# JFin

> Privacy-first financial command center for wealth creation and management. (iPhone/iPad app by Jayhope LLC.)

- Source: https://appshunter.io/ios/app/jfin/id6757341987 (this page in markdown: same URL + `.md`)
- Developer: [Jayhope LLC](https://appshunter.io/developer/1866207062)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 26.1 · 17 MB
- Languages: English
- Released: 2026-01-10
- Data updated: 2026-06-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/jfin/id6757341987/reviews.md

## What is JFin?

JFin is a privacy-first financial command center designed for individuals serious about wealth creation, offering a comprehensive system to track net worth, manage cash flow, and forecast future growth without relying on invasive bank connections. Built with a high-performance, manual-entry architecture, the application ensures complete data sovereignty by keeping your financial information localized and secured behind biometric authentication, while providing professional-grade tools to analyze solvency ratios, monitor liquidity, and simulate long-term retirement scenarios. By stripping away the noise of automated trackers and focusing on high-level financial strategy, JFin provides a clear, distraction-free environment for mastering your financial narrative and executing a precise roadmap toward financial freedom.

## Key features

- Track net worth
- Manage cash flow
- Forecast financial growth
- Biometric authentication
- Analyze solvency ratios
- Simulate retirement scenarios


## Frequently asked questions about JFin

### How secure is JFin?

JFin prioritizes data privacy by keeping your financial information localized and secured behind biometric authentication. This means your sensitive data is not shared with external bank connections.

### Does JFin connect to my bank accounts?

No, JFin is built with a manual-entry architecture and does not rely on invasive bank connections. All financial information is entered and managed by the user.

### What kind of financial analysis does JFin offer?

JFin provides professional-grade tools to analyze solvency ratios, monitor liquidity, and simulate long-term retirement scenarios, enabling strategic financial planning.

### Is JFin available on Android devices?

Currently, JFin is supported on iPhone and iPad devices. Information regarding Android compatibility may be updated by the developer in the future.

### How often is JFin updated?

The latest version of JFin is 2.2.1, and it was last updated on April 1, 2026. This indicates a recent update from the developer.

### What is the age rating for JFin?

JFin has an age rating of 4+, making it suitable for a wide range of users interested in financial management.

### What are the benefits of JFin's manual-entry system?

The manual-entry architecture ensures complete data sovereignty and a distraction-free environment, allowing users to focus on high-level financial strategy without automated tracking noise.

### Does JFin have ads?

No, JFin does not contain advertisements. The application is designed to provide a clean and focused user experience.

## Version history (last 5 releases)

### 2.2.2 — 2026-06-10

Moved the Gain/Period toggle to the top of the tab as a full-width master control with a sliding gold selector and icons; it now drives the headline, chips, the accounts list, and benchmarks.
Removed tap-to-chart from the "Your Accounts" rows — they're display-only now.
Turned the Benchmarks section from a card carousel into a list (matching "Your Accounts" styling: gradient icon, sparkline, return pill).
Benchmarks now show in both Gain and Period modes, measured over the date filter.

Bug fixes
Fixed the sparklines leaking outside their boxes (added chart plot clipping).
Fixed the gain sort: Net Worth is no longer pinned to the top, so "Biggest gain" actually puts the largest gainer first; each row now shows the gain $ amount, total value, and % so every sort key is visible.

Gain math 
Gain mode now shows true capital gain vs cost (P&L excluding deposits), not balance change.
Stock portfolios use the exact same formula as the stock data tab (InvestmentView): market value − invested, % = P&L / invested, cash excluded — pulled from the same live cached value the stock tab uses.
Extracted one shared stockGainVsCost helper so the graph's headline/chip and the accounts list use identical math (and both match the stock data tab).
Made the displayed % consistent with the value and gain shown in each row.

### 2.2.1 — 2026-04-01

Billing Improvements

Account selection is now required when recording payments and receipts. A clear indicator and warning guide you to choose an account before confirming, ensuring every transaction is properly tracked.

Dues Visual Refresh

Simplified the color scheme across the Dues tab to reduce visual clutter. Amounts now use a clean neutral tone, with color reserved for category icons and expense/revenue accents (orange and green). The overall experience feels calmer and easier to scan.

Stability & Performance

Fixed a calendar rendering issue that could cause undefined behavior with duplicate day labels.
Improved thread safety across background services for smoother performance.
General code cleanup and audit pass.

### 2.1.3 — 2026-02-13

Budget Tab — Completely Redesigned

New visual spending ring shows exactly how much of your budget you've used at a glance
Expandable category bar chart — tap any category to see recent transactions and set a budget
Set budgets as a fixed dollar amount or as a percentage of your income
Allocation overview shows how much of your income is budgeted and how much is still available
Last 7 days spending velocity chart
Collapsible sections so you control what you see

Recurring & Subscriptions

New detailed subscriptions breakdown in Insights showing every recurring charge with frequency, renewal dates, and monthly/annual costs
Smarter recurring transaction detection and linking
New options when stopping a recurring item: detach a single transaction, stop and delete future charges, or stop and delete all linked transactions

Quality & Performance

Fixed a crash that could occur on first launch
Fixed currency symbol display issues
Smoother animations and faster navigation throughout
Collapsible sections added across Budget, Insights, and Settings for a cleaner experience

### 2.1.2 — 2026-02-02

Smarter Insights — The Composition breakdown now leads with Income, giving you a clearer picture of where your money comes from before where it goes. Tap any category to highlight it across the chart and list.
Investment Hub Refresh — Asset class cards now surface key details at a glance — average returns, risk level, and subtitles — so you can compare vehicles without tapping in. The compound interest calculator now breaks down your contributions vs. growth.
Tax Vault Upgrade — See your total potential tax savings right at the top. Each strategy card now shows the annual dollar amount you could save, making it easier to prioritize the accounts that move the needle most.
Light & Dark Mode, Instantly — Toggling your theme now updates every screen immediately — no more backing out and coming back in.

### 2.1.1 — 2026-01-30

Bug Fixes

Transfers now work correctly — Money properly moves between accounts when transferring from assets to pay off debt
Transfer history stays separate — Transfers no longer appear in your Expenses or Revenue totals
Deleting transactions restores balances — When you delete a transaction, your account balance is correctly adjusted back
Edit your categories — You can now rename, change emoji, or delete categories from the transaction screen
Liability accounts available in transfers — You can now select liability accounts when making transfers to pay off debt
Balance updates instantly — Account balances now refresh immediately after completing a transfer

## More apps by Jayhope LLC

- [QVisual](https://appshunter.io/ios/app/qvisual/id6758958613)
- [JCommit](https://appshunter.io/ios/app/jcommit/id6761784983)

All apps by Jayhope LLC: https://appshunter.io/developer/1866207062

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-29.*
