# Japan Salary & Tax Calc — FY2026 Take-home \| Sage Apps

> FY2026 Take-home | Sage Apps (iPhone/iPad app by Yusuke Takeuchi.)

- Source: https://appshunter.io/ios/app/japan-salary-and-tax-calc/id6802477944 (this page in markdown: same URL + `.md`)
- Developer: [Yusuke Takeuchi](https://appshunter.io/developer/1103617788)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English, Dutch, French (France), German (Germany), Indonesian, Italian, Japanese, Korean, Polish, Brazilian Portuguese and 6 more
- Released: 2026-08-26
- Data updated: 2026-09-12
- User reviews in markdown: https://appshunter.io/ios/app/japan-salary-and-tax-calc/id6802477944/reviews.md

## What is Japan Salary & Tax Calc?

"What's my actual take-home?" "If I cross the 1.3M yen wall, do I lose money?" — turn Japanese payslip anxiety into clear numbers, instantly.

Salary Calculator is a take-home pay simulator built specifically for Japanese tax law (令和8年度 / FY2026). Perfect for Japanese salaried workers, part-timers minding the "income walls", and anyone comparing job offers. Also ideal for foreign residents working in Japan.

--- Key Features ---

■ Real-time Take-home Calculation
Enter annual income, age, dependents, and prefecture. Income tax, resident tax, health insurance, pension, employment insurance, and nursing insurance are calculated automatically. Monthly/annual take-home and take-home rate shown instantly.

■ FY2026 Tax Reform Ready
Reflects the 2026 tax reform: basic deduction ¥580,000, employment income deduction ¥650,000. All tax brackets, dependent deductions, and spousal deductions are current. Tax rates are delivered over the air — no app update needed at fiscal year changeover.

■ Income Wall Simulator (Japan-specific)
Visualize the 8 famous Japanese "income walls" (930K/1.06M/1.23M/1.30M/1.50M/1.60M/1.78M/2.01M yen). Slide your income and see take-home changes instantly.

■ Job A/B Comparison
Enter current and target job incomes side by side. "+¥45,300 per month" shown large. SNS share card supported.

■ Bonus Take-home
Approximates bonus withholding tax from previous month salary and dependents. Precise take-home including health, pension, and employment insurance.

■ Multiple Side Jobs
Add multiple side jobs. Choose wage income, business income, or miscellaneous income; enter expenses. Combined take-home with your main job and automatic filing requirement judgement.

■ Housing & Mortgage Estimator
Reverse-calculate max rent (20/25/30% of take-home) and mortgage loan capacity. Adjust interest rate and repayment period.

■ Furusato Tax Deduction Cap
Calculate your furusato-nozei deduction limit.

■ Tax Saving Simulation (iDeCo / NISA)
See tax reduction from iDeCo and NISA at 3/5/7% return scenarios.

■ Payday Countdown Widget
"X days until payday" + predicted take-home on Home Screen and Lock Screen. Weekend/holiday shift correction, month-end correction, bonus month display.

■ Take-home Summary Widget
Monthly take-home + take-home rate on Home Screen. Small / Medium / Lock Screen.

■ 47 Prefecture Health Rates
All Kyoukai Kenpo prefecture rates included.

■ SNS Share Cards, iCloud Sync, 16 languages, Full Dark Mode, ¥480 remove ads IAP.

--- Disclaimer ---

Results are approximations based on published tax rates. Actual amounts may differ due to municipal variance, company health unions, and other deductions. Consult your payslip or tax accountant.

---------------------------------
Sage Apps Series

A collection of iOS utility apps designed for simplicity and ease of use.

>> Search "Sage Apps" on the App Store for more
---------------------------------

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |



## Version history (last 1 release)

### 1.0.0 — 2026-08-26

No release notes.

## More apps by Yusuke Takeuchi

- [脱出ゲーム - 悪夢の国のアリス -](https://appshunter.io/ios/app/id1256287428)
- [ガクヤカレンダー](https://appshunter.io/ios/app/id6759362381)
- [SustAIn](https://appshunter.io/ios/app/sustain/id6760572599)
- [Tally Counter - Simple Clicker](https://appshunter.io/ios/app/tally-counter-simple-clicker/id6761415668)
- [Day Counter - Countdown & Up](https://appshunter.io/ios/app/day-counter-countdown-and-up/id6761449746)
- [FocusBlocks - Focus Timer](https://appshunter.io/ios/app/focusblocks-focus-timer/id6761746303)

All apps by Yusuke Takeuchi: https://appshunter.io/developer/1103617788

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*