# Judith Mobile — Gastos, utang at paluwagan

> Gastos, utang at paluwagan (iPhone/iPad app by Traxion Tech, Inc..)

- Source: https://appshunter.io/ios/app/judith-mobile/id6818076742 (this page in markdown: same URL + `.md`)
- Developer: [Traxion Tech, Inc.](https://appshunter.io/developer/1455854424)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 46 MB
- Languages: American English
- Released: 2026-11-05
- Data updated: 2026-11-07

## What is Judith Mobile?

Walang utang na makakalimutan.

Judith keeps your listahan in one place: what you spent and what came in, who owes you, who you owe, your paluwagan, the hatian from your last trip, your credit cards, and your time deposits in every bank. She reminds you before anything is due, and she writes the reminder for you.

GASTOS
• Log an expense by typing one line, the way you would text it: "Grab 500 kahapon", "Starbucks 1,000 last Wednesday", "load 100 noong Lunes"
• Judith reads the amount, the date, what it was for and the category, and shows it to you before saving
• Log your sweldo, sideline or refunds the same way: "sweldo 25k bpi", "+1500 refund shopee"
• See what came in, what went out and what is left each month
• Tag where you paid from, like GCash, Maya, cash, your bank or your credit card
• It all works offline, and what you type stays on your phone

PANGARAP
• Save for a trip, a car, a house, a gadget or an emergency fund
• See how much to put away each month or every kinsenas to make your date
• Payday reminders on the 15th and the 30th (Pro)

UTANG
• Record what you lent or borrowed, and every partial payment
• See each person's balance at a glance, with due dates
• Add a photo of the receipt or the chat (Pro)
• Send a polite reminder in Taglish, English, Tagalog, Bisaya, Ilocano or Hiligaynon. Pick magalang, friendly or diretso.

PALUWAGAN
• Set the hulog, the members and the order of turns, or let Judith draw it
• Weekly, kinsenas or monthly rounds
• Tick off who has paid each round and see whose turn is next
• Share a round update to your group chat in one tap

HATIAN
• Log who paid for what on a trip, dinner or group gift
• Judith shows each person's share, what is paid and what is left, and the fewest transfers to settle everyone up

JOIN VIA QR
• The host adds members by scanning their QR, and members join the group by scanning the host's QR, phone to phone
• Only members of the group can import it, and their copy stays in sync with the host
• Nothing is uploaded: the QR itself carries the details

IPON
• Track time deposits with the interest after the 20% withholding tax
• Get a heads-up before each one matures, then roll over, move to another bank, or withdraw
• See how much of each bank sits within PDIC's ₱1 million cover
• Keep bank balances, funds, UITFs, bonds and MP2, plus credit cards with a reminder before each due date

PRIVATE BY DESIGN
• No sign-up, no email, no password
• Your records stay on your phone. We have no copy of them.
• No ads and no tracking
• Lock the app with a PIN or Face ID
• Lock a backup with your own passphrase and keep it in iCloud. Only you can open it.

FREE TO START
The free version covers 5 people in Utang plus one paluwagan, one hatian, one savings goal, one time deposit, one bank account, one credit card and one investment, with 12 months of history.

JUDITH PRO, ₱499 A YEAR
Unlimited records, all your history, unlimited savings goals with payday reminders, spending breakdowns for every month, receipt photos, every reminder tone and your own templates, and weekly automatic backups. Have an ambassador code? Your first year is ₱349. It renews yearly through the App Store, and you can cancel anytime.

Judith is a record-keeping app. It does not hold, send or lend money.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://judith.traxiontech.net/privacy/

## Is Judith Mobile safe?

Not enough ratings yet to assess Judith Mobile.

## Is Judith Mobile legit?

Judith Mobile appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Judith Mobile is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-11-06

No release notes.

## More apps by Traxion Tech, Inc.

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All apps by Traxion Tech, Inc.: https://appshunter.io/developer/1455854424

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-07.*