# Kardo: Maximise Your Rewards — Elevate Reward, Smart Spending

> Credit card rewards tracker and optimizer for smart spending. (iPhone/iPad app by KardoAI Inc.)

- Source: https://appshunter.io/ios/app/kardo-maximise-your-rewards/id6479545465 (this page in markdown: same URL + `.md`)
- Developer: [KardoAI Inc](https://appshunter.io/developer/1736270991)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.4 · 65 MB
- Languages: American English
- Released: 2024-07-10
- Data updated: 2026-06-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/kardo-maximise-your-rewards/id6479545465/reviews.md

## What is Kardo?

KardoAI is your go-to app for boosting your credit card rewards on every purchase, whether you’re a rewards aficionado or just want to maximize your everyday spending.


Features:
   - ‘My Cards’: Easily add and manage all your credit cards in one place. Track your transactions and reward points effortlessly.
   - Merchant Search: Use the interactive map to find merchants and decide where to spend.
   - Rewards Maximizer: Select a merchant to see which of your cards earns you the most points and exactly how much you’ll earn.
   - Market Comparison: Discover cards that offer the highest rewards, even if they're not in your wallet. Compare and explore new card options to boost your rewards even further.


Why wait? Unleash the full power of your credit cards with KardoAI. Download now and start racking up rewards today!


Term of Use: https://www.kardo.ai/term-and-conditions
Privacy Policy: https://www.kardo.ai/privacy-policy

## Key features

- Manage credit cards in one place
- Track transactions and reward points
- Find merchants and spending opportunities
- See which card earns most points
- Discover and compare new reward cards

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Tier | $5.99 | per month |
| Annual Subscription | $39.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/kardo-maximise-your-rewards/id6479545465/reviews.md

### 5/5 — Game changer for maximize rewards

*2024-10-28*

Never realized how much I was missing out on maximizing my credit card rewards, thanks to this app I know exactly which card to use for every purchase!!!

### 5/5 — The Winning Tool

*2024-10-20*

It just gets better, the easiest way to win and optimise all rewards, points and cashback! Can’t wait for the next update

### 5/5 — Simple app for credit card points

*2024-07-12*

It’s quite simple and shows me which card I should use where. I just tried the free version for now. Some small bugs are annoying while signing up but great app otherwise.

## Frequently asked questions about Kardo

### How does Kardo help me maximize rewards?

Kardo allows you to add all your credit cards and then shows you which card offers the most points for specific merchants. It also helps you discover new cards that could offer even better rewards.

### What credit cards are supported by Kardo?

Kardo allows you to manage all your credit cards in one place. The app does not specify a limit on the number or type of credit cards you can add, focusing on tracking your existing reward programs.

### Is Kardo secure for my financial information?

Kardo's privacy policy outlines how user data is handled. Users can review the terms of use and privacy policy on their website for detailed information regarding data security and management.

### What are the subscription tiers for Kardo?

Kardo offers a Premium Tier at $5.99 per month and an Annual Subscription for $39.99 per year, providing access to advanced features for maximizing rewards.

### How often is Kardo updated?

The latest version of Kardo is 6.0, and it was last updated on December 1, 2025. This indicates a recent update, suggesting ongoing development and support for the application.

### What devices can I use Kardo on?

Kardo is available for iPhone and iPod devices. The app is designed for iOS users looking to manage their credit card rewards.

### What is the user sentiment for Kardo?

Kardo has a perfect rating of 5.0 stars from 5 ratings, indicating overwhelmingly positive user sentiment. Users appear to be highly satisfied with the app's functionality and benefits.

### Does Kardo have ads?

No, Kardo does not contain advertisements. As a freemium application, it offers a free version and paid subscription tiers without the interruption of ads.

## Version history (last 5 releases)

### 6.0 — 2025-12-01

- Bugs fixes

### 5.6 — 2025-08-07

- Bug fixes

### 5.5 — 2025-08-05

- Bug fixes

### 5.4 — 2025-07-22

- Bugs fixes

### 5.3 — 2025-06-19

- Bugs fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*