# Kakebo: AI Budget Planner — Voice expense tracker & goals

> AI-powered personal finance manager with automated budgeting and expense tracking. (iPhone/iPad app by Aurelien Ribon.)

- Source: https://appshunter.io/ios/app/kakebo-ai-budget-planner/id6479921558 (this page in markdown: same URL + `.md`)
- Developer: [Aurelien Ribon](https://appshunter.io/developer/1737509079)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 21 MB
- Languages: American English, French (France), German (Germany), Italian, Brazilian Portuguese, European Spanish
- Released: 2024-08-22
- Data updated: 2026-08-23
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/kakebo-ai-budget-planner/id6479921558/reviews.md

## What is Kakebo?

Just say "12 euros for pizza yesterday" — Céleste, your AI assistant, logs it for you. Kakebo is the voice-first budget app built on the Japanese kakeibo method: track your spending, hit your savings goals, and let AI do the boring part of personal finance.

>> TALK, DON'T TYPE

• Dictate expenses hands-free: just say "12 euros for pizza yesterday" and Céleste, your AI assistant, fills in the amount, category and date for you
• Perfect for logging spending on the go, without stopping what you're doing
• A redesigned expense form with an expense/income toggle, big amount display and a custom keypad when you'd rather tap

>> YOUR OWN AI FINANCE ASSISTANT

Céleste isn't a wall of frozen numbers. Ask anything, in your own words:
• "How much did I spend on groceries last month?" — get instant charts and stats, generated on demand
• Hunt down an old expense from a vague memory
• Compare categories across different periods
• Tidy up your data in bulk: Céleste proposes the changes, you confirm before anything happens
• Save your favorite questions as one-tap shortcuts

Céleste uses the same advanced AI technology as leading assistants, focused entirely on your money.

>> SAVINGS, CELEBRATED

• See your all-time savings total grow
• A monthly savings chart, plus streaks and records to keep you motivated
• Set a savings goal and Kakebo builds a simple weekly and monthly budget around it
• A day-by-day week bar shows your spending rhythm at a glance

>> A HISTORY YOU'LL ACTUALLY USE

• One-tap filters and instant search across labels and amounts
• Weekly and monthly reports to stay on track
• Sync across all your devices with a simple email account
• Share a budget with your partner or family

>> WHAT IS A KAKEBO?

A kakebo (or kakeibo) is the traditional Japanese budgeting method for managing personal finances. It helps you track income and expenses, spot where you can save, and set realistic money goals. Kakebo brings that century-old wisdom into a modern budget tracker, powered by AI.

Download Kakebo now and discover the perfect blend of simplicity and smart money management.

EULA: https://www.getkakebo.app/terms.html

## Key features

- Automated weekly and monthly budgeting
- AI financial assistant for spending analysis
- Ultra-fast expense entry
- Data sharing with family and friends
- Weekly and monthly savings reports
- AI-powered expense search and comparison

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kakebo Max | $6.99 | per month |
| Kakebo Pro (monthly) | $3.99 | per month |
| Kakebo Pro (yearly) | $29.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/kakebo-ai-budget-planner/id6479921558/reviews.md

### 5/5 — Très simple d’accès et change la vie !

*2024-11-20*

Si comme moi vous avez horreur de faire vos comptes et d’établir un budget même numériquement, cette appli est très intuitive et elle établit ce que vous souhaitez en un tour de main. Tout a été très bien pensé et depuis je m’en sers tous les jours. Très efficace !

### 5/5 — Arak

*2024-09-24*

Très pratique et intuitive, cette appli me permet de gérer mon budget sans y penser. Je me fixe un objectif économique en début de mois, mes dépenses récurrentes (loyer, charges…) sont immédiatement déduites, ce qui me permet tout de suite de savoir ce qu’il me reste à dépenser par semaine et pour le mois. Il ne me reste plus qu’à noter mes dépenses au fur et à mesure, l’appli gère les calculs instantanément, je sais toujours où j’en suis ! Et le vrai plus par rapport à d’autres applis du genre est l’IA, qui permet d’analyser facilement ses dépenses, comparer un mois sur l’autre, générer des graphiques… J’aime aussi le design, sobre sans être triste. 
En point à améliorer : si c’était possible d’accéder directement à la liste des dépenses récurrentes en cliquant sur « dépenses récurrentes » sur la page d’accueil, ça serait le top !

### 5/5 — Super

*2024-09-21*

C’est génial d’avoir associé l’IA à l’appli,ça simplifie beaucoup l’utilisation. Bravo.

## Frequently asked questions about Kakebo

### What is Kakebo?

Kakebo is a personal finance management app inspired by the traditional Japanese account book. It helps you track income and expenses, identify savings opportunities, and set financial goals.

### How does Kakebo's AI assistant work?

The AI assistant uses technology similar to ChatGPT to analyze your spending habits. You can ask it questions about your expenses, request statistics, generate graphs, and even search for past transactions.

### Can I share my financial data with others using Kakebo?

Yes, Kakebo allows you to share your financial data with family and friends, facilitating collaborative financial management.

### What are the subscription options for Kakebo Pro?

Kakebo Pro offers two subscription plans: a monthly plan for $3.99 and a yearly plan for $29.99, providing access to premium features.

### Does Kakebo have ads?

No, Kakebo does not contain advertisements, ensuring an uninterrupted user experience.

### On which devices can I use Kakebo?

Kakebo is available on iPhone and iPad devices, offering a seamless experience across Apple's mobile platforms.

### How often is Kakebo updated?

The app was last updated on July 28, 2025, indicating regular maintenance and potential feature additions by the developer.

### What is the age rating for Kakebo?

Kakebo has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

## Version history (last 5 releases)

### 5.0.8 — 2026-08-05

- Dictate your expenses: Céleste fills in the amount, category and date, hands-free
- Céleste can now edit: ask for bulk changes, she proposes, you confirm
- Save your favorite AI prompts as shortcuts
- Redesigned home page: clearer month gauge and a day-by-day week bar
- Modernized history: one-tap filters and instant search over labels and amounts
- New expense form: expense/income toggle, big amount and a custom keypad

### 5.0.4 — 2026-07-31

- Dictate your expenses: Céleste fills in the amount, category and date, hands-free
- Your savings celebrated: all-time total, monthly chart, streaks and records
- Céleste can now edit: ask for bulk changes, she proposes, you confirm
- Save your favorite AI prompts as shortcuts
- Redesigned home page: clearer month gauge and a day-by-day week bar
- Modernized history: one-tap filters and instant search over labels and amounts
- New expense form: expense/income toggle, big amount and a custom keypad
- Settings, categories and shortcuts now sync across your devices

### 3.6.0 — 2025-07-28

- A new AI suggestions library!
- Renaming a category now updates all entries with this category
- Renaming a label now updates all entries with this label
- New option to show only recurring entries in the list
- Fix bug where new subscriptions were not correctly detected

### 3.5.0 — 2025-07-27

- Renaming a category now updates all entries with this category
- Renaming a label now updates all entries with this label
- New option to show only recurring entries in the list
- Fix bug where new subscriptions were not correctly detected

### 3.4.1 — 2025-06-05

- A brand new AI, reasoning, with access to more tools!
- Newly added and modified expenses are now highlighted for easier detection
- Expense labels are filtered when typing in the label input
- Weekly budget now takes into account one-time incomes

## Apps similar to Kakebo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Yesan, Personal Finance](https://appshunter.io/ios/app/yesan-personal-finance/id6476198291) | — | Free | Finance |
| [Mona: Budget & Expense Tracker](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204) | 4.3 (3) | Free | Finance |
| [Yesan, Kakeibo](https://appshunter.io/ios/app/yesan-kakeibo/id6563149971) | — | Free | Finance |
| [Kakeibo Bookkeeping, inventory](https://appshunter.io/ios/app/kakeibo-bookkeeping-inventory/id6746334011) | 4.0 (1) | Free | Finance |
| [Budget Tracker: Stingy](https://appshunter.io/ios/app/budget-tracker-stingy/id6752895584) | — | Free | Finance |
| [Grandpa Budget](https://appshunter.io/ios/app/grandpa-budget/id1639774329) | 4.6 (62) | Free | Finance |

## More apps by Aurelien Ribon

- [Loto Quine: Scan & Play](https://appshunter.io/ios/app/loto-quine-scan-and-play/id6737505564)
- [Grid'in: Easy Photo Split](https://appshunter.io/ios/app/gridin-easy-photo-split/id6743472599)
- [AirBuilding: Virtual Remote](https://appshunter.io/ios/app/airbuilding-virtual-remote/id6749208974)
- [AirBuilding: Analytics](https://appshunter.io/ios/app/airbuilding-analytics/id6755592591)

All apps by Aurelien Ribon: https://appshunter.io/developer/1737509079

## Related topics

[ribon](https://appshunter.io/ios/topics/ribon)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*