# JotSplit: AI Expense Splitter — Group bills, split by typing

> AI-powered app for natural language group expense splitting and settlement. (iPhone/iPad app by Jiahao Chen.)

- Source: https://appshunter.io/ios/app/jotsplit-ai-expense-splitter/id6792790647 (this page in markdown: same URL + `.md`)
- Developer: [Jiahao Chen](https://appshunter.io/developer/6792790651)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 41 MB
- Languages: American English
- Released: 2026-08-16
- Data updated: 2026-09-02
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/jotsplit-ai-expense-splitter/id6792790647/reviews.md

## What is JotSplit?

Dinner's over. Someone paid. Now comes the part nobody enjoys.

JotSplit skips it. Type what happened the way you'd say it out loud —
"Dinner 80, I paid, with Alex and Sam" — and the split is done.

No forms. No fields. No tapping through split menus.


HOW IT WORKS

1. Jot it down. One line, plain English. Amounts, names, who paid,
who was in — however it comes out of your head.

2. Check the Review page. JotSplit lays out every item, every share,
and every name it matched. Nothing counts until you confirm it.

3. See where you stand. Balances update the moment you confirm, and
the Summary works out the shortest way to settle — who pays whom,
and how much.


BUILT FOR THE MESSY ONES

One person didn't drink. Two people shared the appetizer. Someone's
covering their partner. Say it in the same sentence and JotSplit
handles it item by item — not one flat divide across everyone.


TRIPS, WITHOUT THE SPREADSHEET

Four days, six people, forty receipts. Jot each one as it happens.
By the time you're home, the Summary has already reduced it to the
fewest payments that clear everybody — nobody chasing anybody.


YOU CHECK EVERY SPLIT

AI reads your note. It never decides who owes what. Every share is
computed in plain arithmetic and shown to you before it counts, and
any line can be edited. The math is never guessed.


SETTLING UP

Mark a payment when it happens, or tap through to the payment app
you already use. Settled expenses stay on the record — nothing
vanishes from your history.


LIVING TOGETHER

Rent, utilities, the grocery run someone always covers. Keep a group
going month after month; balances carry forward until someone
settles up.


MAKE IT YOURS

Collect cat charms for your avatar, pick your colors, and lock the
app behind Face ID.


WHAT'S FREE

5 AI jots a day and 3 AI group actions a day, every day, at no cost.
Most people never reach it. Everything else — unlimited groups, full
history, settling up, the Summary — is free with no cap at all.


JOTSPLIT PRO

Unlimited AI input, plus every cat charm.

- Monthly: $2.99
- Annual: $29.99
- 3-day free trial on both plans

Payment is charged to your Apple Account at confirmation of purchase.
Subscriptions renew automatically unless auto-renew is turned off at
least 24 hours before the end of the current period. Your account is
charged for renewal within 24 hours prior to the end of the current
period. You can manage or cancel your subscription in your device
Settings. Any unused portion of a free trial is forfeited when you
purchase a subscription.

Terms of Use: https://jotsplit.com/terms
Privacy Policy: https://jotsplit.com/privacy

## Key features

- Natural language expense entry
- AI-powered share calculation
- Itemized expense review
- Shortest payment summary
- Group expense tracking
- Settlement marking
- Customizable avatars and colors

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| JotSplit Pro | $2.99 | per month |
| JotSplit Pro | $29.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/jotsplit-ai-expense-splitter/id6792790647/reviews.md

### 5/5 — Finally, splitting bills without the spreadsheet

*2026-08-24*

I've tried a few expense splitters and they all make you tap through the same forms. JotSplit lets you just type it the way you'd say it ("dinner and dessert, 300, split with) and it sorts out who owes what. The review screen before confirming is a nice touch, so you can catch a mistake before it hits the group.

The group summary is clean and easy to read at a glance, and the new dot on the history icon means I actually notice when someone else logs something. Small thing, but it saves the "did you add that yet?" texts.

Would recommend for roommates, group trips, or any friend group that's bad at settling up. Five stars.

## Frequently asked questions about JotSplit

### How does JotSplit handle complex expense splits?

JotSplit is designed for messy splits. You can type out details like 'Dinner 80, I paid, with Alex and Sam' or specify who shared an appetizer, and the AI will calculate individual shares item by item, not just a flat divide.

### Is JotSplit free to use?

Yes, JotSplit offers a generous free tier with 5 AI jots and 3 AI group actions per day. Unlimited groups, full history, and settlement features are also free with no cap.

### What are the benefits of JotSplit Pro?

JotSplit Pro offers unlimited AI input, ensuring you never hit a daily limit on natural language entries. It also unlocks all collectible cat charms for your avatar.

### How does JotSplit ensure accuracy?

The AI reads your notes but never decides who owes what on its own. Every share is computed in plain arithmetic and shown to you for confirmation before it counts, and any line can be edited.

### What subscription options are available for JotSplit Pro?

JotSplit Pro is available via a monthly subscription for $2.99 or an annual subscription for $29.99. Both plans include a 3-day free trial.

### How do I manage my JotSplit Pro subscription?

You can manage or cancel your subscription within your device's Settings. Auto-renewal can be turned off at least 24 hours before the end of the current period to avoid further charges.

### What devices does JotSplit support?

JotSplit is currently supported on iPhone and iPod devices, with an age rating of 4+.

### How often is JotSplit updated?

JotSplit was last updated on August 16, 2026, with version 1.0, indicating it is a recently released application.

## Version history (last 3 releases)

### 1.1 — 2026-08-26

- Push notifications — get told when someone adds an expense, settles up, or joins your group. Turn them on or off any time in Settings.
- Archived groups now stay archived on the Summary tab too.
- Removed the "Settled" list from the group summary — it could show someone as settled up while they still had a balance outstanding.

### 1.0.1 — 2026-08-20

- Fixed an issue where the group summary could show members as
  settled up while they still had an outstanding balance.
- A dot now appears on the history icon when someone else has
  logged something in your group since you last looked.

### 1.0 — 2026-08-16

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*