# JKB mPay Delight+

> Official mobile banking app for J&K Bank customers. (iPhone/iPad app by Jammu & Kashmir Bank Ltd.)

- Source: https://appshunter.io/ios/app/jkb-mpay-delight-plus/id6459356147 (this page in markdown: same URL + `.md`)
- Developer: [Jammu & Kashmir Bank Ltd](https://appshunter.io/developer/728336571)
- Category: Finance
- Price: Free
- Rating: 1.70/5 from 18 App Store ratings · 24 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 39 MB
- Languages: American English, Bangla, Gujarati, Hindi, Kannada, Malayalam, Marathi, Tamil, Telugu, Urdu
- Released: 2023-08-23
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/jkb-mpay-delight-plus/id6459356147/reviews.md

## What is JKB mPay Delight+?

This is the Latest Version of J&K Bank's Official Mobile Banking Application (mPAY Delight Plus)

Features:
1. Easy to use and completely secure.
2. Offers service like Balance Enquiry, Mini statement, Full Statement (Email & Download) Fund transfer within bank and other bank.
3. You can enquire cheque status and place request to stop issued cheque.
4. Facility available 24 * 7.
5. With new UI and user friendly options.

## Key features

- Balance enquiry
- Mini and full statements
- Fund transfers
- Cheque status enquiry
- Stop cheque request
- 24/7 service

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/jkb-mpay-delight-plus/id6459356147/reviews.md

### 5/5 — Smooth, Reliable & User-Friendly Banking Experience ⭐⭐⭐⭐⭐

*2026-04-02*

⭐⭐⭐⭐⭐
JKB mPay Delight+ is an excellent and user-friendly banking app with a clean interface and smooth performance. Transactions are quick and hassle-free, making daily banking very convenient. A great digital initiative by J&K Bank! 👍

### 1/5 — Worst app ever

*2025-12-28*

This is by far one of the worst banking apps I have ever used. Jammu & Kashmir Bank MPay Delight Plus is completely unreliable and poorly developed. Every single time I open the app, it gets stuck on loading, and if it somehow passes that stage, it freezes again at the biometric screen. The only solution is to force close the app and reopen it again and again like a fool.

This issue is constant, not occasional. It feels like the app was released without proper testing. I use several other bank apps regularly, and none of them behave this badly. Those apps work smoothly, while this one is nothing but frustration and wasted time.

For a bank that claims to support digital banking, this performance is embarrassing. Customers are not beta testers. Either fix the loading and biometric issues immediately or stop pushing users to rely on such a broken app. This level of incompetence is unacceptable from a banking institution.

### 5/5 — Best Banking App

*2025-12-13*

The app is simple to use and offers all essential banking services in one place. Transactions are convenient, the interface is clean, and it makes everyday banking much easier. A reliable and helpful app for managing accounts on the go.

### 4/5 — Not any option of card management

*2025-10-14*

Sometimes many options are not available for new users like this option of manage card please solve these problems

### 1/5 — Basic features missing related to credit card

*2025-06-20*

This app is not at all user friendly for credit card transaction tracking, in credit card section it does not show on which date and how much payment was done for credit card. Due to this basic feature missing you can’t track whether you have paid credit card bill or not, ministatment shows only debit transactions

### 1/5 — Worst experience

*2025-06-11*

This app is a nightmare. Constant crashes, slow load times, and login issues almost every time I try to use it. Basic functions like checking my balance or transferring money are either buried in confusing menus or just don't work half the time. On top of that, customer support is useless — you either get automated responses or wait forever for a reply. A banking app should be reliable and secure, not a daily source of stress. Seriously considering switching banks because of how bad this app is.

### 1/5 — Thank You JK Bank

*2025-02-07, version 1.1.0*

JK Bank Is Best For Their own Business

Worst for customers Everytime Koi Na Koi Waqaan Hy inko

### 1/5 — Cannot Rely On The Bank

*2025-02-02*

I’m stuck at an unknown city with my Google pay and card not working. This is an unreliable bank, they always have a downtime going on which can be very unsafe for people who have an emergency and want to withdraw money. I’m writing this review out of the situation I have faced multiple times and today it was a disaster. JK bank should not even own the responsibility to calling themselves a bank. I would request parents to not open an account in this bank as your child can get stuck in the hospital without money due to their “downtime”. Please help me sue them. Thank you!

### 5/5 — Exceptional Banking App – Setting a Benchmark in the Industry

*2025-01-08*

Exceptional Banking App – Setting a Benchmark in the Industry

⭐⭐⭐⭐⭐

The JK Bank mPay Delight Plus app has redefined the digital banking experience with its seamless functionality and top-notch features. As someone who frequently interacts with financial applications, I can confidently say this app stands out as one of the best in the industry.

Features:
Every feature is meticulously designed to cater to the diverse needs of users. From quick fund transfers to robust security protocols, the app excels across the board. The availability of real-time updates and a comprehensive suite of services ensures that all your banking requirements are met with ease and precision.

Interface:
The app’s interface is incredibly user-friendly, balancing sophistication with simplicity. Navigating through various sections is intuitive, even for those who may not be tech-savvy. The design is aesthetically pleasing, with a clear layout that enhances the overall user experience.

Performance:
What truly sets JK Bank mPay Delight Plus apart is its consistency and speed. Transactions are processed swiftly without any hiccups, and the app remains stable even during peak hours.

In a world where digital convenience is paramount, this app raises the bar for mobile banking solutions. It’s not just a tool but a gateway to hassle-free financial management. Highly recommended for anyone looking for a reliable, efficient, and feature-rich banking app!

### 1/5 — Yeh app ko banake…

*2024-12-19*

…yeh duniya pe atiyachar kyon kia?

Why did you break my trust,
Why did you charge those fees?
I thought you were the one,
Now you’re just a mystery.

Promised me the world,
With your glossy brochure smile,
But now I’m left in debt,
And drowning all the while.

Chorus
Why did you take my cash?
Why did you raise my rates?
I thought we had a deal,
But you sealed my fate.
Oh, you’re just a bank,
But you’ve stolen my soul,
Now I’m chasing cents,
And you’ve reached your goal.

Verse 2
Your fine print’s a trap,
Your service is a joke.
Tried to get some answers,
But it’s all just empty spokes.

You said you’d have my back,
But you closed the door on me.
Now I’m stuck on hold,
To your automated symphony.

Chorus
Why did you take my cash?
Why did you raise my rates?
I thought we had a deal,
But you sealed my fate.
Oh, you’re just a bank,
But you’ve stolen my soul,
Now I’m chasing cents,
And you’ve reached your goal.

Bridge
ATM’s out of order,
The branch is always closed,
Your promises are hollow,
And your greed is exposed.
I trusted you with all I had,
But you played me for a fool,
Now I’ve learned the hard way,
You never play by the rules.

Final Chorus
Why did you take my cash?
Why did you raise my rates?
I thought we had a deal,
But you sealed my fate.
Oh, you’re just a bank,
But you’ve stolen my soul,
Now I’m chasing cents,
And you’ve reached your goal.

Outro
So here’s to you, dear bank,
May karma find its way,
For every dream you crushed,
There’ll come a reckoning day.

## Frequently asked questions about JKB mPay Delight+

### What services does JKB mPay Delight+ offer?

JKB mPay Delight+ allows users to perform balance enquiries, view mini and full statements (email and download), transfer funds within and to other banks, enquire about cheque status, and request to stop issued cheques.

### Is JKB mPay Delight+ secure?

Yes, the app is described as completely secure, providing a safe platform for managing your banking needs.

### What devices are supported by JKB mPay Delight+?

Currently, JKB mPay Delight+ is supported on iPhone devices.

### How often is JKB mPay Delight+ updated?

The latest version of JKB mPay Delight+ was released on 2023-08-23, with the last update indicated as 2025-12-31, suggesting regular updates.

### What is the age rating for JKB mPay Delight+?

JKB mPay Delight+ has an age rating of 4+, making it suitable for a wide range of users.

### Does JKB mPay Delight+ have ads?

No, JKB mPay Delight+ does not contain advertisements.

### What is the user sentiment for JKB mPay Delight+?

Based on the provided data, JKB mPay Delight+ has a rating of 1.7 stars from 18 ratings, indicating a generally negative user sentiment.

### Can I transfer funds to other banks using JKB mPay Delight+?

Yes, JKB mPay Delight+ facilitates fund transfers both within J&K Bank and to other banks.

## Version history (last 5 releases)

### 1.1.5 — 2025-12-31

Re-KYC enabled

### 1.1.4 — 2025-12-05

IMPS P2P (Simplified IMPS)

Credit Card Set PIN feature

New option to apply for a RuPay Credit Card

### 1.1.3 — 2025-09-02

Checkbook request feature added

### 1.1.2 — 2025-02-25

Bug fix

### 1.1.1 — 2025-02-13

Refer a Friend,
Social Media links,
Cardless Cash, 
Credit Card closure, 
Provisional Interest Certificate, 
UPI dynamic QR

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## More apps by Jammu & Kashmir Bank Ltd

- [J&K Bank mPay - Delight](https://appshunter.io/ios/app/j-and-k-bank-mpay-delight/id1576319486)
- [J & K Bank eCalendar 2022](https://appshunter.io/ios/app/j-and-k-bank-ecalendar-2022/id1602701446)
- [J & K Bank eCalendar](https://appshunter.io/ios/app/j-and-k-bank-ecalendar/id1662245343)
- [JKB ePathshala](https://appshunter.io/ios/app/jkb-epathshala/id6450168493)
- [JKB eoffice Suite](https://appshunter.io/ios/app/jkb-eoffice-suite/id6738981190)

All apps by Jammu & Kashmir Bank Ltd: https://appshunter.io/developer/728336571

## Related topics

[mpay](https://appshunter.io/ios/topics/mpay) · [hjb](https://appshunter.io/ios/topics/hjb) · [jkb](https://appshunter.io/ios/topics/jkb) · [jmob](https://appshunter.io/ios/topics/jmob)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*