# Just: Affordable Car Insurance — Instant coverage, low rates

> Pay-per-mile car insurance app offering instant coverage and low rates. (iPhone/iPad app by SF Insuretech.)

- Source: https://appshunter.io/ios/app/just-affordable-car-insurance/id1471625834 (this page in markdown: same URL + `.md`)
- Developer: [SF Insuretech](https://appshunter.io/developer/1460235447)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 2,247 App Store ratings · 367 written reviews indexed
- Age rating: 4+
- Requires: iOS 16 · 115 MB
- Languages: American English
- Released: 2020-03-24
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/just-affordable-car-insurance/id1471625834/reviews.md

## What is Just?

*** Exclusively available in Arizona and Nevada, more states available soon! ***

Save money and get covered instantly with Arizona’s top rated auto insurance app.

Just’s Pay per mile car insurance saves you money by charging you for the miles you drive, instead of a set monthly rate. We make insurance policies affordable and flexible - so they work better for you. With flexible contracts and no hidden fees, choose a fair full coverage or minimum liability auto insurance policy, and get the protection you need for less than Geico, Allstate, Progressive, and other large insurance providers. Record your miles with the app, and get rewarded for being a great driver. We think that’s just a fairer way to do business. Our support team and agents are on-call and ready to help pick the best policy for you. 

Get started today and see how much you could save with Just's top rated car insurance.

Save Money
Sign up for pay as you go car insurance, and only pay for the miles you drive. Don’t drive much? Save 40% or more on your auto insurance. Safe drivers save even more.

Easy to get insured
Download the app, see your quote and get insured in just 60 seconds. No lengthy applications. Get coverage based on how you drive and start saving today!

Low cash down
Because you only pay for the miles you drive, you don’t need to put big money down. No matter what your rate is, or your level of coverage, it’s easy to get started.

More questions? Contact our great customer service team at (505) 587-8467, support@just.insure or check out our website at https://www.just.insure.

## Key features

- Pay per mile insurance
- Instant coverage
- Low rates
- Flexible policies
- No hidden fees
- Safe driver rewards

## What do users think of Just?

Overall sentiment: neutral

**Pros**

- 👍 Affordable insurance
- 🚀 Fast and easy to use
- 💡 Pay-per-mile model
- 👍 Helpful and friendly customer service
- 👍 Straightforward and transparent
- 👍 Convenient app

**Cons**

- 🐛 Inaccurate mileage tracking
- 🐛 Unexpected charges and fees
- 🐛 Unreliable app performance
- 🐛 Lack of coverage options
- 🐛 Poor communication from the company

**Commonly reported bugs**

- App crashes when uploading odometer photos
- Mileage not properly recorded during trips
- Billing issues and unexpected charges

**Most requested features**

- Add option to track mileage manually
- Improve mileage tracking accuracy
- Provide more coverage options
- Enhance app stability and reliability
- Improve communication with customers

## Recent user reviews (10 of 367)

All indexed reviews: https://appshunter.io/ios/app/just-affordable-car-insurance/id1471625834/reviews.md

### 5/5 — Great experience

*2026-08-17, version 3.176.20*

Victoria my agent was amazing. Got my documents over to the DMV right away so I could get back on the road. Thank you Just Insure

### 5/5 — Amazing service

*2026-08-08, version 3.176.8*

This is a great option for those of us that don’t drive very often. The user interface is easy to use an intuitive. On the activity dashboard you have great transparency towards the charges and notifications if they need any odometer photos.

### 1/5 — Insanely Expensive

*2026-08-02, version 3.176.8*

Just bought a 2000 Toyota. Have had it for a week, so far ive paid $260 for a downpayment, and now after 6 days of being insured with them and driving about 350 miles in total for work, they want $280..? every 2 weeks?!? I didn’t even work the full week either. $600 a month for car insurance is insane, Car insurance remains the biggest scam of all time.

### 5/5 — Chat Inquiry

*2026-07-16, version 3.176.8*

I had an issue with a policy and need info. Ray was super helpful, informative and friendly!! Thanks ray!

### 5/5 — Great customer service

*2026-07-14, version 3.176.8*

Lupita Anzaldo was great and fast answering my questions!

### 4/5 — Customer service

*2026-07-07, version 3.176.8*

I was worried about talking to an agent when needed but Customer service responds pretty quickly with any question.

### 4/5 — Customer service Reps

*2026-07-07, version 3.176.8*

Great customer service

### 5/5 — Customer service

*2026-07-03, version 3.176.8*

I had an issue understanding the policy, when I reached out almost immediately I got a response I got Lupita  Anzaldo highly recommended her.

### 5/5 — Review

*2026-06-25, version 3.176.8*

Lupita Anzaldo was very helpful. She was patient and kind in her responses to me.

### 5/5 — Easy and affordable

*2026-06-10, version 3.176.0*

I use Just as a Pay-by-mile option for an old jeep I drive every now and then. It’s affordable, the app is easy to use, and anytime I need to contact customer service they are responsive and very helpful, especially Victoria.

## Frequently asked questions about Just

### What is pay per mile car insurance?

Pay per mile car insurance means you are charged based on the actual miles you drive, rather than a fixed monthly rate. This can lead to significant savings if you don't drive very often. The app allows you to record your miles and get rewarded for being a safe driver.

### How do I get insured with this app?

Getting insured is quick and easy. Simply download the app, get your quote, and you can be covered in as little as 60 seconds. There are no lengthy applications, and coverage is based on how you drive.

### Is this app available in my state?

Currently, this app is exclusively available in Arizona and Nevada. However, the company plans to expand to more states soon. You can check their website or contact customer service for the latest availability updates.

### How much can I save with this app?

Drivers who don't drive much can save 40% or more on their auto insurance. Safe drivers may save even more. The pay-per-mile model ensures you only pay for the miles you actually drive, making it a more affordable option for many.

### What are the costs to get started?

Because you only pay for the miles you drive, there's no need for a large upfront payment. The cost to get started is low, regardless of your rate or coverage level. This makes it easy for anyone to get the protection they need.

## Version history (last 5 releases)

### 3.177.6 — 2026-08-28

Bug fixes and stability improvements

### 3.176.20 — 2026-08-17

Stability improvements for camera component

### 3.176.8 — 2026-06-23

Bug fixes and stability improvements

### 3.176.5 — 2026-06-18

Fixed issue with camera freezes

### 3.176.4 — 2026-06-16

Fixed issues preventing camera from working correctly

## Apps similar to Just

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [GEICO Mobile - Car Insurance](https://appshunter.io/ios/app/geico-mobile-car-insurance/id331763096) | 4.8 (4,762,849) | Free | Finance |
| [Metromile - Car Insurance](https://appshunter.io/ios/app/metromile-car-insurance/id734641795) | 4.6 (24,200) | Free | Finance |
| [Lemonade Insurance](https://appshunter.io/ios/app/lemonade-insurance/id1055653645) | 4.8 (85,992) | Free | Finance |
| [HiRoad® Car Insurance](https://appshunter.io/ios/app/hiroad-car-insurance/id1269731942) | 3.7 (279) | Free | Finance |
| [Just: Car Insurance Mobile](https://appshunter.io/ios/app/just-car-insurance-mobile/id6446086139) | 4.7 (297) | Free | Finance |
| [Farmers Insurance Mobile](https://appshunter.io/ios/app/farmers-insurance-mobile/id373431224) | 4.8 (27,155) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
