# Julep — Psychology-based money coach

> Psychology-based money coach for understanding and transforming spending habits. (iPhone/iPad app by Julep Wellness Inc..)

- Source: https://appshunter.io/ios/app/julep/id1671262337 (this page in markdown: same URL + `.md`)
- Developer: [Julep Wellness Inc.](https://appshunter.io/developer/1631609256)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.00/5 from 7 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 71 MB
- Languages: English
- Released: 2023-03-22
- Data updated: 2026-07-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/julep/id1671262337/reviews.md

## What is Julep?

Turn financial chaos into calm clarity.

Julep goes beyond simple expense tracking to empower you to understand how emotions impact your spending. By combining cognitive behavioral therapy (CBT) techniques and simplified expense tracking, Julep helps you uncover, challenge, and transform negative spending patterns to break old habits and build new ones that unlock financial freedom.  

With Julep, you receive personalized guidance and support every step of the way on your journey to financial wellness. 

Testimonials:

“I feel confident that I can create a budget and I’m excited about making a plan to repay my debt.” @Jessica W

“Julep gave me the chance to dig into how much money I spend a week to own up to my spending, and take the initiative to go through the process on my own.” @Keisha E

“Wow! This is great advice. … I was really impressed with how Julep helped me understand how my emotions tie to my finances. The coach helped me reframe how I view my student loans as an investment in my future and repaying my loan is building financial responsibility.” @Kiley H


Terms of Use: https://julep.app/terms-of-use/

## Key features

- Psychology-based money coaching
- Cognitive Behavioral Therapy (CBT) techniques
- Simplified expense tracking
- Identify and transform spending patterns
- Personalized guidance for financial wellness
- Break old financial habits

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $5.99 | per month |
| Julep Annual Subscription | $60.00 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/julep/id1671262337/reviews.md

### 1/5 — 🚨Shady tech practices with your data, stay away

*2024-02-20*

I doubt they fixed those issues since they could care less when I outlined the seriousness of the problems to the CEO & COO.

### 2/5 — I don’t get it…

*2024-01-31*

Cool idea in theory, but it does nothing more than what I could do with ChatGPT and a separate budget app. The AI seems to have context around some of my spending, but it doesn’t persist data between conversations. So in one chat, I asked it to set up a savings goal for me. And in another chat, I asked it to tell me what that goal was, and it was confused and said it couldn’t recall information between chats. I also couldn’t find that new goal anywhere in the app. Very limited functionality - but maybe someday will be useful.

**Developer response:** Thank you for your review and for your interest in Julep! We're sorry to hear about your experience with data persistence in our app. We're actively working on enhancing the AI's memory capabilities for a more seamless experience, and we have several other enhancements in the pipeline that we will be rolling out soon. Your feedback is crucial in guiding these improvements. Stay tuned for updates, and thank you for helping us grow!

## Frequently asked questions about Julep

### What is Julep's subscription cost?

Julep offers a monthly subscription for $5.99 per month with a 7-day free trial. An annual subscription is available for $60.00 per year.

### Does Julep offer a free trial?

Yes, Julep provides a 7-day free trial for its monthly subscription plan, allowing users to explore its features before committing.

### How does Julep use psychology in its coaching?

Julep integrates Cognitive Behavioral Therapy (CBT) techniques to help users understand the emotional drivers behind their spending and transform negative patterns.

### What devices does Julep support?

Julep is available on iPhone, iPad, and iPod, making it accessible for users across various Apple devices.

### How often is Julep updated?

The latest version of Julep is 1.5.33, and it was last updated on February 14, 2024, indicating regular maintenance and potential feature additions.

### What is Julep's age rating?

Julep has an age rating of 4+, making it suitable for a wide range of users interested in financial management.

### What do users like about Julep?

User testimonials highlight confidence in budgeting, excitement about debt repayment plans, and appreciation for understanding how emotions tie to finances.

### Can Julep help with debt repayment?

Yes, users have reported feeling confident in creating debt repayment plans and reframing loans as investments, indicating Julep's utility in managing debt.

## Version history (last 5 releases)

### 1.5.33 — 2024-02-14

Fixes small bugs and improves AI conversation.

### 1.5.9 — 2024-02-02

- Now you can see list of your accounts and last known balances
- Small bug fixes and improvments

### 1.5.8 — 2024-01-23

- Gain insights into how emotions affect financial decisions and habits.
- Build a simplified budget so you can worry less about your money.
- Learn personalized strategies to unleash your financial potential.

### 1.5.7 — 2023-09-27

In this version, chat with your AI-powered money coach, Jules. 

Jules can help you:

- Gain insights into how your emotions affect your spending habits.
- Set a budget that will put you on a path to financial freedom.
- Create personalized strategies to unleash your financial potential.

Plus, we’ve reimagined the daily check-in to give you more insights into where your money is going—and why!

### 1.5.6 — 2023-09-07

In this version, chat with your AI-powered money coach, Jules. 

Jules can help you:

- Gain insights into how your emotions affect your spending habits.
- Set a budget that will put you on a path to financial freedom.
- Create personalized strategies to unleash your financial potential.

Plus, we’ve reimagined the daily check-in to give you more insights into where your money is going—and why!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*