# Joompay — Cashback and more! > Free banking app with virtual card, instant transfers, cashback, and security features. (iPhone/iPad app by Joompay Europe.) - Source: https://appshunter.io/ios/app/joompay/id1536119908 (this page in markdown: same URL + `.md`) - Developer: [Joompay Europe](https://appshunter.io/developer/1480381528) - Category: Finance, Lifestyle - Price: Free - Rating: 4.43/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 98 MB - Languages: English, French, German, Romanian, Spanish, Ukrainian - Released: 2021-04-01 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/joompay/id1536119908/reviews.md ## What is Joompay? Joompay is here to save your time and money. Your banking experience with Joompay will be simple and straight to the point. We focus on limited key features that we do very very well. Our application is minimalistic, fast and absolutely free to us. We do not have a signup fee, inactivity fee or any monthly fees. With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support Apple Pay in case you want to add Joompay card to your wallet. • Send bank transfers using SEPA Instant Credit Transfers scheme. Transfers will arrive in a matter of minutes as long as this technology is supported by the bank of your counterparty. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away. If you have any doubts or questions, please do not hesitate to contact our all-human support in the app or via email: help@joompay.com. We are here to help and to support you. Joompay Europe S.A. 21 Rue Glesener, L-1631 Luxembourg. Electronic Money Institution authorized and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg, under register number W00000015. ## Key features - Free virtual debit card - SEPA Instant Credit Transfers - Physical card ordering - 5% cashback on Joom purchases - Real-time account notifications - Card freezing/unfreezing ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/joompay/id1536119908/reviews.md ### 5/5 — Great financial app *2022-05-16* Easy to use, fast and reliable - I never had any problem with Joompay. ### 1/5 — Being deprived of my funds *2022-04-04* After my first transaction, I’m being deprived of my funds. Thought I’d found the best online Banking but it turns out not to be what I expected. **Developer response:** We are sorry if we didn't meet your expectations. We cannot identify and resolve the issue here. Please contact us in the chat or at backoffice@joompay.com so we can check if we can help you. ## Frequently asked questions about Joompay ### Is Joompay free to use? Yes, Joompay is absolutely free to use. There are no signup fees, inactivity fees, or monthly fees associated with the application. ### Does Joompay have ads? Yes, Joompay contains advertisements. As an ad-supported application, it offers its services for free to users. ### What security features does Joompay offer? Joompay prioritizes security with features like a free virtual debit card for safe online shopping, and the ability to instantly freeze or unfreeze your plastic card directly within the app if it's lost or found. ### How fast are Joompay bank transfers? Joompay supports SEPA Instant Credit Transfers, meaning transfers can arrive in a matter of minutes, provided the counterparty's bank also supports this technology. ### What is the cashback offer with Joompay? Joompay offers an outstanding 5% cashback on your Joom purchases. Additional offers may be available within the app for a limited time. ### On which devices can I use Joompay? Joompay is available on iPhone and iPod devices. The app is designed for mobile use on these platforms. ### How often is Joompay updated? The latest version of Joompay is 1.112.0, and it was last updated on October 3, 2024. Updates are released regularly to improve functionality and security. ### What is the age rating for Joompay? Joompay has an age rating of 4+. This indicates it is suitable for users aged 4 and above. ## Version history (last 5 releases) ### 1.112.0 — 2024-10-03 We fixed some bugs, polished a couple of things and added some final touches here and there ### 1.111.0 — 2024-04-03 We fixed some bugs, polished a couple of things and added some final touches here and there ### 1.110.0 — 2023-10-02 We fixed some bugs, polished a couple of things and added some final touches here and there ### 1.109.0 — 2023-06-22 We fixed some bugs, polished a couple of things and added some final touches here and there ### 1.108.0 — 2023-06-08 We fixed some bugs, polished a couple of things and added some final touches here and there ## Apps similar to Joompay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Profee: Money Transfer Online](https://appshunter.io/ios/app/profee-money-transfer-online/id1521832875) | 4.7 (40) | Free | Finance | | [Pockit: Bank Card Alternative](https://appshunter.io/ios/app/pockit-bank-card-alternative/id1022334791) | 3.2 (42) | Free | Finance | | [OneFor Money App](https://appshunter.io/ios/app/onefor-money-app/id1534723737) | 4.6 (255) | Free | Finance | | [Wireaccount](https://appshunter.io/ios/app/wireaccount/id1507809556) | — | Free | Finance | | [PayTrip](https://appshunter.io/ios/app/paytrip/id1448242245) | 3.6 (63) | Free | Finance | | [Kontist by Shine](https://appshunter.io/ios/app/kontist-by-shine/id1077414644) | 4.6 (20) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*