# KaratClub: MF Privilege Club — Leverage. Don't Liquidate. > Mutual fund investor lifestyle privileges and rewards platform. (iPhone/iPad app by Sqrrl Fintech Pvt. Ltd..) - Source: https://appshunter.io/ios/app/karatclub-mf-privilege-club/id6455040166 (this page in markdown: same URL + `.md`) - Developer: [Sqrrl Fintech Pvt. Ltd.](https://appshunter.io/developer/1160797218) - Category: Finance - Price: Free - Rating: 4.54/5 from 107 App Store ratings · 19 written reviews indexed - Age rating: 17+ - Requires: iOS 13.4 · 152 MB - Languages: American English - Released: 2023-08-02 - Data updated: 2026-08-19 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/karatclub-mf-privilege-club/id6455040166/reviews.md ## What is KaratClub? KaratClub — The Club Like No Other For years, mutual funds have helped investors grow wealth. For the first time in India, they can now unlock lifestyle upgrades. KaratClub is India’s first members-only lifestyle privileges platform built exclusively for mutual fund investors. A club where your investments don’t just generate returns — they unlock experiences, rewards, unbelievable deals, and premium access. This isn’t a cashback app. This isn’t a discount marketplace. This is access — powered by your portfolio. The Only Lifestyle Membership You Will Ever Need KaratClub allows eligible investors to unlock: • Luxury travel deals & vacation privileges Exclusive, best-in-class discounts on smartphones, smart TVs, appliances etc. Market-beating offers and discounts on premium furniture and home renovation. • Premium dining & luxury lifestyle privileges Exclusive offers on health and wellness • Investment-linked rewards & super-exclusive offers • Early access to curated experiences • 0 Cost EMIs on lifestyle purchases • Exclusive members-only deals • Portfolio-powered financing access All while your mutual fund investments continue to grow. No selling. No redeeming. No interrupting your long-term investing strategy. First Time In India: Portfolio-Powered Lifestyle Access Your mutual fund portfolio determines your membership level and privileges. The stronger your investments, the greater your access. KaratClub bridges investing, rewards, and lifestyle upgrades into one seamless platform designed for modern wealth creators. Why Investors Should Join KaratClub • Unlock rewards from your mutual funds • Access unbelievable deals & premium offers • Enjoy lifestyle upgrades without breaking your portfolio • Continue long-term wealth creation • Experience a club built for serious investors How It Works Download KaratClub app → Register → Check eligibility → Unlock rewards & deals → Continue growing wealth while upgrading your lifestyle. Built For Select Investors KaratClub is not open to everyone. Whether you’re building long-term wealth, upgrading your lifestyle, or looking for smarter ways to use your portfolio, KaratClub combines investing, rewards, lifestyle deals and financial privileges into one exclusive membership, reserved for the select few. Have questions or want to know more about your eligibility? Reach out to us at support@karatwealth.in Unlock lifestyle privileges, curated rewards, exclusive deals, and portfolio-powered benefits with KaratClub. Download now and check if you qualify. Trust, Security & Compliance First KaratClub is operated by Sqrrl Fintech Pvt. Ltd., registered under Aeries Financial Technologies Pvt. Ltd., a fintech group focused on building next-generation investment ecosystems. • Partnerships with RBI-registered NBFCs & regulated financial institutions • Secure portfolio authentication through trusted integrations • Strict data protection & privacy protocols • Transparent eligibility-based access model • Built on India’s rapidly growing mutual fund investor ecosystem with millions of active investors   Sqrrl Fintech Pvt. Ltd. and Aeries Financial Technologies Pvt. Ltd. operate as technology platform providers and do not directly provide lending or advisory services. All loan and credit facilities are offered by licensed lending partners and remain subject to regulatory guidelines and user eligibility. Registered Office: Unit No 001/002, Ground Floor, Piramal Tower, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel (West), Mumbai - 400013 ## Key features - Lifestyle upgrades powered by mutual fund investments - Exclusive deals on travel, electronics, and dining - Investment-linked rewards and premium access - 0 Cost EMIs on lifestyle purchases - Portfolio-powered financing access - Early access to curated experiences ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/karatclub-mf-privilege-club/id6455040166/reviews.md ### 1/5 — Login issue *2026-07-29* I got WhatsApp message that my application is approved but in downloaded app still can’t get into it. It is still showing application under review. ### 5/5 — Very user friendly and amazing deals *2026-05-10* Thank you team KaratClub , this is truely special to join the club ### 5/5 — One of its kind App - Must try *2026-05-07* Karat Club is a unique and innovative app that turns your mutual fund investments into real lifestyle benefits. I really liked how it combines smart investing with everyday rewards and premium experiences. The app is easy to use, smooth, and gives a fresh perspective on wealth and lifestyle management. Definitely a great concept for anyone looking to make their investments more rewarding! ### 5/5 — Just wow *2026-05-07* Totally game changer app. ### 4/5 — Game changer *2026-05-07* Smart app that rewards your investment in Mutual Funds. Glad to be a part of it! ### 5/5 — Dont miss out!! Snag early access while you still can… *2026-05-07* Onboarding is super smooth. UI is amazing. And it gave me an opportunity to leverage my MFs for huge discounts on holidays and luxury products. This is never heard of!!! ### 5/5 — Good investment app *2026-05-07* Impressed with how thoughtfully the app is designed. The UI feels premium, easy to navigate, and user-friendly. The entire experience has been seamless so far, making financial management much more convenient. Definitely worth recommending to friends and family. ### 5/5 — Great App *2026-05-07* A refreshing fintech app that truly values investors. Loved how it rewards long-term investing habits instead of just spending. Clean UI, smooth experience, and meaningful benefits that align with wealth creation. ### 5/5 — Excellent *2026-05-07* The app stands out with its polished design and smooth user experience. It feels modern, reliable, and easy to navigate. I’ve genuinely enjoyed using it and would happily suggest it to anyone looking for a dependable investment platform. ### 5/5 — Great app *2026-04-15* This is the unique concept where you can monetise your mutual fund investment without liquidating the same. Something very interesting.. ## Frequently asked questions about KaratClub ### What is KaratClub? KaratClub is India's first members-only lifestyle privileges platform designed exclusively for mutual fund investors. It allows eligible investors to unlock lifestyle upgrades, rewards, and exclusive deals powered by their investment portfolio. ### How does KaratClub work? You download the KaratClub app, register, and check your eligibility based on your mutual fund investments. Once eligible, you can unlock rewards, deals, and lifestyle privileges while your investments continue to grow. ### Can I use KaratClub to get loans? Yes, KaratClub offers portfolio-powered financing access, allowing eligible investors to leverage their mutual fund investments for lifestyle purchases without selling or redeeming them. ### Does KaratClub have ads? Yes, KaratClub contains advertisements. As an ad-supported platform, it integrates ads to provide its services to users. ### What kind of deals can I expect with KaratClub? KaratClub offers a range of deals including luxury travel, discounts on smartphones and appliances, market-beating offers on furniture, premium dining, health and wellness, and exclusive members-only deals. ### Is KaratClub available on Android? Based on the provided data, KaratClub is supported on iPhone and iPod. Information regarding Android compatibility is not specified. ### How secure is my investment data with KaratClub? KaratClub emphasizes trust, security, and compliance, with secure portfolio authentication through trusted integrations and strict data protection measures. It is operated by Sqrrl Fintech Pvt. Ltd., a fintech group focused on investment ecosystems. ### How often is KaratClub updated? The latest version of KaratClub is 1.15.1, and it was last updated on March 10, 2026. This indicates a regular update schedule for the application. ## Version history (last 5 releases) ### 1.15.3 — 2026-08-17 Welcome to the official KaratClub experience — India’s first portfolio-powered lifestyle privileges platform built exclusively for mutual fund investors. This version introduces the foundational KaratClub ecosystem — where your investments don’t just generate returns, they unlock access. Here’s what’s new: India’s First Portfolio-Powered Access Model Your mutual fund portfolio now determines your eligibility tier inside KaratClub. The stronger your investments, the greater your privileges. Lifestyle Privileges — Without Selling Your Investments Unlock luxury travel deals, premium dining privileges, curated lifestyle offers, 0 cost EMI options, and exclusive member-only opportunities — all while your mutual funds continue to grow. No redemption. No portfolio liquidation. No interruption to long-term wealth creation. Investment-Linked Rewards & Exclusive Deals Eligible members can now explore handpicked offers designed for serious investors — not generic discount marketplaces. Portfolio Visibility & Eligibility Check Seamless portfolio authentication allows you to securely check your eligibility and understand your access level inside the club. Portfolio-Powered Financing Access Access structured financial privileges through licensed lending partners — subject to eligibility and regulatory guidelines. Enhanced Security & Compliance Framework • Secure portfolio authentication through trusted integrations • Partnerships with RBI-registered NBFCs & regulated institutions • Transparent eligibility-based access model • Strong data protection & privacy protocols KaratClub operates as a technology platform provider and does not directly offer lending or advisory services. All loan and credit facilities are facilitated through licensed partners and remain subject to applicable regulations and user eligibility. Shape This is just the beginning. KaratClub is built for a new generation of Indian investors — those who believe wealth should not only compound quietly in the background, but also unlock experiences in the present. If you’re part of our early member batch, your feedback will help shape the evolution of India’s first investment-linked lifestyle club. Update now. Check your eligibility. Discover what your portfolio can unlock. ### 1.15.2 — 2026-07-30 Welcome to the official KaratClub experience — India’s first portfolio-powered lifestyle privileges platform built exclusively for mutual fund investors. This version introduces the foundational KaratClub ecosystem — where your investments don’t just generate returns, they unlock access. Here’s what’s new: India’s First Portfolio-Powered Access Model Your mutual fund portfolio now determines your eligibility tier inside KaratClub. The stronger your investments, the greater your privileges. Lifestyle Privileges — Without Selling Your Investments Unlock luxury travel deals, premium dining privileges, curated lifestyle offers, 0 cost EMI options, and exclusive member-only opportunities — all while your mutual funds continue to grow. No redemption. No portfolio liquidation. No interruption to long-term wealth creation. Investment-Linked Rewards & Exclusive Deals Eligible members can now explore handpicked offers designed for serious investors — not generic discount marketplaces. Portfolio Visibility & Eligibility Check Seamless portfolio authentication allows you to securely check your eligibility and understand your access level inside the club. Portfolio-Powered Financing Access Access structured financial privileges through licensed lending partners — subject to eligibility and regulatory guidelines. Enhanced Security & Compliance Framework • Secure portfolio authentication through trusted integrations • Partnerships with RBI-registered NBFCs & regulated institutions • Transparent eligibility-based access model • Strong data protection & privacy protocols KaratClub operates as a technology platform provider and does not directly offer lending or advisory services. All loan and credit facilities are facilitated through licensed partners and remain subject to applicable regulations and user eligibility. Shape This is just the beginning. KaratClub is built for a new generation of Indian investors — those who believe wealth should not only compound quietly in the background, but also unlock experiences in the present. If you’re part of our early member batch, your feedback will help shape the evolution of India’s first investment-linked lifestyle club. Update now. Check your eligibility. Discover what your portfolio can unlock. ### 1.15.1 — 2026-03-10 Welcome to the official KaratClub experience — India’s first portfolio-powered lifestyle privileges platform built exclusively for mutual fund investors. This version introduces the foundational KaratClub ecosystem — where your investments don’t just generate returns, they unlock access. Here’s what’s new: India’s First Portfolio-Powered Access Model Your mutual fund portfolio now determines your eligibility tier inside KaratClub. The stronger your investments, the greater your privileges. Lifestyle Privileges — Without Selling Your Investments Unlock luxury travel deals, premium dining privileges, curated lifestyle offers, 0 cost EMI options, and exclusive member-only opportunities — all while your mutual funds continue to grow. No redemption. No portfolio liquidation. No interruption to long-term wealth creation. Investment-Linked Rewards & Exclusive Deals Eligible members can now explore handpicked offers designed for serious investors — not generic discount marketplaces. Portfolio Visibility & Eligibility Check Seamless portfolio authentication allows you to securely check your eligibility and understand your access level inside the club. Portfolio-Powered Financing Access Access structured financial privileges through licensed lending partners — subject to eligibility and regulatory guidelines. Enhanced Security & Compliance Framework • Secure portfolio authentication through trusted integrations • Partnerships with RBI-registered NBFCs & regulated institutions • Transparent eligibility-based access model • Strong data protection & privacy protocols KaratClub operates as a technology platform provider and does not directly offer lending or advisory services. All loan and credit facilities are facilitated through licensed partners and remain subject to applicable regulations and user eligibility. Shape This is just the beginning. KaratClub is built for a new generation of Indian investors — those who believe wealth should not only compound quietly in the background, but also unlock experiences in the present. If you’re part of our early member batch, your feedback will help shape the evolution of India’s first investment-linked lifestyle club. Update now. Check your eligibility. Discover what your portfolio can unlock. ### 1.14.9 — 2025-10-29 13Karat is now Karat Wealth! We’ve rebranded with a fresh new identity — same trusted investment platform, now even smarter. What’s new: - Sleek new branding that reflects our focus on smarter wealth-building - Access high-yield FDs, RDs, and Bonds from RBI-regulated banks & top-rated NBFCs - Enhanced performance & smoother user experience Update now and explore Karat Wealth ### 1.14.8 — 2025-09-04 13Karat is now Karat Wealth! We’ve rebranded with a fresh new identity — same trusted investment platform, now even smarter. What’s new: - Sleek new branding that reflects our focus on smarter wealth-building - Access high-yield FDs, RDs, and Bonds from RBI-regulated banks & top-rated NBFCs - Enhanced performance & smoother user experience Update now and explore Karat Wealth ## More apps by Sqrrl Fintech Pvt. Ltd. - [SIP, Mutual Funds App - Sqrrl](https://appshunter.io/ios/app/sip-mutual-funds-app-sqrrl/id1160797219) All apps by Sqrrl Fintech Pvt. Ltd.: https://appshunter.io/developer/1160797218 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*