# J&K Bank mPay - Delight — Instant 24x7 cashless payments

> Official mobile banking app for instant 24x7 cashless payments and fund transfers. (iPhone/iPad app by Jammu & Kashmir Bank Ltd.)

- Source: https://appshunter.io/ios/app/j-and-k-bank-mpay-delight/id1576319486 (this page in markdown: same URL + `.md`)
- Developer: [Jammu & Kashmir Bank Ltd](https://appshunter.io/developer/728336571)
- Category: Finance
- Price: Free
- Rating: 3.10/5 from 8 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 80 MB
- Languages: American English
- Released: 2021-09-29
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/j-and-k-bank-mpay-delight/id1576319486/reviews.md

## What is J&K Bank mPay?

J&K Bank's official mobile banking application.
To use this app, visit your concerned branch unit of J&K Bank & register yourself.
Refer to J&K Bank’s official website for complete information. http://www.jkbank.net/mobileBanking.php

FEATURES
1. Easy to use and completely secure. 
2. Offers services like Balance Enquiry, Mini Statement, Funds Transfer from your mobile handset.
3. IMPS(Immediate Payment System) available. Transfer money across banks within seconds.
4. You can also view Cheque Status and place a request to stop a cheque.
5. Facility available 24 * 7.
6. Banking on the move.

## Key features

- Balance enquiry
- Mini statement
- Funds transfer
- IMPS available
- Cheque status and stop request
- 24x7 service

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/j-and-k-bank-mpay-delight/id1576319486/reviews.md

### 5/5 — 5star

*2023-03-21, version 7.1.2*

Giving it 5star because its easy to use and have a extra security 💙

## Frequently asked questions about J&K Bank mPay

### How do I register to use J&K Bank mPay?

To use J&K Bank mPay, you need to visit your concerned branch unit of J&K Bank and register yourself. More information can be found on J&K Bank's official website.

### What banking services does J&K Bank mPay offer?

J&K Bank mPay offers services such as balance enquiry, mini statement, funds transfer, IMPS for instant money transfer, and the ability to view cheque status and request cheque stops.

### Is J&K Bank mPay secure?

Yes, the app is described as completely secure. It facilitates instant 24x7 cashless payments and banking on the move.

### What is the rating for J&K Bank mPay?

J&K Bank mPay has a rating of 3.1 stars based on 8 user ratings.

### On which devices can I use J&K Bank mPay?

J&K Bank mPay is available for iPhone and iPod devices.

### When was J&K Bank mPay last updated?

The latest version of J&K Bank mPay was updated on June 9, 2023.

### What is the age rating for J&K Bank mPay?

J&K Bank mPay has an age rating of 4+, making it suitable for users aged 4 and above.

### Does J&K Bank mPay support IMPS?

Yes, J&K Bank mPay supports IMPS (Immediate Payment System), allowing you to transfer money across banks within seconds.

## Version history (last 5 releases)

### 7.1.9 — 2023-06-09

minor bug fix

### 7.1.8 — 2023-06-05

Minor bug fixes

### 7.1.6 — 2023-04-26

Added UPI integration and account statement subscription.

### 7.1.3 — 2023-04-05

minor bug fix and efrm support

### 7.1.2 — 2023-03-18

Some minor issue fixes

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## More apps by Jammu & Kashmir Bank Ltd

- [J & K Bank eCalendar 2022](https://appshunter.io/ios/app/j-and-k-bank-ecalendar-2022/id1602701446)
- [J & K Bank eCalendar](https://appshunter.io/ios/app/j-and-k-bank-ecalendar/id1662245343)
- [JKB mPay Delight+](https://appshunter.io/ios/app/jkb-mpay-delight-plus/id6459356147)
- [Corporate mPay Delight](https://appshunter.io/ios/app/corporate-mpay-delight/id6740089640)
- [JK Bank Voice Pod](https://appshunter.io/ios/app/jk-bank-voice-pod/id6756486834)

All apps by Jammu & Kashmir Bank Ltd: https://appshunter.io/developer/728336571

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*