# IversusE

> Role-playing budget calculator for household financial literacy. (iPhone/iPad app by NUMERICALPERSPECTIVES LTD. LIABILITY CO..)

- Source: https://appshunter.io/ios/app/iversuse/id1509320624 (this page in markdown: same URL + `.md`)
- Developer: [NUMERICALPERSPECTIVES LTD. LIABILITY CO.](https://appshunter.io/developer/1509320623)
- Category: Finance, Games, Education, Family, Role Playing
- Price: Free with in-app purchases (on sale, was $1.99)
- Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 6 MB
- Languages: English
- Released: 2020-04-22
- Data updated: 2026-07-20
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/iversuse/id1509320624/reviews.md

## What is IversusE?

IversusE is a simple yet powerful budgeting and financial planning app designed to help you understand where your money is going and how major financial decisions affect your future.

Manage income and expenses, estimate loan payments, and plan debt payoff strategies in one easy-to-use app.

Features:

• Budget Calculator

* Compare monthly income and expenses
* See whether your budget is positive, balanced, or negative
* View monthly and yearly totals

• Credit Card Calculator

* Estimate payoff dates
* See total interest paid over time
* Compare the impact of additional payments

• Mortgage Calculator

* Estimate monthly mortgage payments
* Include property taxes and insurance
* View total interest and total loan cost
* Explore the impact of extra payments

• Auto Loan Calculator

* Calculate monthly payments
* Include taxes, fees, trade-in value, and down payment
* View total interest and total cost
* Evaluate different financing scenarios

• Simple and Practical

* Designed for everyday financial planning
* Easy-to-read results
* Supports iPhone and iPad

Whether you're creating a household budget, paying off debt, planning a mortgage, or evaluating an auto loan, IversusE helps you make more informed financial decisions.

Disclaimer: This app provides estimates for educational and planning purposes only. Actual loan terms, taxes, fees, and financial results may vary.

## Key features

- Role-playing budget calculator
- Income and expense tracking
- Financial literacy tool
- Household budgeting
- Money left over calculation

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/iversuse/id1509320624/reviews.md

### 5/5 — Simple and Effective

*2025-05-05*

This app’s simplicity is its greatest strength. It is straightforward, efficient, and easy to navigate.

### 5/5 — I really like this app

*2020-08-22*

This app gives me controls over my expenditures.

## Frequently asked questions about IversusE

### What is Incomes versus Expenses used for?

Incomes versus Expenses is a role-playing budget calculator designed to foster financial literacy within a household. It helps users track their income and expenses to see if they have money left over after paying bills.

### How much does Incomes versus Expenses cost?

Incomes versus Expenses is a paid app, priced at $1.99. This one-time purchase grants access to all its features.

### What devices support Incomes versus Expenses?

Incomes versus Expenses is available on iPhone, iPad, and iPod devices.

### What is the age rating for Incomes versus Expenses?

Incomes versus Expenses has an age rating of 4+, making it suitable for a wide range of users.

### How often is Incomes versus Expenses updated?

The latest version of Incomes versus Expenses was released on December 22, 2024, indicating regular updates to improve the app.

### Does Incomes versus Expenses have ads?

No, Incomes versus Expenses does not contain advertisements. It is a paid application without ads.

### What is the user sentiment for Incomes versus Expenses?

Based on 3 ratings, Incomes versus Expenses has an excellent rating of 5.0 stars, suggesting very positive user sentiment.

### Can Incomes versus Expenses be used offline?

The provided data does not specify offline capabilities for Incomes versus Expenses. However, as a budget calculator, it likely functions without an internet connection for core features.

## Version history (last 5 releases)

### 4.2 — 2026-06-09

Version 4.2

New Features:
• Added Credit Card Calculator with payoff estimates, interest calculations, and payoff-date projections
• Added Mortgage Calculator with support for property taxes, insurance, escrow, and extra payments
• Added Auto Loan Calculator with support for taxes, fees, trade-in values, down payments, and extra payments
• Added a More tab with Privacy Policy, Contact Support, Remove Ads, and Restore Purchases

Improvements:
• Improved budgeting calculations and balance presentation
• Enhanced validation messages and input handling
• Improved form layout and usability across financial calculators
• General performance and stability improvements

### 4.1 — 2024-12-22

This version features predefined and customizable fields for income and expenses, interactive balance feedback with color-coded outcomes, a monthly breakdown of future expenses for better planning, and a yearly summary of monthly balances to keep users informed about their financial situation.

### 4 — 2024-11-12

Version 4 has a fresh and improved look. In this version, users do not have to scroll back to the main section to see  what is left of their incomes after entering an expenditure. They can visualize these changes in real time as soon as they click “save”

### 3 — 2021-02-06

Version 3 includes a new display name, I. versus E., objects that display alert messages to users after a « Save »  button is tapped, and a user-interaction-enabled text area where users can add optional notes.

### 2 — 2020-08-24

In version 2, the word “bloc” is replaced with “section”. In this version, users can also keep track of previous months’ balances inasmuch as a new section is added to log these balances every month.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*
