# Jim: sell & get paid instantly — Tap to Pay & Payment Links > Mobile payment processing and instant fund access for businesses. (iPhone/iPad app by CloudWalk, Inc..) - Source: https://appshunter.io/ios/app/jim-sell-and-get-paid-instantly/id6450964559 (this page in markdown: same URL + `.md`) - Developer: [CloudWalk, Inc.](https://appshunter.io/developer/1506929911) - Category: Finance, Business - Price: Free - Rating: 4.70/5 from 11,435 App Store ratings · 972 written reviews indexed - Age rating: 4+ - Requires: iOS 17.4 · 210 MB - Languages: American English, European Spanish - Released: 2024-12-19 - Data updated: 2026-08-27 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/jim-sell-and-get-paid-instantly/id6450964559/reviews.md ## What is Jim? Download Jim and the phone in your hand starts taking card payments. No reader to buy. No cables. No monthly fees. Your customer taps, you get paid, and the money hits your Jim Card in seconds. Built for barbers, nail techs, food trucks, tutors, drivers, market sellers, photographers — anyone who sells something and needs to get paid. TAP TO PAY. 1.99% PER SALE With Tap to Pay, customers tap their card, phone, or watch directly on your phone. No reader. No cables. No bulky machine taking up space. Accept major card brands, Apple Pay, Google Pay, and Samsung Pay for one flat fee of 1.99% per sale. PAYMENT LINK. SELL TO ANYONE, ANYWHERE Customer not standing in front of you? Send them a Payment Link. Enter an amount, generate the link, and share it by text, email, or DM. They click and pay without downloading Jim or creating an account. You can even choose whether you or the customer covers the fee. Payment Link fee: 4.99% + $0.30 per sale. YOUR FREE BUSINESS WEBSITE JIM builds you a professional website, free. Your services, your prices and a payment link, all at the same place. Want to change something? Chat with Jim and it updates. No coding, no designer, no monthly fee. BOOKINGS Let clients book themselves. Share one link, they pick a service and a time and pay a deposit upfront. Automatic reminders go out before every appointment, so you can stop confirming over text. You collect the rest in person with Tap to Pay. AI BUSINESS AGENT A marketing team and a business analyst in your pocket. Ask JIM what's selling, which hours make you the most money, what to post this week. It reads your real numbers and answers. TIPS WITHOUT THE AWKWARD STARE Add an optional tipping screen to Tap to Pay. Customers can choose a suggested percentage, enter a custom tip, or skip. Tips arrive instantly with the sale. NO HIDDEN FEES. EVER. Free to download. Free to set up. No monthly charges. No contracts, no minimums. You only pay when you sell. SAFE AND CERTIFIED Certified by Visa, Mastercard, Amex and Discover. PCI DSS compliant. End-to-end encryption and real-time fraud prevention. UP AND RUNNING IN MINUTES 1. Download Jim. It’s free 2. Create your account and verify your identity 3. Enter the amount and let your customer tap 4. Get paid in seconds Thousands of sellers across all 50 states already use JIM. Download it and make your next sale with the phone you already have. The JIM Card is issued by Lead Bank, Member FDIC., pursuant to license from Visa U.S.A. Inc. Instant settlements subject to terms. Fees and T&C apply. See jim.com for more details. * Jim is a financial technology company, not a bank. Prepaid debit cards issued by Lead Bank, Member FDIC. ** Instant and immediate settlements are subject to the Terms and Conditions of Services and the Accelerated Payment Services Terms. ***Cloudwalk Inc. ("Cloudwalk") is not a bank. Cloudwalk is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The JIM.com Visa Prepaid Card (the "JIM" Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Terms and Cardholder Agreement for more details. Funds held in the Cloudwalk Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Cloudwalk's failure or from the risk of theft or fraud. Contact JIM.com Support by mail at help@jim.com Cloudwalk, Inc. 440 N Wolfe Rd Sunnyvale, CA 94085 ## Key features - Accept contactless payments - Instant fund access - Spend with JIM Visa® Prepaid card - AI-driven sales insights - Low transaction fee ## Chart rankings - #155 in Top Free · Finance (US App Store) ## What do users think of Jim? Overall sentiment: negative **Pros** - 🦄 Unicorn features - 💳 Seamless Apple Pay integration - 💸 Great rates for freelancing **Cons** - 🚫 Terminated accounts without reason - 🤖 Limited functionality beyond talking to a robot - 💰 No way to withdraw funds after payment - 🔒 Suspicious and sketchy app **Commonly reported bugs** - Login issues - App crashes on sign-up - Glitches when trying to sell **Most requested features** - Crypto integration - More functionality beyond Apple Pay ## Recent user reviews (10 of 972) All indexed reviews: https://appshunter.io/ios/app/jim-sell-and-get-paid-instantly/id6450964559/reviews.md ### 4/5 — Horrible *2026-08-23, version 1.4.19* Square is better you can use the card with square anywhere. This stupid Jim card has limited places you can use it. And can’t even transfer funds to another card nor Apple Pay. Highly don’t recommend Jim . ### 5/5 — Great *2026-08-23, version 1.4.19* Love it ### 3/5 — Ms. Antoinette *2026-08-22, version 1.4.19* The app is ok but it should not keep asking you for the code just to open the payment portal or am i doing something wrong please advise me thanks JIm ! ### 2/5 — No hidden fees? *2026-08-22, version 1.4.19* So the upfront charges are fine. It looks good until you get into the app and ends out up when you get paid. You have to either number one spend it from your card on file the Jim card. Where you can only spend online or you have to pay another fee to transfer it out to your bank account to me that sounds like a hidden.Fee ### 5/5 — I love Jim *2026-08-22, version 1.4.19* The best app and AL WEBSITE ### 5/5 — Easy usage!!! *2026-08-22, version 1.4.19* 👍🏾 ### 1/5 — Trash ai bs app *2026-08-22, version 1.4.19* Just avoid, ai is running the app most likely stealing information. The customer service is trash and you have to go through ai. The card doesn’t work and they don’t do physical cards. Useless garbage app ### 5/5 — Fancy Nancy *2026-08-21, version 1.4.19* Easy to used ### 5/5 — I love this app *2026-08-21, version 1.4.19* This app lets me take payment with very little interest charge i highly recommend this app to anyone starting a business 100% the best around ### 5/5 — Chartreuse by roje *2026-08-21, version 1.4.19* Joining JIM’s team was the best decision my husband and I had to make when we first opened our lifestyle floral boutique in the heart of Castro District in San Francisco. ## Frequently asked questions about Jim ### What does JIM: Tap to Pay & Payment Link do? This app allows businesses to accept contactless debit and credit card payments, as well as digital wallets, directly from their iPhone. It eliminates the need for additional hardware and provides instant access to funds. ### How do I get paid with this app? You can get paid instantly by accepting contactless payments directly on your iPhone. Funds are immediately available and can be spent using the secured JIM Visa® Prepaid card. ### Is there a cost to use JIM? The app itself is free to download and use for accepting payments. There is a low, fixed transaction fee of 1.99% for each sale made through the app. Specific details regarding the JIM Card may have additional terms and eligibility requirements. ### What are the key features of JIM? Key features include the ability to sell anywhere by accepting contactless payments on your iPhone, instant access to your earnings, the option to spend immediately with the JIM Visa® Prepaid card, and AI-driven tools for sales reports and business insights. ### Who is this app for? This app is designed for entrepreneurs and small business owners who need a convenient and fast way to accept payments on the go, without investing in separate hardware. It's ideal for businesses that want to streamline their payment process and access their revenue quickly. ## Version history (last 5 releases) ### 1.4.19 — 2026-08-15 Jim looks different. New icon, new colors, new screens. We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees. Still building new stuff, too. That never stops. Go say hi. ### 1.4.18 — 2026-08-14 Jim looks different. New icon, new colors, new screens. We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees. Still building new stuff, too. That never stops. Go say hi. ### 1.4.14 — 2026-08-12 Jim looks different. New icon, new colors, new screens. We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees. Still building new stuff, too. That never stops. Go say hi. ### 1.4.0 — 2026-08-06 Jim looks different. New icon, new colors, new screens. We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees. Still building new stuff, too. That never stops. Go say hi. ### 1.3.108 — 2026-07-31 Can JIM get any better? Absolutely. See what's new in the JIM App: - Performance upgrades that take your experience to the next level Ready to level up? Update now and unlock what's next. ## Apps similar to Jim | App | Rating | Price | Category | | --- | --- | --- | --- | | [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance | | [Sunbit](https://appshunter.io/ios/app/sunbit/id1551590090) | 4.0 (360) | Free | Finance | | [Walmart MoneyCard®](https://appshunter.io/ios/app/walmart-moneycard/id6738166004) | 4.2 (6,540) | Free | Finance | | [Xpectations!® Plus](https://appshunter.io/ios/app/xpectations-plus/id6446093644) | 4.8 (2,324) | Free | Finance | | [Vigo Money](https://appshunter.io/ios/app/vigo-money/id6480349377) | 2.2 (131) | Free | Finance | | [My Vault Card](https://appshunter.io/ios/app/my-vault-card/id1610606827) | 4.7 (5,704) | Free | Finance | ## More apps by CloudWalk, Inc. - [InfinitePay Tap, Conta, Cartão](https://appshunter.io/ios/app/infinitepay-tap-conta-cartao/id1506929912) - [Pierre: Controle de gastos IA](https://appshunter.io/ios/app/pierre-controle-de-gastos-ia/id6749781755) All apps by CloudWalk, Inc.: https://appshunter.io/developer/1506929911 ## Related topics [payment app accept](https://appshunter.io/ios/topics/payment-app-accept) · [jim](https://appshunter.io/ios/topics/jim) · [accept payments](https://appshunter.io/ios/topics/accept-payments) · [jim card reader](https://appshunter.io/ios/topics/jim-card-reader) · [payment processor](https://appshunter.io/ios/topics/payment-processor) · [debit card payment](https://appshunter.io/ios/topics/debit-card-payment) · [accept card payments](https://appshunter.io/ios/topics/accept-card-payments) · [chat with jim](https://appshunter.io/ios/topics/chat-with-jim) · [digital payment](https://appshunter.io/ios/topics/digital-payment) · [jim tap to pay](https://appshunter.io/ios/topics/jim-tap-to-pay) · [receive payment](https://appshunter.io/ios/topics/receive-payment) · [accept credit cards](https://appshunter.io/ios/topics/accept-credit-cards) · [jym](https://appshunter.io/ios/topics/jym) · [payment app business](https://appshunter.io/ios/topics/payment-app-business) · [credit card payment](https://appshunter.io/ios/topics/credit-card-payment) · [credit card processing](https://appshunter.io/ios/topics/credit-card-processing) · [credit card payment accept](https://appshunter.io/ios/topics/credit-card-payment-accept) · [gateway app payment](https://appshunter.io/ios/topics/gateway-app-payment) · [apps for card payment processing](https://appshunter.io/ios/topics/apps-for-card-payment-processing) · [truss payments](https://appshunter.io/ios/topics/truss-payments) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*