# Jyoti Mobile Banking

> Official mobile banking app for Jyoti Bikas Bank account management. (iPhone/iPad app by Jyoti Bikash Bank Limited.)

- Source: https://appshunter.io/ios/app/jyoti-mobile-banking/id1084692477 (this page in markdown: same URL + `.md`)
- Developer: [Jyoti Bikash Bank Limited](https://appshunter.io/developer/1432359777)
- Category: Finance, Business
- Price: Free
- Rating: 2.30/5 from 8 App Store ratings · 6 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.4 · 172 MB
- Languages: American English
- Released: 2016-02-19
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/jyoti-mobile-banking/id1084692477/reviews.md

## What is Jyoti Mobile Banking?

Jyoti Smart is Jyoti Bikas Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Jyoti Bikas Bank. This App will be regularly updated with additional new features.

Key Features:

1.	Banking On the Go
2.	Bill Payments Made Easier
3.	Top Up Made Easier
4.	Fund Transfers Made Easier
5.	QR Code: Scan and Pay
6.	Instant Online and Retail Payment with Fonepay Network
7.	Accessing your Account Informations Made Easier
8.	User Friendly, Safe and Secure
9.	And Many More Exciting Features

Jyoti Smart helps protect your information by using 128-bit SSL encryption when you are logged on.
To be able to use this App, you first need to have a valid account maintained at Jyoti Bikas Bank, and you need to subscribe to the Jyoti Bikas Bank's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Jyoti Smart is a Member of Fonepay Network.

Smart Banking for Smart People.

## Key features

- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/jyoti-mobile-banking/id1084692477/reviews.md

### 2/5 — Error processing request

*2022-12-21*

Says error processing request while trying to add email from the email not setup screen

### 3/5 — Connection error.

*2021-12-20*

Still not working on iPhone 12 pro.

### 1/5 — Log in error

*2021-11-30*

After update More then 2 week still on working in my iphone 10 
Very bad

### 4/5 — Crashes more

*2021-02-06*

Crashes twice a month

### 5/5 — Doesn‘t work

*2018-08-21*

This App isn‘t working for Jyoti Bikash Bank.
Please fix it asap!

### 5/5 — Good but need update

*2018-08-06*

Good but need update with new look

## Frequently asked questions about Jyoti Mobile Banking

### What is Jyoti Mobile Banking?

Jyoti Mobile Banking is the official mobile application from Jyoti Bikas Bank, allowing users to manage their bank accounts and perform various transactions remotely. It offers features like bill payments, fund transfers, and QR code payments.

### Is Jyoti Mobile Banking secure?

Yes, Jyoti Mobile Banking uses 128-bit SSL encryption to protect user information when logged in. The app is described as safe and secure for managing your banking needs.

### Who can use Jyoti Mobile Banking?

To use Jyoti Mobile Banking, you must have a valid account with Jyoti Bikas Bank and subscribe to their Mobile Banking Service. It is designed for customers of this specific bank.

### What transactions can I perform with Jyoti Mobile Banking?

You can perform a variety of transactions including bill payments, top-ups, fund transfers, and QR code payments through the Fonepay Network. It also allows easy access to your account information.

### How often is Jyoti Mobile Banking updated?

The app is regularly updated with additional new features. The latest version is 7.3.18, and it was last updated on January 26, 2025.

### What devices support Jyoti Mobile Banking?

Jyoti Mobile Banking is available for iPhones and iPods. It is designed for use on handheld devices.

### What is the user rating for Jyoti Mobile Banking?

Jyoti Mobile Banking has a rating of 2.3 stars based on 8 ratings. This indicates a mixed reception from its users.

### Does Jyoti Mobile Banking have ads?

No, Jyoti Mobile Banking does not contain advertisements. It is a free application focused on providing banking services without interruptions.

## Version history (last 5 releases)

### 7.3.29 — 2026-08-19

- Bug Fixes.

### 7.3.28 — 2026-08-13

- Bug Fixes.

### 7.3.18 — 2025-01-26

- Bug Fixes.

### 7.3.14 — 2024-09-18

- Bug Fixes.

### 7.3.11 — 2024-09-04

- Bug Fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*