# Jar:Save Money in Digital Gold — Auto Save & Invest in 24K Gold > Automated digital gold savings app rounding up daily transactions. (iPhone/iPad app by ChangeJar Technologies Pvt. Ltd..) - Source: https://appshunter.io/ios/app/jarsave-money-in-digital-gold/id1586776687 (this page in markdown: same URL + `.md`) - Developer: [ChangeJar Technologies Pvt. Ltd.](https://appshunter.io/developer/1586776689) - Category: Finance, Utilities - Price: Free - Rating: 4.74/5 from 100,955 App Store ratings · 46 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 386 MB - Languages: American English, Bangla, Gujarati, Hindi, Kannada, Marathi, Tamil, Telugu - Released: 2021-10-05 - Data updated: 2026-09-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/jarsave-money-in-digital-gold/id1586776687/reviews.md ## What is Jar? We at Jar believe, “Everyone can Buy Digital Gold”, no matter how small the amount is. Saving Money is crucial to a financially secure future. Buy Gold in just 45 seconds with India's Digital Gullak Jar App. Buy 24K Digital Gold and Grow Your Money. You can buy Digital Gold from ₹10 on Jar. It’s 100% safe and secure. We’ve helped 4cr+ Indians buy gold and grow their savings at the same time. Now, it’s your turn to start buying in Digital Gold through the Jar App (India's Digital Gullak) with just your spare change. Can't afford the lump sum amount to buy gold right now? Buying gold funds confuses you? Jar will help you buy digital gold in small sums for you, automatically! How does Jar work? Jar is a gold app that lets you buy 24k digital gold. It automatically takes spare change from your daily online transactions and buys digital gold. Jar is the 1st made-in-India app to come up with such an innovative solution to buy digital gold. Hence, we call it India's Digital Gullak with Smart Gold Options. For example, if you spend ₹27 on Paytm, Jar will round it up to the nearest 10, i.e., ₹30, & the difference of ₹3 would be automatically used to buy 24k digital gold. You can also set the daily buying amount of your choice; most of our users set this to achieve their financial goals. Now you can buy Gold by checking the Latest Gold Price Today. Jar gives you real-time updates on Gold rates with our 'Gold price tool.' The chart is automatically refreshed, and the price is updated every minute. Easily check the Gold price today along with its purity. You can specifically check for a 1-gram gold rate and 24KT gold price today as well. Check the gold price and buy now. With Jar, you can buy gold in 4 easy steps 1. Log in with your phone number to create your Jar account. 2. Set up UPI autopay from your PhonePe, Google Pay, or Paytm account. 3. Now let Jar buy gold for you at the best gold rate. 4. Tap on the 'Withdraw Gold' option to instantly sell gold accumulated in your Jar account & get money directly to your e-wallet. Jar gives you the best gold rates, so you don't miss an opportunity. Buying gold is made easy by Jar You can do micro-purchases on Jar with our digital gold plans & offerings (at the best gold rates). 100% secure & liquid offerings allow you to automatically buy 24-karat gold with every transaction. With Jar, you have full control of your finances; you can pause, restart, withdraw funds, or sell gold easily with a click of a button. Let Jar App be your gold expert! FAQs: What is required to create my Jar account? A valid phone number. A UPI account with PhonePe, Google Pay, Paytm, or any other UPI service provider in India. Is KYC required? KYC verification is not required to buy gold with Jar. Who can buy? Any Indian citizen over the age of 18 with a bank account may buy gold daily/weekly/monthly. What is digital gold? Digital gold is real gold that’s simply stored virtually to save space and provide safety and can be converted to physical gold with a single click. When can I withdraw? There’s no minimum lock-in period on the Jar App; you can withdraw or sell your money after 24 hours of purchasing. Contact us at wa.me/916366693874 or email us at info@changejar.in. ## Key features - Automated spare change investing - Invest in 24K digital gold - Start from ₹10 - Real-time gold price updates - Secure UPI autopay setup - Easy withdrawal of savings ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/jarsave-money-in-digital-gold/id1586776687/reviews.md ### 1/5 — Disgusting app *2026-08-25* Absolutely ridiculous and extremely frustrating experience. I genuinely regret using this app. I had already paused the AutoPay because I DID NOT want money to be deducted automatically, yet ₹20 was still deducted. Then I had to go to PhonePe and manually cancel the AutoPay mandate because apparently just pausing it in the app was not enough. And the worst part? ₹20 was deducted, but only around ₹17 was showing as the value. This happened multiple times. In total, ₹60 was deducted, while only ₹51 was reflected. And on top of that, the app was showing ₹0 savings. Seriously, where is the rest of the money going? How is this supposed to be “saving”? Users should not have to keep checking their bank account to make sure their money isn’t being deducted unexpectedly. If AutoPay is paused, it should STOP. Simple. The entire experience is confusing, frustrating and feels completely misleading. The app needs to clearly explain every deduction, every charge, and exactly where the user’s money is going instead of making people figure it out themselves. I have cancelled the AutoPay and honestly, I don’t even feel comfortable keeping this app anymore. Fix your AutoPay system and be transparent about the money being deducted. People are trusting you with their money, not donating it to you. **Developer response:** Hi, we’re sorry for the inconvenience. We understand that your concern deserves attention, and we’d like to help you with this. Kindly share your registered mobile number and issue details at wecare@changejar.in. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — I am not able to withdraw my own money *2026-07-26* I am not able to withdraw my own money. That is the biggest concern. I have been trying to withdraw my funds for the last 10 days, but the app keeps showing the same message: “Bank servers are down.” Every single day, it’s the same excuse with no clear timeline for resolution. This is completely unacceptable for a financial app. When users cannot access their own money for days, it seriously damages trust. There has been no meaningful update or transparent communication, and the issue remains unresolved. If you can accept deposits instantly, you should also ensure that withdrawals work reliably. Please fix this issue immediately and communicate honestly with your users. Until then, I cannot recommend this app. **Developer response:** Hi, We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Severe Operational Failure and Financial Distress Caused by Jar App *2026-07-25* App I am writing to formally and strongly document a critical grievance regarding the Jar application (operated by Changejar Technologies Private Limited). My hard-earned money amounting to ₹8,000 is currently completely stuck within the application due to sudden, unannounced withdrawal failures and persistent server error prompts stating that "Bank servers are currently facing low success rate." What makes this situation entirely unacceptable is the absolute lack of accountability and customer support from the developer and management team (led by co-founders Nishchay AG and Misbah Ashraf). Despite repeated attempts to access my funds, the withdrawal requests fail continuously. When users try to seek assistance, the in-app support channels are completely unresponsive, unhelpful, or automated loops that abandon customers in distress. An application handling public savings and financial assets cannot hide behind recurring server error excuses while locking up user capital without a clear resolution mechanism or human customer care intervention. Trapping hard-earned funds with zero communication channel or recourse breaches basic consumer trust. Demands for Immediate Action: 1. Immediate Refund: Process an immediate release and full refund of my stuck ₹8,000 balance directly to my verified bank account. 2. Account Accountability: Fix the underlying gateway and server loop bugs plaguing the application's withdrawal infrastructure rather than leaving users stranded. If this matter is not resolved promptly, this case will be formally escalated through consumer grievance forums and digital payment regulatory channels for unfair trade practices and deficiency in service. **Developer response:** Hi, We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Really bad *2026-06-24* Absolutely terrible experience with Jar. The app makes it seem easy to invest, but when it comes to withdrawing money, things become frustrating. Withdrawals take much longer than promised, and there is very little transparency about what’s happening with your funds. Watching your balance drop due to gold price fluctuations while waiting for your own money feels unfair. Customer support is slow and unhelpful, often giving generic responses instead of actually resolving issues. An investment app should make users feel secure, but this platform does the opposite. It feels like they care more about getting your money in than letting you access it when you need it. Would not recommend this app to anyone looking for quick access to their funds. **Developer response:** Hi Nashree, We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Blocking withdrawal to Bank options *2026-05-31* I have recently faced repeated issues with the Jar app while trying to withdraw money to my bank account. The app shows messages saying that “bank servers are down,” but this has happened at times when I wanted to sell my gold at a higher value and withdraw the amount. This creates serious discomfort and trust issues for users, because we should be able to sell and withdraw whenever the market value is favorable. If withdrawal or bank transfer options are blocked during important times, users may lose the benefit of the best gold price. Jar should improve transparency, provide clear reasons for withdrawal failures, and ensure users are not restricted from selling or withdrawing funds when they choose. This experience has made me concerned about reliability. **Developer response:** Hello! We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Worst customer service centre and making us fools by looting money *2026-05-25* Here’s a strong and aggressive version of your review message: I have been trying to withdraw my money from the Ajar app for the last 6 days, and every single time it keeps showing “Bank Issue.” After cross-checking with my bank, they clearly confirmed that there is absolutely no issue from their side. If it was genuinely a bank problem, then why is the same issue happening with every bank account? I tried contacting your customer support through WhatsApp — no response. Tried calling multiple times — no response. Even my fiancée is facing the exact same issue. This is honestly one of the worst apps I have ever trusted. The biggest mistake I made was trusting this app and recommending it to my own family members and friends. Around 15–20 people invested through this app because I believed it was safe and reliable. Now I feel guilty for making them trust this platform. And the funny part? Whenever gold prices rise and people want to withdraw profits, suddenly the app develops “technical issues” and blocks withdrawals. But when prices fall and users are at a loss, suddenly withdrawals work normally. What a coincidence! Now after repeatedly trying, the app finally shows that withdrawal is possible, but even after clicking withdraw, the money still doesn’t get credited. Earlier withdrawals used to happen instantly, but ever since gold prices started fluctuating due to the Middle East situation, this app has started showing its real face. This app is playing games with users’ money. People work hard for their earnings, and platforms like this are destroying trust completely. Guys, don’t fall for these so-called “easy investment” promises. Think twice before investing your hard-earned money here. This has been one of the worst experiences ever. **Developer response:** Hi Akshay bannatti! We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Feels like a fraud app *2026-05-19* I used this app from last 5-6 years never a problem occurred, but II just checked one thing like whenever I put some money in it, it deduct some charges of course that’s processing charge that’s totally fine, but after that, I noticed that whenever I try to withdraw currently like I have in my Jar account is ₹1050 and whenever I try to withdraw it, it says that I can withdraw nine ₹983 so before this transaction, I have ₹5500 in my Jar account and okay I thought let’s let’s withdraw it. It will be very specific. it was ₹5502, so I thought it. Take it out, and when when I tried to take it out, it says your withdrawal balance 5200 i thought maybe some amount id locked but when i withdraw it my while amount goes to 0 what where are my 300 rs which is showing in app so we don’t look our daily debit and don’t cross check and they are misusing that thing plessed cross check **Developer response:** Hi Manish! We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Fraud app *2026-04-29* I invested ₹14,000 in the Jar app trusting it as a safe way to save in digital gold. But when I tried to withdraw, I’m getting only around ₹13,000. That’s a big difference and honestly very disappointing. They show your savings value clearly, but when it comes to withdrawal, most of the amount is locked for 24 hours and only a small portion is available instantly. This was never clearly understood at the time of investing. It feels confusing and frustrating when your own money isn’t fully accessible when you need it. I’m not saying don’t use it, but please be very careful and understand all the hidden terms, lock-in periods, and charges before investing your hard-earned money. Transparency really matters when it comes to financial apps, and users deserve better clarity. Think twice before investing and always read everything properly. Your money, your responsibility. ⚠️ **Developer response:** Hi Manoj! We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Useless app. *2026-04-24* This app steals money like no other, you invest or autopay certain amount and then some if left over. But when it comes to withdrawal there is at least dispensary of few thousands for larger amounts. I mean I get it people do need to make money but not like this ripping others of their hard earned money. And nowhere have they mentioned about the dispensary and that costumer care is another scam they think people don’t understand technical and financial terms and they try to be all smug about it. If didn’t understand those terms how the hell would we have invested thousands of rupees. Yeah it was absolutely waste of time and money. Don’t fall for such scams nothing is as good as it seems and everyone is here to make money and no deal is ever a good deal. **Developer response:** Hi Chuttti, We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ### 1/5 — Pathetic Service *2026-03-20* I am very much disappointed with Jar’s service. It has been almost 20 days now, and there has been absolutely no response from their team not on emails, chats, or even calls. This level of customer support is unacceptable. After submitting my KYC details, they updated my information incorrectly, and there has been no way to get it fixed due to their complete lack of response. On top of that, when trying to update my UPI ID, it constantly shows “unable to add.” Ironically, they are still able to accept money from other UPI IDs into my account, but I am unable to add or manage the same UPI myself. This raises serious concerns about their system and transparency. The entire experience feels misleading and untrustworthy.I strongly advise others to be cautious — do not trust this platform blindly, and think twice before investing your money here. **Developer response:** Hi Shiny, We are sorry for the inconvenience and we certainly don’t want you to feel this way. Kindly share your registered mobile number and issue details at wecare@changejar.in or WhatsApp us at wa.me/916366693874. You can also reach us at our customer care number, 888-439-0000 (Monday to Friday, 10 AM - 6 PM). We will assist you. ## Frequently asked questions about Jar ### How do I create a Jar account? To create a Jar account, you need a valid phone number and a UPI account linked with services like Phonepe, GooglePay, or Paytm. The process is designed to be quick and straightforward. ### Is KYC required for Jar? No, KYC verification is not required to start saving with Jar. This makes it easier for users to begin their digital gold investment journey without extensive paperwork. ### How does Jar automate savings? Jar automates savings by rounding up your daily online transactions to the nearest ₹10 and investing the difference in digital gold. For example, a ₹27 transaction would result in a ₹3 investment. ### What are the minimum investment amounts for Jar? You can start investing in digital gold through Jar with amounts as low as ₹10. This allows for accessible micro-savings and investment for everyone. ### How often is the gold price updated on Jar? The gold price on Jar is updated in real-time, with the chart refreshing automatically every minute. This ensures you always see the latest 24K gold price and purity. ### Can I withdraw my savings from Jar? Yes, you can easily withdraw your savings from Jar by tapping the 'Withdraw Saving' option. The accumulated gold is sold at the best rates, and the money is transferred directly to your e-wallet. ### What devices does Jar support? Jar is available on iPhone and iPod devices, allowing users on these platforms to manage their digital gold savings and investments. ### How frequently is Jar updated? The latest version of Jar is 2.51.0, and it was last updated on August 20, 2024. This indicates regular updates to improve functionality and reliability. ## Version history (last 5 releases) ### 2.78.0 — 2026-09-02 Bug fixes ### 2.77.0 — 2026-08-10 Bug fixes ### 2.76.5 — 2026-08-02 Bug fixes ### 2.76.0 — 2026-07-16 Bug fixes ### 2.75.1 — 2026-06-26 Bug fixes ## Apps similar to Jar | App | Rating | Price | Category | | --- | --- | --- | --- | | [mStock by Mirae Assets-IPO, MF](https://appshunter.io/ios/app/mstock-by-mirae-assets-ipo-mf/id1577155974) | 4.5 (108) | Free | Finance | | [Trade W - Investment & Trading](https://appshunter.io/ios/app/trade-w-investment-and-trading/id1617017221) | 3.8 (103) | Free | Finance | | [5paisa: Demat, Stocks & IPO](https://appshunter.io/ios/app/5paisa-demat-stocks-and-ipo/id1156366609) | 4.4 (386) | Free | Finance | | [Fi Money: Open Account Online](https://appshunter.io/ios/app/fi-money-open-account-online/id1531564767) | 4.5 (148) | Free | Finance | | [Paytm Money: Stocks, MF, IPO](https://appshunter.io/ios/app/paytm-money-stocks-mf-ipo/id1344431352) | 4.5 (579) | Free | Finance | | [BharatPe for Business](https://appshunter.io/ios/app/bharatpe-for-business/id1329385873) | 3.7 (9,668) | Free | Finance | ## More apps by ChangeJar Technologies Pvt. Ltd. - [Nek](https://appshunter.io/ios/app/nek/id6751536021) All apps by ChangeJar Technologies Pvt. Ltd.: https://appshunter.io/developer/1586776689 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*