# JN Bank LIVE Personal — JN Bank LIVE Personal app

> Mobile banking app for transactions, bill payments, and account security. (iPhone/iPad app by JN Bank UK.)

- Source: https://appshunter.io/ios/app/jn-bank-live-personal/id1590353618 (this page in markdown: same URL + `.md`)
- Developer: [JN Bank UK](https://appshunter.io/developer/1502601083)
- Category: Finance
- Price: Free
- Rating: 2.40/5 from 21 App Store ratings · 14 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 61 MB
- Languages: American English
- Released: 2025-08-26
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/jn-bank-live-personal/id1590353618/reviews.md

## What is JN Bank LIVE Personal?

The JN Bank LIVE Personal App provides customers with the flexibility and convenience of banking on their mobile device. It enables transactions, such as local and international transfers, bill payments and phone top-ups. With enhanced security features, the app also ensures all account information remains safe and protected.

## Key features

- Local and international transfers
- Bill payments
- Phone top-ups
- Enhanced security features
- Account information protection

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/jn-bank-live-personal/id1590353618/reviews.md

### 1/5 — Meehh

*2026-05-26*

Worst mobile banking app I have seen. I cannot edit my information, and even transfer keeps crashing. I have to be going to the website and use the online banking platform. Seems this was done a by teen that was introduced to coding for a bank of the calibre this is trash.

### 2/5 — No details

*2026-05-25*

This app is as plane as they come. You cannot edit your personal information or see any details about your deposits. You cannot access your history. It’s only useful to see your balance

### 1/5 — Duplicating Transactions

*2025-12-09*

This is my second time using the app to do a transaction/transfer and it has duplicated the transaction again. Will not be using the app for transactions going forward. That is very inconvenient bug for a banking app to have.

### 2/5 — Subpar and Lack of Effort

*2025-11-22*

I’ll give a 2 stars because at-least we  can see accounts but that was just about it. 

This app does not seem like it had much research done into user interactions or user experience. The app is mediocre at best, comes off more as a proof of concept than an actual product. From the alignment of the cards, to the insistence of using a menu to do any action in the app, being unsure what is clickable or not and the overall design is just not it. 

It is a grossly underwhelming product for a 2025 mobile app. It gives 2015 app production vibes. Maybe because it took 10 years to be made.

### 3/5 — Subpar at best

*2025-10-31*

This app is really bare minimum effort on the part of JN. For a bank that probably is the last one in Jamaica to get an app the functionality and user interface for the app should be much better. Nothing about it is intuitive. I wonder if they even did a customer test on it before rolling it out. It’s ok but they can and should have done way better than this.

### 3/5 — Basic but works

*2025-10-21, version 1.7.11*

Coming from no app at all and only being accessible through your browser I think this is ok and works fine. I guess over time app updates will be introduced to improve but I will be keeping this app on my phone even just for quick and easy access to check account balances etc.

### 4/5 — Too many apps

*2025-10-15*

I’m glad there is an app now but the website is better to me the app should look like the website for the next update and the my card app should be merged there’s too much apps that’s too much work to be switching from one to another

### 1/5 — Underdeveloped App

*2025-10-15, version 1.0.0*

There’s no way on God’s green earth that this app is ready for release and public use. The interface is far beyond lacking, bland, and under-responsive. I cannot believe this is the actual JN Bank app. Far cry from what it was years ago. I’ll stick to the website until the app is actually finalized.

### 3/5 — Interface

*2025-10-14*

Jn can do better than this

### 3/5 — Ok so far

*2025-10-09*

The app is great and simple I have no waiting for it, but I think I should be able to save my phone as a trusted device so that I don’t have to be using google Authenticator every time I’m logging in. Seems ok to e so far tough.

## Frequently asked questions about JN Bank LIVE Personal

### What security measures does JN Bank LIVE Personal use?

JN Bank LIVE Personal employs enhanced security features to ensure all account information remains safe and protected. Specific details on these features are not provided in the app description, but are designed to safeguard user data.

### Can I make international transfers with JN Bank LIVE Personal?

Yes, JN Bank LIVE Personal enables customers to perform both local and international transfers directly from their mobile device. This feature offers flexibility for managing finances across different regions.

### What types of transactions can I perform with JN Bank LIVE Personal?

You can perform a variety of transactions including local and international transfers, bill payments, and phone top-ups through the JN Bank LIVE Personal app. This provides a comprehensive banking experience on your mobile.

### Is JN Bank LIVE Personal available on Android devices?

Based on the provided information, JN Bank LIVE Personal is currently supported on iPhone and iPod devices. Compatibility with Android devices is not specified.

### How often is JN Bank LIVE Personal updated?

The latest version of JN Bank LIVE Personal is 1.7.11, and it was last updated on October 17, 2025. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the user rating for JN Bank LIVE Personal?

JN Bank LIVE Personal has a rating of 3.1 stars based on 7 ratings. This suggests a mixed reception from its current user base.

### What is the age rating for JN Bank LIVE Personal?

JN Bank LIVE Personal has an age rating of 17+. This is typical for financial applications that handle sensitive personal and financial information.

## Version history (last 3 releases)

### 1.8.0 — 2026-08-18

Improved how transactions are processed for a smoother, more reliable experience.

### 1.7.11 — 2025-10-17

This release includes enhancements designed to improve the overall customer experience

### 1.0.0 — 2025-08-26

No release notes.

## More apps by JN Bank UK

- [OneJN](https://appshunter.io/ios/app/onejn/id1577602772)
- [JN Pay Wallet](https://appshunter.io/ios/app/jn-pay-wallet/id6504534935)
- [JN MYCard](https://appshunter.io/ios/app/jn-mycard/id6743452136)

All apps by JN Bank UK: https://appshunter.io/developer/1502601083

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*
