# JINU — Your pocket CFO. Private > Private financial dashboard for business owners to track metrics and valuation. (iPhone/iPad app by Athulo Mepo.) - Source: https://appshunter.io/ios/app/jinu/id6773640258 (this page in markdown: same URL + `.md`) - Developer: [Athulo Mepo](https://appshunter.io/developer/1895804046) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.5 · 2 MB - Languages: American English - Released: 2026-06-02 - Data updated: 2026-08-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/jinu/id6773640258/reviews.md ## What is JINU? JINU is a private financial dashboard for the person actually running the business. It turns the messy spreadsheet you keep in your head - revenue streams, capex, opex, what's left at month-end - into a calm, glanceable view of where the business actually stands. No accounts. No signup. No analytics. Your data lives on your iPhone and syncs to your private iCloud. We can't see it, sell it, or train anything on it. WHAT IT DOES • Track multiple companies. Switch between your main business, a side project, and an investment portfolio without losing context - each one is its own dashboard with its own numbers. • See the metrics that actually matter. Net profit, revenue, costs, EBITDA, free cash flow, net equity, break-even, runway - calculated live from what you enter, not what you guess. • Run a DCF valuation. Set growth rate, WACC, terminal growth, and shares. JINU computes enterprise value, equity value, EV/EBITDA, and a sensitivity table you can stress-test in real time. • Read the room with the right ratios. ROIC vs WACC (are you creating value or destroying it?), Altman Z-Score (bankruptcy risk), Rule of 40 (SaaS health), DSO/DIO/DPO/CCC (working capital), current ratio, quick ratio, debt-to-EBITDA - all derived from the numbers you've already entered. • Visualize trends. A 12-month revenue/profit projection, a cost split donut, revenue stream breakdown, ring gauges for EBITDA margin and burn rate. The charts are quiet and read at a glance. • Keep invoices on file. Upload PDFs or photos of receipts and bills directly into a project. Tag vendor, amount, category, date, notes. Preview any file inline. Share back out anytime. • Export a clean summary. Generate a one-page PDF or PNG of your project's current state - net profit, FCF, key metrics, cost composition, revenue streams, every line item. Share it through Mail, Messages, WhatsApp, AirDrop, save to Files, print, anywhere the system share sheet reaches. WHY IT'S DIFFERENT Most finance apps assume you're moving money - connecting bank accounts, scraping transactions, classifying spend. JINU assumes you already know what you spent. It's the layer above that: the founder's-eye view, the board-deck-in-your-pocket, the question "what's this business actually worth?" answered with five sliders. Built iPhone-only, on purpose. No web dashboard, no shared workspaces, no team seats, no subscriptions. One app, one user (you), running on your phone, with your data following you to your next iPhone via iCloud. PRIVACY YOU CAN VERIFY • Zero third-party SDKs. No Firebase, Mixpanel, analytics, ads, or trackers. • Zero servers we operate. No JINU backend, no JINU account, no JINU login. • Your data sits in two places: your iPhone's private sandbox (encrypted at rest by iOS when you set a passcode), and your own private CloudKit database (Apple-hosted, end-to-end secured to your Apple ID). • Optional Face ID / Touch ID lock for the app itself. • Read the full privacy policy linked below - it's three minutes and we mean every word. WHAT'S IN VERSION 1.0 Welcome flow with 8 preset project types (or your own). Editable user name and project name. 5 tabs: Home, Valuation, Trends, Costs, Balance. CalloutCard pattern for Break-even, FCF, and key signals. Inline charts: line, donut, ring gauge, sensitivity grid. Invoice library with PDF/image upload, preview, share. Summary export to PDF + PNG with live timestamp. iOS 26 Liquid Glass on the bottom navigator. CloudKit sync. iCloud Key-Value Store sync for your name. Optional biometric lock. JINU is named after a sled dog. The husky on the icon is the spirit of the app: get up early, do the hard work, make it look easy. Support: [mpo.anjo@gmail.com] ## Key features - Track multiple companies - Key financial metrics calculation - DCF valuation analysis - Financial ratio analysis - Trend visualization - Invoice and receipt management - Exportable financial summaries ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/jinu/id6773640258/reviews.md ### 5/5 — Helpful utility *2026-06-14* Helps me keep track of my project's finances. Looking forward to more features. ## Frequently asked questions about JINU ### What financial metrics does JINU calculate? JINU calculates key metrics such as net profit, revenue, costs, EBITDA, free cash flow, net equity, break-even point, and runway. It also provides financial ratios like ROIC vs WACC, Altman Z-Score, Rule of 40, DSO/DIO/DPO/CCC, current ratio, quick ratio, and debt-to-EBITDA. ### Can JINU be used for multiple businesses? Yes, JINU allows you to track multiple companies simultaneously. Each company has its own dashboard and numbers, enabling you to switch between your main business, a side project, or an investment portfolio without losing context. ### How does JINU handle data privacy and security? JINU prioritizes privacy with zero third-party SDKs, no servers operated by JINU, and no accounts or logins. Your data resides on your iPhone and syncs to your private iCloud via Apple's secure CloudKit database. It also offers optional Face ID/Touch ID app lock. ### What kind of valuation analysis does JINU offer? JINU can perform a Discounted Cash Flow (DCF) valuation. You can set parameters like growth rate, WACC, terminal growth, and shares, and JINU will compute enterprise value, equity value, EV/EBITDA, and a sensitivity table for stress-testing. ### Can I store invoices and receipts in JINU? Yes, JINU allows you to keep invoices and receipts on file. You can upload PDFs or photos of receipts and bills directly into a project, tagging them by vendor, amount, category, date, and notes. These files can be previewed inline and shared out anytime. ### What platforms does JINU support? JINU is built exclusively for iPhone. It is designed to run on your phone, with your data syncing to your next iPhone via iCloud, ensuring a consistent experience across your Apple devices. ### How often is JINU updated? The latest version of JINU is 1.0, which was last updated on June 3, 2026. While specific update frequency isn't detailed, this indicates recent development and support. ### What is the age rating for JINU? JINU has an age rating of 4+. This means it is suitable for users aged four and older, indicating it contains no mature or inappropriate content. ## Version history (last 1 release) ### 1.0 — 2026-06-03 No release notes. ## More apps by Athulo Mepo - [ThirdPass](https://appshunter.io/ios/app/thirdpass/id6764490097) - [DodgePop](https://appshunter.io/ios/app/dodgepop/id6764699142) All apps by Athulo Mepo: https://appshunter.io/developer/1895804046 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*