixes and performance improvements

### 1.87 — 2026-07-21

Email verification module and bug fixes with performance improvements.

### 1.77 — 2026-07-15

Minor bug fixes and performance improvements.

### 1.63 — 2026-06-20

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*