# Juno - Buy Bitcoin & Litecoin — Withdraw instantly

> Crypto onramp and banking service with instant withdrawals. (iPhone/iPad app by CapitalJ Inc..)

- Source: https://appshunter.io/ios/app/juno-buy-bitcoin-and-litecoin/id1525858971 (this page in markdown: same URL + `.md`)
- Developer: [CapitalJ Inc.](https://appshunter.io/developer/1525858898)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.50/5 from 1,010 App Store ratings · 69 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.1 · 317 MB
- Languages: American English
- Released: 2021-02-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/juno-buy-bitcoin-and-litecoin/id1525858971/reviews.md

## What is Juno?

Juno is an easy onramp to your favorite chains like Bitcoin, Ethereum, Solana, Litecoin, Polygon, and more. Rated 4.2 on Trustpilot.
ONRAMP TO MORE THAN 20 CHAINS
-  Buy and sell Bitcoin, Litecoin, Dogecoin, Ethereum, Solana, and many more
-  Supported chains include Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Polygon (MATIC), Ripple (XRP), and more.

NO HOLDING PERIOD ON CRYPTO WITHDRAWALS
-  Buy crypto and withdraw it to your self-custody wallet whenever you want.
-  Withdraw to MetaMask Wallet, Coinbase Wallet, Rainbow Wallet, Ledger Wallet, and any other self-custodial wallet.

TRANSFER MONEY VIA ACH AND WIRE
- Get a personal Account Number and Routing Number for your Juno Treasury Account, powered by Jiko.
- Funds are swept and automatically invested in T-bills, which are backed by the full faith and credit of the US Government.
- Assets are held by Jiko’s registered broker-dealer in custody at BNY Mellon – safely away from regional bank failures and other balance-sheet risks.

DO MORE WITH JUNO
- Get a part of your paycheck on Juno and never miss a chance to buy crypto.
- Automate your bill payments.

DISCLOSURES
Juno is a financial technology company, not a bank.
Digital Assets Disclosures:
Digital Asset services are provided by Zero Hash, which is not affiliated with Juno or Synapse. Digital Assets are highly speculative in nature, involve a high degree of risk and can rapidly and significantly decrease in value. It is reasonably possible for the value of Digital Assets to decrease to zero or near zero. Digital Assets held in your Zero Hash account are not protected by FDIC insurance or any other government-backed or third-party insurance.
Synapse Brokerage and Evolve Bank & Trust Disclosures:
The Juno card is issued by Evolve Bank & Trust, Member FDIC, pursuant to license by Mastercard International. Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (“Synapse”). Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program are referred to in your Synapse Brokerage Customer Agreement.
Treasury Account Disclosures:
Certain services are offered through Jiko Group, Inc. and its affiliates (“Jiko”).
Jiko is a nationally chartered bank and a broker-dealer. Jiko’s technology sweeps customer cash and invests it into US Treasury bills. All brokerage services, US Treasury investments, and investment advisory services provided by Jiko Securities, Inc. a registered broker-dealer, member FINRA and SIPC. Banking services are provided by Jiko Bank, a division of Mid-Central National Bank.
INVESTMENTS IN T-BILLS: NOT FDIC INSURED; NO BANK GUARANTEE; MAY LOSE VALUE.
Investments in T-bills are backed by the full faith and credit of the US government. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. See FINRA BrokerCheck (https://brokercheck.finra.org/firm/summary/287507), Jiko U.S. Treasuries Risk Disclosures (https://jiko.io/docs/treasuries_risk_disclosure.pdf) and Jiko Securities Inc. Form CRS (https://jiko.io/docs/CRSRelationshipSummary.pdf). Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Jiko Group, Inc. and its affiliates do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

## Key features

- Buy/sell crypto on 20+ chains
- Instant crypto withdrawals
- ACH and wire transfers
- Personal account number
- Automate bill payments
- Direct deposit paycheck

## What do users think of Juno?

Overall sentiment: negative

**Pros**

- 🚀 Smooth crypto integration
- 💰 Competitive interest rates and cash back
- 👍 Great customer service
- 🔒 FDIC insured
- 🎨 Sleek and modern app

**Cons**

- 🐛 Frequent account freezes and lockouts
- ⏱️ Slow fund transfers and deposit processing
- 🤖 Poor responsiveness from customer support
- 💸 Unexpected changes to interest rates and rewards
- 🔒 Limited account access and withdrawal options

**Commonly reported bugs**

- Crypto transactions getting stuck or lost
- App crashes and login issues
- Incorrect account balances and transaction history

**Most requested features**

- Add two-factor authentication
- Expand crypto trading options
- Improve account management tools
- Provide better transparency on policy changes

## Recent user reviews (10 of 69)

All indexed reviews: https://appshunter.io/ios/app/juno-buy-bitcoin-and-litecoin/id1525858971/reviews.md

### 1/5 — Why do my reviews keep getting deleted Apple?

*2024-07-22*

I have my pay checks direct deposited to their account through Evolve Bank & Trust. Well since Synapse which is part of Evolve is going through a bankruptcy and the company that buying out Synapse backed out of the deal because Evolve is not cooperating with requirements. My funds have been frozen and not made available to me as required by federal law. And what I get from each company is that they are pointing their finger at each other and no one is taking responsibility. This is very unprofessional and unethical of each company. I plan on bringing suit forth by the end of the week before all the money is gone and they all are in bankruptcy. I don’t care if my money is FDIC insured this is about the principle of this matter.  Update:  money is not insured under FDIC since these are Fintech companies.  Use a real bank people.  Don’t trust this company or any of them.   They haven’t even attempted to make things right or fight on my behalf.

**Developer response:** Hi, We sincerely apologize for the inconvenience caused. We would love the opportunity to speak to you further about your experience and provide you with an update on the resolution. Please reach out to us at hello@juno.finance or chat support via your Juno dashboard and let us know, and our customer support team will assist you on priority. Regards, Team Juno

### 1/5 — Scam company do not fall for their tricks

*2024-07-11*

Juno has been holding my money and everyone else's for over two months now. Instead of paying back their customers their hard earned money they doubled down and integrated a new banking partner to continue accepting peoples money before paying back the people who’s money is already and has been frozen for two months. This company is the scum of the earth and they are not to be trusted. Your account will inevitably be frozen when they fail, which they will. What kind of bank that accepts direct deposits from people’s employer just suddenly freezes all their accounts for over two months with absolutely no resolution in sight other than watching their own behinds by integrating a new banking partner to scam and steal from even more innocent people? An absolutely corrupt to the core run by cooperate greed company that’s who. Absolutely pathetic and they should be investigated at every possible level by every imaginable agency for this atrocious behavior.

**Developer response:** Hi, We sincerely apologize for the inconvenience caused. We want to speak to you further about your experience and provide you with an update on the resolution. Please reach out to us at hello@juno.finance or chat support via your Juno dashboard and let us know, and our customer support team will assist you on priority. Regards, Team Juno

### 1/5 — Former favorite bank, now dead to me!

*2024-05-17*

I used to rave about how great this bank was. 5% APY on checking balance and 5% cash back on certain brands was a great value proposition. Well, a week ago they announced that both 5% APY and cash back were ending, and a few days later, they announced that their “partner bank” (Evolve Bank and Trust) was having technical issues that had disabled all ACH and card transactions. My money has been frozen for almost a week now. My car payment was due this week, the money is in the account, but it’s not going to go through, meaning I’ll get hit with an ACH reversal fee, not to mention a late payment fee. I put in a complaint with the FED, and as soon as this issue is resolved I am withdrawing all funds and closing the account. There’s no reason for me to use them anymore regardless. Plenty of other apps to use if you want to buy crypto that have much better reliability and customer service.

**Developer response:** Hi, We sincerely apologize for the inconvenience caused. We would love the opportunity to speak to you further about your experience and provide you with an update on the resolution. Please reach out to us at hello@juno.finance or chat support via your Juno dashboard and let us know, and our customer support team will assist you on priority. Regards, Team Juno

### 1/5 — Stay away from this company

*2024-05-15*

I’ve banked with Juno for almost 5 years, and it started out as a “too-good-to-be-true?” sort of situation with higher than average APY and cash back deals. Over the years they have gradually changed their model and the glitches have just kept increasing - on Sunday evening 5/12 they sent out an email that without any notice whatsoever they would stop offering ANY sort of interest rate on balances kept with them, and would no longer give any cash back. These changes went into effect THE NEXT DAY. Immediately after the email announcement, I went to transfer my balance to a secondary savings account I have so that I could continue to earn interest on my savings, and was told that Juno’s banking capabilities are experiencing issues and are unusable until further notice. I’ve now lost three days of interest on my balance, with absolutely no response from Juno besides the usual “our team is working hard to resolve this issue, we apologize for the frustration” spiel. This behavior screams of unprofessionalism, shadiness, and seems illegal to hold funds from clients. Would stay as far away from this company as you possibly can, it’s a complete scam.

**Developer response:** Hi, We sincerely apologize for the inconvenience caused. We would love the opportunity to speak to you further about your experience and provide you with an update on the resolution. Please reach out to us at hello@juno.finance or chat support via your Juno dashboard and let us know, and our customer support team will assist you on priority. Regards, Team Juno

### 1/5 — Once was great, now a joke

*2024-05-14*

I was actually relatively happy with this app for the past 3 years. Sure, the Indian support agents weren’t always the most helpful, but they generally did what I asked for after a few tries. I loved the interest and the cash back offers. But the way this app has been treating its customers lately is completely unprofessional. Some might even say it’s a sign of a struggling and soon-to-be-failing business. They constantly change the terms of the interest bonus by going back and forth on what the maximum eligible funds should be.

Today was my last straw with this app when they ended the interest and cash back all in one. Well, that made me ready to pull out all my funds and close this account immediately. Oh wait, their ACH transfer system is mysteriously down. Which has never happened to any of the banks and fintechs I had used. EVER IN MY ENTIRE LIFE. How convenient. For Juno.

STAY AWAY FROM THIS FINTECH. THEY SEEM LIKE THEY’RE ABOUT TO SHUTTER ANY MINUTE. Maybe your funds are FDIC insured, but it’s not even possible to get it out.

**Developer response:** Hi, We sincerely apologize for the inconvenience caused. We would love the opportunity to speak to you further about your experience and provide you with a resolution right away. Please reach out to us at hello@juno.finance or chat support via your Juno dashboard and let us know, and our customer support team will assist you on priority. Regards, Team Juno

### 5/5 — A must have app to avoid ridiculous fees and failed payment transactions

*2024-02-02*

I stumbled upon Juno while trying a transak crypto purchase through cake wallet, which of course failed like so many cake wallet attempts. Seeing that Transak was just upcharging me I thought I would research Juno and cut out the middle man. Boy am I happy I did, Juno has simplified all my crypto transactions and reduced my fees. Their deposit system is TOP NOTCH using the transfer to bank feature through a provided debit card. No more failed transactions due to card security or poor middleman kyc, etc. The only compliant I can even provide is that Juno doesn’t support XMR/Monero transactions but I know that is a complex issue so can’t hold it against Juno.

**Developer response:** Hi, thank you for your kind words. If you need any help or face any issues, please feel free to reach out to us at hello@juno.finance or chat support via your Juno dashboard, and our customer support team will assist you on priority. Regards, Team Juno

### 1/5 — Used to be a great service now customer service can’t even fix the problem

*2024-01-29*

I’ve had juno for several months, 7 or 8 and everything worked fine until I changed cell phone carriers. As soon as I switched from T-Mobile to Verizon service (I kept the same phone number just changed providers) I can no longer access my account. Every time I try to log in, it tells me to disable my VPN? I don’t have a VPN, I’ve never had a VPN, so I contacted support thinking it would be an easy fix and explained I had no problems until I switched cell phone providers as soon as I did, I can no longer access my account. 
Support asked me to clear my cache, delete the app and reinstall it (I did 10 times) check my setting and verify there is no VPN, I even factory reset my phone. STILL THE PROBLEM PERSISTS and support won’t even respond to my emails anymore. It’s a shame as I enjoyed this app, but looks like I’ll be switching to a competitor.

**Developer response:** We sincerely apologize for any inconvenience you may have encountered. To better understand and address your concerns, we invite you to reach out to our support team at feedback@juno.finance. Our dedicated team is poised to assist you promptly and ensure that your experience with our platform is improved. Thank you for your understanding and cooperation.

### 5/5 — Best fintech bank account

*2023-12-15*

Despite some minor issues, Juno is the best fintech bank account on the market. I have not found anyplace that offers 5% on cash, a 5% cashback debit card at a selection of useful stores (that selection has lost some of its value recently with losing Apple and some other major stores, but it’s still valuable), plus a simple crypto on and off ramp, and even some Juno points that can be earned and exchanged for gift cards. They also offer same day ACH transfers. My criticisms would be: 1. They need more support staff. Some of their support team are extremely helpful, but it feels like their team is really lean so it can at times be hard to get someone’s attention. 2. They should have some cashback on all non-store category transactions, at least for their metal users. Even if it’s something like 0.5%. These issues don’t stop me from using Juno as my main hub bank account and crypto off-ramp.

**Developer response:** Hey, thank you for your feedback! Your valuable feedback helps us improve and provide exemplary service. Please feel free to reach out to us via chat support or email us at hello@juno.finance if you need any assistance.

Hope you have a great day ahead!

### 4/5 — Great product but spreads not great

*2023-11-03*

Love this combination of tradfi and crypto. I recommend it to people who complain that Wells Fargo, or whatever, stopped them from buying crypto. Don’t let the industry’s growing pains prevent you from embracing this new freedom-providing tech.

I still prefer using Kraken for trades cuz the spreads on Juno are too high. Juno is going to start charging for withdrawals which makes me even more likely to use a competitor for trades. FWIW, I still don’t use Coinbase for trades because their fees are the worst. I would put Juno between Kraken and Coinbase in terms of crypto trading.

Lastly, the 5% interest is still competitive for Tradfi. Worth storing cash there but tempting to spend it to buy crypto. If you can’t control your buying behavior, don’t put savings in Juno.

**Developer response:** Hi, thank you for your kind words. If you need any help or face any issues, please feel free to reach out to us at hello@juno.finance or chat support via your Juno dashboard, and our customer support team will assist you on priority. Regards, Team Juno

### 5/5 — Awesome Customer Support!!!

*2023-10-28*

I had started signing up for an account some time ago but for some reason never went back to finish. The other day I decided to finish signing up but for the life of me I could not figure out which email I had assigned to my account along with my phone number. After help from Raj, I was able to figure out which email it was and was able to successfully sign back in and finish creating my Juno account! Without Raj’s help I don’t know if I would have continued to sign up for an account but I’m glad he was there to help me out! Thanks Again Raj!!!

**Developer response:** Hi, thank you for your kind words. If you need any help or face any issues, please feel free to reach out to us at hello@juno.finance or chat support via your Juno dashboard, and our customer support team will assist you on priority. Regards, Team Juno

## Frequently asked questions about Juno

### What does Juno do?

Juno acts as an onramp for various cryptocurrencies, allowing you to buy and sell digital assets like Bitcoin, Ethereum, and Solana. It also provides traditional banking features, including a personal account number for ACH and wire transfers, and the ability to automate bill payments.

### What are the key features of Juno?

Key features include the ability to buy and sell over 20 different cryptocurrencies across multiple blockchains, instant withdrawals to self-custody wallets like MetaMask, and the option to transfer money via ACH and wire. You also get a personal Juno Treasury Account with a routing and account number.

### How does Juno make money?

Based on the provided information, Juno appears to be a free service. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a free monetization model.

### What cryptocurrencies can I buy and sell on Juno?

You can buy and sell a wide variety of cryptocurrencies on Juno, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Dogecoin (DOGE), and many others across more than 20 supported chains.

### Can I withdraw my crypto instantly?

Yes, a major feature of Juno is the absence of a holding period on crypto withdrawals. You can buy crypto and withdraw it to your self-custody wallet, such as MetaMask, Coinbase Wallet, or Ledger, whenever you choose.

## Version history (last 5 releases)

### 4.3.0 — 2024-11-12

Crypto buys and sells are under maintenance as we work with our partners to introduce enhanced trading features designed to offer more competitive prices

### 4.2.9 — 2024-08-30

Crypto buys and sells are under maintenance as we work with our partners to introduce enhanced trading features designed to offer more competitive prices

### 4.2.8 — 2024-08-14

New users can now create an account with Juno and start their on-chain journey today. We’ve also improved our identity verification flow to ensure a smoother onboarding process.

For our existing users, we continue to roll out the integration with our new banking partner, Jiko. If you have early access, you can apply for the Juno Treasury Account, powered by Jiko.

### 4.2.7 — 2024-08-12

New users can now create an account with Juno and start their on-chain journey today. We’ve also improved our identity verification flow to ensure a smoother onboarding process.

For our existing users, we continue to roll out the integration with our new banking partner, Jiko. If you have early access, you can apply for the Juno Treasury Account, powered by Jiko.

### 4.2.6 — 2024-07-30

New users can now create an account with Juno and start their on-chain journey today. We’ve also improved our identity verification flow to ensure a smoother onboarding process.

For our existing users, we continue to roll out the integration with our new banking partner, Jiko. If you have early access, you can apply for the Juno Treasury Account, powered by Jiko.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
