# JiaFi 家Fi — 家庭資產負債表 — 不記帳，每月 10 分鐘看懂家庭淨值

> 不記帳，每月 10 分鐘看懂家庭淨值 (iPhone/iPad app by Nai Hung Cheng.)

- Source: https://appshunter.io/ios/app/jiafi-fi/id6799291923 (this page in markdown: same URL + `.md`)
- Developer: [Nai Hung Cheng](https://appshunter.io/developer/6799291925)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 15.1 · 45 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2026-10-02
- Data updated: 2026-10-17

## What is JiaFi 家Fi?

JiaFi is a family balance sheet and financial tracking app built to give you total clarity on your household wealth. Move beyond tedious receipt tracking: effortlessly integrate daily cash flow with end-of-month snapshots to manage properties, investments, debts, and true net worth trends.

【Key Features】
◆ Minimalist Snapshots: Manage daily cash flow and monthly balance updates in one place
◆ Net Worth Waterfall Chart: Visualize the true drivers behind your wealth changes
◆ Period Comparison Reports: Easily review annual cash flow and historical financial trends
◆ Complete Asset Integration: Consolidate savings, global stocks, foreign currencies, real estate, and loans
◆ Market Updates: One-tap closing price sync for global stock markets
◆ Multi-Currency Support: Automatic conversions to your base currency via real-time exchange rates
◆ Mortgage Calculator: Clear breakdown of principal, interest, and early-repayment schedules
◆ Stress Testing: Simulate black swan market downturns and retirement portfolio sustainability
◆ Family Collaboration: Co-manage family accounts with up to 4 members via real-time sync
◆ Uncompromised Privacy: Zero ads, no bank credential linking required, and encrypted backup exports

【Support & Feedback】
Have suggestions or feature requests? Contact us anytime:
support@jiafi.app

【Terms & Policies】
Terms of Service: https://jiafi.app/terms
Privacy Policy: https://jiafi.app/privacy
Standard Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Family | $5.99 | per month |
| Individual | $3.99 | per month |


## Is JiaFi 家Fi safe?

Not enough ratings yet to assess JiaFi 家Fi.

## Is JiaFi 家Fi legit?

JiaFi 家Fi — 家庭資產負債表 has limited verification signals. The AppsHunter Legitimacy Score for JiaFi 家Fi is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.2.0 — 2026-10-15

JiaFi 1.2.0 — now on iPad, with monthly details in Annual Budget and redesigned Retirement Runway and Black swan stress test.

New
• Monthly details in Annual Budget: a calendar shows which days you spent the most; tap a day to see just that day, or sort by amount. Tap Recent on the home screen widget to open it directly
• iPad support: content is centered and easy to read in portrait or landscape

Improved
• Retirement Runway Simulation redesigned: the answer comes first, then the 1,000 runs, your net worth path and a three-stage timeline; new "Count your home as money you can spend" switch
• Black swan stress test redesigned: three new scenarios — 2011 Eurozone Debt Crisis, 2018 US–China Trade War and 2025 Trump Tariffs — and an Economics classroom that explains what happened that year
• Polish: your first month walks you through one account at a time; the Assets page no longer flickers on tap and expands and collapses smoothly; share images, the number keypad and narrow-screen charts are smoother too

### 1.1.4 — 2026-10-11

NEW
• Annual family report: watch a year of net worth play from January to December, then see the income and spending tide, how far you are from your goals, the ups and downs of the year, where money moved each month, and "This year's observations" — what a single month can't show but a full year can; the whole report exports as one statement
• Peek mid-year: go to More › Advanced analysis › Annual report — once you've logged 3 months this year you can see the "year to date" version, and the full version arrives in December

IMPROVED
• In December and January, an annual report icon appears at the top right of Overview, with a small dot until you've opened it

FIXED
• "View N month ledger" in the monthly report now takes you straight to that month on the Assets page
• "Total debt over the last 12 periods" on the Loans page can now be swiped left and right to see earlier months; the ⓘ guides on analysis charts now follow your "Display language"

### 1.1.3 — 2026-10-08

Improvements
• Signing out now signs out only this device. To sign out everywhere, go to More › Account › Sign out other devices.
• Redesigned "Cumulative change by category" in Analysis; ledgers are now named after their owner.
• Accessibility: VoiceOver reads every number and chart value, every button in confirmation dialogs is reachable, and amounts stay private in Privacy Mode. Numbers no longer get cut off at larger text sizes, and charts no longer rely on color alone.

Fixes
• If your session expires, your ledger stays on screen with a "Sign in again" bar at the top — no starting over.
• The iPhone number pad has a Done key; pull-to-refresh no longer shows the gray system spinner; the plan page confirms when your subscription is active.

### 1.1.2 — 2026-10-04

New
• Tap "Wealth velocity" on Overview to open it — drag to pick a period and see how much net worth grew per day on average

Improved
• This month's exchange rates in Balance Sheet settings update in one tap — one currency per row, tap a row to edit it in place
• Sync paused? There is now a "Use the cloud version" option to pull down the cloud copy and carry on with it

Fixed
• The paywall no longer pops up by mistake while your subscription is renewing
• Amounts under 100 no longer round down to zero, and the monthly settlement wizard always shows amounts down to the dollar

### 1.1.1 — 2026-10-02

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*