# JFLA

> Streamlined loan applications for personal, business, and education needs in select California counties. (iPhone/iPad app by Jewish Free Loan Association (gemilath Chasodim.).)

- Source: https://appshunter.io/ios/app/jfla/id6463856635 (this page in markdown: same URL + `.md`)
- Developer: [Jewish Free Loan Association (gemilath Chasodim.)](https://appshunter.io/developer/1705184711)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 58 MB
- Languages: English
- Released: 2023-09-06
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/jfla/id6463856635/reviews.md

## What is JFLA?

The JFLA app offers a streamlined pre-application process that shortens the time between applying and funding for short term loans to residents of Los Angeles, Ventura, or Santa Barbara County. This tightened turnaround time is critical for borrowers facing a challenging time like a medical emergency or housing eviction, or need assistance with small business loans, infertility or other needs. The app also makes it easier for applicants to upload documents and track the progress of their loan.
Use the JFLA App to get a Personal/Emergency, Small Business, or Education loan.

Personal/Emergency Loans:
Get up to $15,000 with two qualified guarantors.
Loans can cover most personal/emergency costs related to housing, rental assistance, unexpected expenses, emergencies, medical, dental and other emergencies. They can also cover domestic violence victim expenses, in-home healthcare, IVF, surrogacy and funerals. 
Loans can't be used for legal fees or travel expenses.
Proof of need will be required to apply.
Can be used for housing needs such as rent, Section 8 security deposits, moving expenses, basic furniture, and emergency home repairs.

Small Business Loans:
Get up to $36,000 maximum with two qualified guarantors.
Can be used for new start-ups, small business expansion, rent, inventory, technology upgrades, green energy needs, and more.
Proof of a recently filed business tax return and CA Business License, CA Seller Permit or City of LA Tax Registration Certificate is needed to apply.
Each applicant presents individual circumstances to be considered by the Loan Committee through the JFLA app.

Education Loans:
Borrow up to $7,500 with two qualified guarantors.
Students may apply for loans for traditional 4-year college, Nursing, Medical, Dental, Community college, Vocational or Trade school and more. Loans can be used to pay for tuition, fees, housing, transportation, books, computers, and more.
Can be used for undergraduate or graduate education.
Students may only apply during the open enrollment period.
Students may renew their loan one time per year with proof of full-time enrollment.

## Key features

- Streamlined pre-application process
- Personal, Small Business, and Education loans
- Document upload functionality
- Loan progress tracking
- Up to $15,000 for personal loans
- Up to $36,000 for small business loans
- Up to $7,500 for education loans

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/jfla/id6463856635/reviews.md

### 5/5 — No Way To Complain

*2024-07-11*

Who Else Will Give You An Interest-Free Loan? 

Thank God Theres This Option In This Over-Priced World

**Developer response:** Thank you for your wonderful feedback! 😊 We’re glad to offer a solution that makes a difference. Your support encourages us to keep improving and providing the best service possible. Stay tuned for more updates! 🚀

### 5/5 — Great organization

*2023-12-18*

This is a wonderful organization that offers zero interest and zero fee loans. The process is simple and the staff is terrific. I highly recommend this product for anyone who needs financial assistance.

**Developer response:** We truly appreciate your kind words and recommendation! 🌟 Our goal is to make the process as simple and helpful as possible. If you ever need any assistance, feel free to reach out. Thank you for being a valued user! 🙌

## Frequently asked questions about JFLA

### What types of loans can I apply for with JFLA?

JFLA allows you to apply for Personal/Emergency loans up to $15,000, Small Business loans up to $36,000, and Education loans up to $7,500. Each loan type has specific eligibility criteria and usage guidelines detailed within the app.

### What are the loan limits for JFLA?

Personal/Emergency loans can be up to $15,000, Small Business loans up to $36,000, and Education loans up to $7,500. All loan types require two qualified guarantors.

### What areas does JFLA serve?

The JFLA app is available for residents of Los Angeles, Ventura, or Santa Barbara County. Applicants must reside within these specified counties to be eligible for loans.

### How does JFLA help speed up the loan process?

JFLA offers a streamlined pre-application process that significantly shortens the time between applying and receiving funding. This includes simplifying document uploads and providing real-time progress tracking.

### Can I use JFLA loans for any purpose?

Personal loans can cover housing, medical, and other emergencies, but not legal fees or travel. Small business loans can be used for start-ups, expansion, and operational costs. Education loans cover tuition, fees, housing, and other educational expenses.

### What documentation is required for a JFLA loan?

Specific documentation varies by loan type. For small business loans, proof of a recently filed business tax return and a CA Business License are needed. Personal and education loans may require proof of need or enrollment status.

### Is JFLA available on Android devices?

Based on the provided data, JFLA is supported on iPhone and iPad. Information regarding Android compatibility is not available in this data.

### How secure is my financial information with JFLA?

While specific security measures are not detailed, the app is developed by the Jewish Free Loan Association, a financial institution. Users can expect standard security protocols for handling sensitive financial data.

## Version history (last 5 releases)

### 1.0.20 — 2025-08-09

Highlights:-
Dynamic Language Support for picklist values
Conditional Rendering improvements
Document Bug Fixes and stability enhancements
New Form Fields added for better data capture
Real-Time Dynamic Form Values support
Fixes:-
Localized picklist issues resolved
Conditional fields now render correctly
Document-related bugs addressed
Form values update more reliably

### 1.0.19 — 2025-07-29

What’s New (v1.0.19):

Fixed an issue preventing some users from progressing past Step 1 during the application process,
Performance improvements and minor bug fixes,
We recommend updating to the latest version to ensure a smooth experience. Thank you for your patience!

### 1.0.18 — 2025-07-17

1. New Field is added to capture spouse phone number.
2. Bug fixes and Enhancements

### 1.0.17 — 2025-06-27

Regional Support Update – New ZIP Codes Added.

### 1.0.16 — 2025-05-06

Fixed minor bugs reported in the previous version for a better user experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*