# Kaala Pay — Self-custodial payments app > Web 3.0 payments app for instant, low-fee local and international money transfers. (iPhone/iPad app by Kaala Pay Inc..) - Source: https://appshunter.io/ios/app/kaala-pay/id1592104844 (this page in markdown: same URL + `.md`) - Developer: [Kaala Pay Inc.](https://appshunter.io/developer/1592104846) - Category: Finance, Utilities - Price: Free - Rating: 4.25/5 from 4 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 77 MB - Languages: English - Released: 2021-11-04 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kaala-pay/id1592104844/reviews.md ## What is Kaala Pay? Kaala is a web 3.0 payments app that allows you to instantly send and receive money both locally and internationally at near-zero rates; all you need to get started is a phone number! It is built on next-gen blockchain technology and mobile-focused cryptocurrency infrastructure to ensure that your payment experience is easy and hassle-free. Kaala is built on the carbon-negative Celo blockchain. Your balance is stored in Celo dollars (cUSD) stablecoin in order to unlock the full potential and features of digital money management. This is how we are able to promise - and deliver - unlimited and secure instant cross-border payments from anywhere and at any time. Kaala started under the umbrella of Mozilla Labs with the dream of building a payments app that gives you easy access to your money using all the advanced features of blockchain technology and DeFi. We've been working really hard on making this dream a reality, and we think you’ll like what we’ve come up with! Unlimited local and international payments: Kaala offers free local money transfers and the lowest cross-border rates on international transactions, so you’re free to take full advantage of unlimited transactions to anyone anywhere in seconds. Have complete control over your self-custodial wallet: Kaala is self-custodial, which means you are the only one in control of your funds. So you - and only you - have absolute control over your data and money. Nobody else. Near-zero fees on payments and money transfers: Kaala doesn’t charge any fixed fees on transactions, so you can send or receive funds from friends and family without breaking the bank (pun intended), for as little as 0.01 USD. That’s one big advantage of using stablecoins (Celo dollars or cUSD) to store value. Easy onboarding with just your phone number: Since Kaala is built on the Celo blockchain, all you need to get started is a compatible mobile device and a phone number. When using the app, you never have to deal with long crypto wallet addresses. Additional privacy and security features: Aside from the security and privacy advantages that are built into Celo blockchain, Kaala also utilizes advanced encryption and fraud prevention technologies. The app also requires you to create backups of your wallet and allows you to cancel erroneous transactions. Earn up to $50 in rewards just for referring Kaala: We’ve recently launched our referral program, which lets you earn up to $10 for each new friend, family member, or contact that you successfully refer to Kaala through your unique invitation code. Stay informed and up-to-date on the latest Kaala news: Kaala is constantly growing and improving at a rapid pace. Keep track of our latest features and promotions, or reach out for support and share suggestions, through our website and social media channels. Website: https://www.kaala.app Discord: https://discord.gg/ekmzXFHz5b Twitter: https://twitter.com/kaalapay LinkedIn: https://www.linkedin.com/company/kaalapay Instagram: https://www.instagram.com/kaalapay ## Key features - Instant local and international payments - Near-zero transaction fees - Self-custodial wallet - Onboarding with phone number - Advanced encryption and fraud prevention - Referral rewards program ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kaala-pay/id1592104844/reviews.md ### 2/5 — Keeps blanking out *2022-03-01* New to app keeps exiting off ## Frequently asked questions about Kaala Pay ### What is Kaala Pay? Kaala Pay is a web 3.0 payments app that allows users to send and receive money instantly, both locally and internationally, at near-zero rates. It utilizes next-gen blockchain technology and mobile-focused cryptocurrency infrastructure for a hassle-free payment experience. ### Is Kaala Pay secure? Yes, Kaala Pay prioritizes security. It is built on the Celo blockchain, which offers inherent security advantages. Additionally, the app employs advanced encryption and fraud prevention technologies, and users have complete control over their self-custodial wallet. ### How easy is it to get started with Kaala Pay? Getting started with Kaala Pay is very easy. All you need is a compatible mobile device and a phone number. The app is designed for simple onboarding, eliminating the need to deal with long crypto wallet addresses. ### What are the fees for using Kaala Pay? Kaala Pay offers near-zero fees on payments and money transfers. They do not charge any fixed fees, allowing users to send or receive funds without significant cost. The use of stablecoins like Celo dollars (cUSD) contributes to these low fees. ### What is a self-custodial wallet? A self-custodial wallet means that you are the sole controller of your funds. Kaala Pay's self-custodial nature ensures that only you have absolute control over your data and money, with no third-party access. ### Can I earn rewards with Kaala Pay? Yes, Kaala Pay has a referral program where you can earn up to $50 in rewards. You can earn up to $10 for each new friend, family member, or contact you successfully refer to Kaala Pay using your unique invitation code. ### What devices does Kaala Pay support? Kaala Pay is supported on iPhone and iPod devices. The app is designed to be mobile-focused, ensuring accessibility for users on these platforms. ### How often is Kaala Pay updated? Kaala Pay is constantly growing and improving. The latest version available is 0.9.2, which was last updated on April 13, 2023. Users can stay informed about new features and updates through the app's website and social media channels. ## Version history (last 5 releases) ### 0.9.2 — 2023-04-13 New cash-in options: MetaMask and Valora We made it much easier for you to transfer funds from other wallets to Kaala Pay. Press the "Add cash" button, choose another wallet as your payment method, confirm the transaction, and boom! ### 0.9.1 — 2023-04-07 We made it much easier for you to transfer funds from other wallets to Kaala Pay. Press the "Add cash" button, choose another wallet as your payment method, confirm the transaction, and boom! ### 0.8.2 — 2023-03-07 SocialConnect integration ### 0.8.1 — 2023-03-03 SocialConnect integration ### 0.8.0 — 2022-12-01 Add funds to your wallet using ACH (US only) - powered by Ponto Software, Inc. ## Apps similar to Kaala Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Purplepay](https://appshunter.io/ios/app/purplepay/id1548285634) | 2.6 (11) | Free | Finance | | [Malta: Earn 8% APY with DeFi](https://appshunter.io/ios/app/malta-earn-8-apy-with-defi/id1640646702) | 3.0 (2) | Free | Finance | | [Valora - Crypto Wallet](https://appshunter.io/ios/app/valora-crypto-wallet/id1520414263) | 4.5 (692) | Free | Finance | | [Ottr Wallet](https://appshunter.io/ios/app/ottr-wallet/id1628669270) | 4.7 (12) | Free | Finance | | [Obvious Smart Wallet](https://appshunter.io/ios/app/obvious-smart-wallet/id1643088398) | 4.4 (37) | Free | Finance | | [mobiquity Pay](https://appshunter.io/ios/app/mobiquity-pay/id1565772046) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*