# JhaPay

> Zero-fee P2P money transfer and local merchant discovery app. (iPhone/iPad app by Jhapay.)

- Source: https://appshunter.io/ios/app/jhapay/id6746750181 (this page in markdown: same URL + `.md`)
- Developer: [Jhapay](https://appshunter.io/developer/1818305693)
- Category: Business, Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 77 MB
- Languages: American English
- Released: 2025-07-01
- Data updated: 2026-08-16
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/jhapay/id6746750181/reviews.md

## What is JhaPay?

JhaPay is a zero-fee P2P money transfer app that makes sending and receiving money fast, easy, and secure. Users can instantly transfer funds wallet-to-wallet, add money from their bank, and view complete transaction history — all with real-time notifications. JhaPay also allows merchants to create listings for their products or services, making them discoverable to nearby customers. With seamless bank connectivity, no transaction fees, and a clean user experience, JhaPay is ideal for both individuals and businesses. Whether you're splitting a bill or showcasing your offerings, JhaPay brings hassle-free payments and discovery into one powerful app.

## Key features

- Zero-fee P2P money transfers
- Wallet-to-wallet fund transfers
- Bank account linking
- Real-time transaction notifications
- Merchant product/service listings
- Local customer discovery

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/jhapay/id6746750181/reviews.md

### 5/5 — Smooth and Simple

*2026-01-30*

Love this app

## Frequently asked questions about JhaPay

### What is JhaPay?

JhaPay is a free application designed for zero-fee peer-to-peer money transfers and local merchant discovery. It allows users to send and receive money instantly, link bank accounts, and for merchants to list their products and services.

### Is JhaPay free to use?

Yes, JhaPay is completely free to use with no transaction fees for peer-to-peer money transfers. This makes it an economical choice for both individuals and businesses.

### What devices does JhaPay support?

JhaPay is available on iPhone, iPad, and iPod devices. It is designed to offer a seamless experience across Apple's mobile ecosystem.

### How secure is JhaPay?

JhaPay prioritizes security for all transactions. While specific security measures are not detailed, the app is built for secure money transfers and data protection.

### How often is JhaPay updated?

The latest version of JhaPay is 2.3.56, last updated on June 7, 2026. This indicates a commitment to regular updates and improvements.

### Can I use JhaPay for business transactions?

Yes, JhaPay is ideal for businesses as it allows merchants to create listings for their products or services, making them discoverable to nearby customers. It also supports hassle-free payments.

### What is the age rating for JhaPay?

JhaPay has an age rating of 4+, making it suitable for a wide range of users. This suggests it contains no mature or inappropriate content.

### Does JhaPay have ads?

No, JhaPay does not contain advertisements. The app is designed to provide a clean user experience without interruptions from ads.

## Version history (last 5 releases)

### 2.3.83 — 2026-08-06

Fixed Bugs, Improved Features

### 2.3.56 — 2026-06-07

Fixed minor bugs

### 2.3.49 — 2026-06-02

Fixed Minor Bugs

### 2.3.45 — 2026-05-28

Fixed minor bugs

### 2.3.31 — 2026-04-27

Multiple Device Login for Merchants

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## More apps by Jhapay

- [JhaOps](https://appshunter.io/ios/app/jhaops/id6756567654)
- [JhaPOS](https://appshunter.io/ios/app/jhapos/id6761612689)

All apps by Jhapay: https://appshunter.io/developer/1818305693

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*