# Itzol: Credit Card Optimizer — The right card, every time

> The right card, every time (iPhone/iPad app by MAURICIO ANTONIO RODRIGUEZ MORALES.)

- Source: https://appshunter.io/ios/app/itzol-credit-card-optimizer/id6793218067 (this page in markdown: same URL + `.md`)
- Developer: [MAURICIO ANTONIO RODRIGUEZ MORALES](https://appshunter.io/developer/6793218069)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 51 MB
- Languages: American English
- Released: 2026-08-14
- Data updated: 2026-09-30
- User reviews in markdown: https://appshunter.io/ios/app/itzol-credit-card-optimizer/id6793218067/reviews.md

## What is Itzol?

Which card should you use right now? Itzol answers in seconds.

You have great cards. Each closes on a different day, earns different rewards, and is due at a different time. Itzol keeps track of all of it — and tells you exactly which card to tap for every purchase, and why.

THE RIGHT CARD, EVERY TIME
• Open the app: your best card right now, ranked by billing-cycle timing and rewards
• Filter by what you're buying — groceries, dining, travel, gas and more
• See exactly why: days of float, category bonuses, upcoming due dates — every pick explained

MASTER YOUR BILLING CYCLES
• Buy right after a statement closes and your money floats for weeks
• The Plan calendar shows every card's best-buy window at a glance
• Time big purchases to the window that gives you the most days to pay

REMINDERS ON YOUR TERMS
• A heads-up before every due date — you choose how many days
• Statement-close alerts the moment a card enters its best window
• The 15/3 payment technique, automated with two perfectly timed nudges

A VAULT WORTH OPENING
• Your cards, rendered as art: metallic, brushed, glossy, matte, frosted
• Colors you pick, materials you choose

PRIVATE BY ARCHITECTURE
• No account. No sign-up. No cloud.
• Your card list never leaves your phone — we couldn't see it if we wanted to
• Only the last 4 digits, ever. Itzol never asks for full card numbers

ITZOL PRO
The free tier includes one card with full recommendations and core payment reminders. Pro unlocks up to 10 cards, the Plan calendar, planned purchases, all five materials and 15/3 automation — $1.99/month, $14.99/year with one month free, or $49.99 once, yours forever.

—
Itzol is an organizer for cards you already have. It does not provide financial, credit, or investment advice, and it never sees your full card numbers.

Privacy Policy: https://itzol.app/privacy
Terms of Use: https://itzol.app/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $49.99 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-08-27

• Reminders now speak human — clearer dates and better coaching on every notification
• Fixed an evening timezone issue that could rank cards for tomorrow
• Visual polish across the Vault and billing-cycle views

### 1.0 — 2026-08-14

No release notes.

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## More apps by MAURICIO ANTONIO RODRIGUEZ MORALES

- [So What's For Dinner?](https://appshunter.io/ios/app/so-whats-for-dinner/id6801311574)

All apps by MAURICIO ANTONIO RODRIGUEZ MORALES: https://appshunter.io/developer/6793218069

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*