# Jiraaf: Bonds & FDs — Fixed Returns upto 14% p.a.*

> Fixed Returns upto 14% p.a.* (iPhone/iPad app by Jiraaf.)

- Source: https://appshunter.io/ios/app/jiraaf-bonds-and-fds/id6445845200 (this page in markdown: same URL + `.md`)
- Developer: [Jiraaf](https://appshunter.io/developer/1674157978)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.1 · 86 MB
- Languages: American English
- Released: 2025-04-16
- Data updated: 2026-08-22
- User reviews in markdown: https://appshunter.io/ios/app/jiraaf-bonds-and-fds/id6445845200/reviews.md

## What is Jiraaf?

Earn 10% - 14% p.a. Fixed Returns*. Start with Rs.1000.
 
Start earning fixed returns between 10% - 14% p.a. by investing in curated, risk-assessed fixed return instruments. Begin with an investment amount of just ₹1,000 and tenures starting from 6 months. 

Jiraaf is a SEBI-regulated Online Bond Platform Provider (OBPP) that offers access to investment-grade investment products like Corporate Bonds, SDIs (PTCs), High-Yield FDs, T-Bills, and Government Securities. 

Backed by global investors like Accel and Harmony Partners. Trusted by leading Indian entrepreneurs.

Why invest with Jiraaf? 
• Fixed Returns: 10% - 14% p.a. 
Enjoy fixed returns* - without the volatility of stocks, mutual funds, gold, real estate, or crypto. 
 
• Start Small 
Minimum investment starts at just ₹1,000. 
 
• Safe. Simple. Transparent. 
Every opportunity is thoroughly vetted. Get complete details on returns, risks, and tenures - so you stay in control. 
 
• Flexible Tenures 
Choose from 6 to 36 months based on your financial goals. 
 
• Diversify with Confidence 
Build a balanced portfolio tailored to your goals - across risk levels, tenures, and returns. 
 
• Wide Range of Fixed Income Products 
Invest in Corporate Bonds, SDIs (PTCs), High-Yield FDs, Treasury Bills (T-Bills), and Government Securities - all carefully vetted and structured. 
 
• Tax-Efficient Growth 
Select bonds that offer tax benefits to maximize post-tax returns. 
 
• Trusted by Thousands 
Join a fast-growing investor community that values diversification, stability, and smarter returns. 
 
• Human Support That Cares 
Get access to a dedicated relationship manager - not just automated bots. 
 
• Expert-Led Team 
100+ years of combined experience in fixed-income investing. 
 
Your Security Is Our Priority 
We use bank-grade encryption and security protocols to keep your personal and financial data safe. As a SEBI-registered platform, we maintain the highest standards of transparency and compliance. 

Download the Jiraaf App Today
Take charge of your financial future with curated bonds and high-yield FDs. Fixed returns await. 
 
Disclaimers: 
The inventories offered on the platform offer interest ranging from 10% to 14% fixed returns p.a. For detailed calculation of YTM, please visit our website (https://www.jiraaf.com).  

*Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitized debt instruments are subject to credit risks, market risks and default risks, including delay and/or default in payment. Read all the offer related documents carefully.  

Jiraaf is a brand under which Jiraaf Platform Private Limited offers its retail broking and investment services. 

Jiraaf Platform Private Limited  
CIN No. U65120KA2021PTC149273 
SEBI Registration Number (Stock Broker): INZ000315538 
NSE Member ID - Debt Segment: 90355 
BSE Member ID - Debt Segment: 6835 
Registered Address: Spatium Commercio, 3rd Floor, A-Wing, Mantri Commercio Tech Park, Kariyammana Agrahara Village, Devarabeesanahalli, Bellandur - 560103, Bangalore, Karnataka, India


## Version history (last 5 releases)

### 1.14.2 — 2026-08-17

As part of the latest update, we have enhanced the following - 



• Improved the app experience, ironed out the flow, smashed some bugs.

• A faster Jiraaf app so that you can start building your wealth quickly.



PS - No bugs were harmed in this process

### 1.14.1 — 2026-08-13

As part of the latest update, we have enhanced the following - 



• Improved the app experience, ironed out the flow, smashed some bugs.

• A faster Jiraaf app so that you can start building your wealth quickly.



PS - No bugs were harmed in this process

### 1.14.0 — 2026-07-29

As part of the latest update, we have enhanced the following - 



• Improved the app experience, ironed out the flow, smashed some bugs.

• A faster Jiraaf app so that you can start building your wealth quickly.



PS - No bugs were harmed in this process

### 1.13.13 — 2026-07-21

As part of the latest update, we have enhanced the following - 

* Improved the app experience, ironed out the flow, smashed some bugs. 
* A faster Jiraaf app so that you can start building your wealth 


PS - No bugs were harmed in this process

### 1.13.12 — 2026-07-15

As part of the latest update, we have enhanced the following - 

* Improved the app experience, ironed out the flow, smashed some bugs. 
* A faster Jiraaf app so that you can start building your wealth 

* PS - No bugs were harmed in this process

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*