# Karma: Crypto, Card & Wallet — Crypto stablecoin creditcard > Crypto wallet and Visa card for spending stablecoins globally. (iPhone/iPad app by Karma Fintech LTD.) - Source: https://appshunter.io/ios/app/karma-crypto-card-and-wallet/id6758009320 (this page in markdown: same URL + `.md`) - Developer: [Karma Fintech LTD](https://appshunter.io/developer/1870237327) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 82 MB - Languages: English - Released: 2026-05-02 - Data updated: 2026-08-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/karma-crypto-card-and-wallet/id6758009320/reviews.md ## What is Karma? The only crypto app you need for every chain, combined with a credit card and one simple wallet. Spend anywhere Visa is accepted, and manage your crypto without a few taps. Why Karma? Spend crypto like real money Load your Karma card with USDC and pay at millions of merchants worldwide. Every transaction settles instantly so you never have to wait around. Your Wallet, Your Control Send and receive USDC on the Solana blockchain with zero network fees. Karma covers all on-chain transaction costs so your balance stays exactly where it should be. Security You Can Trust Karma is self-custodial. Your keys are created and stored on your own device, and not even we can access your funds. Biometric authentication keeps your account locked down at all times. One app for everything - Spend globally with a Visa card accepted at 80M+ merchants - Top up your card wallet with USDC in seconds - Send money to friends, bank accounts, or any wallet - Receive deposits via ACH, SEPA, or on-chain transfers - Track every transaction with real-time notifications - Withdraw to your bank or external wallet anytime Download Karma and turn your magic internet money into everything you need. ## Key features - Spend crypto with Visa card - Hold USDC stablecoins - Send and receive USDC - Institutional-grade security - Real-time transaction notifications - No hidden fees or minimum balance ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/karma-crypto-card-and-wallet/id6758009320/reviews.md ### 5/5 — Best of Two Worlds *2026-05-13* Karma brings the best of two worlds together. An impressive suite of cheap and easy to use financial products. Feels like home. ## Frequently asked questions about Karma ### What is Karma? Karma is a crypto wallet and spending card app that allows you to hold USDC stablecoins and spend them anywhere Visa is accepted. It aims to simplify crypto spending with a user-friendly interface. ### How secure is Karma? Karma utilizes institutional-grade wallet infrastructure powered by Turnkey for fund protection. It also features biometric authentication and allows instant card freezing for enhanced security. ### Can I use Karma internationally? Yes, the Karma Visa card is accepted at over 80 million merchants worldwide, enabling global spending with your stablecoins. ### Are there any fees associated with Karma? Karma is transparent about its pricing, stating there are no hidden charges, monthly fees, or minimum balance requirements. Transaction fees are clearly displayed. ### What cryptocurrencies can I hold in Karma? Currently, Karma focuses on holding USDC stablecoins. You can top up your card wallet with USDC and send or receive it on the Solana blockchain. ### What devices does Karma support? Karma is available for iPhone and iPod devices, as indicated by its supported devices list. ### How often is Karma updated? The app was last updated on June 21, 2026, with version 1.6, suggesting regular updates to improve functionality and security. ### Does Karma have ads? Based on the provided data, Karma does not have advertisements within the application. ## Version history (last 5 releases) ### 1.6.1 — 2026-07-05 Security and reliability improvements across the app, plus a round of fixes and polish. ### 1.6 — 2026-06-21 Introducing Karma Social Feed - the he best way to read a market by following the people actually trading it. Every post is tied to a token, and we snapshot the portfolio value and the token's price the moment they hit publish. Share your thesis, put two tokens side by side to make the case for one over the other, and follow the people whose calls hold up over time. Also new in this release: - On-chain safety checks. Before you trade, Karma looks at whether a token can still be minted or its holders frozen, and warns you up front so a risky token can't catch you off guard. - Reposts and call status. Repost the calls you rate, and see at a glance whether an author is still holding a token or has already sold. - A sharper Explore. Sort trending tokens by market cap, volume, or how fresh they are, with search that ranks by real trading volume. - Calmer trading. Sell by an exact token count, see price impact split out from the fee, and move through a more focused trade screen. Plus a long list of smaller bug fixes and optimisations so everything loads faster and feels more solid. ### 1.5 — 2026-05-29 Various UX updates and improvements ### 1.4 — 2026-05-16 - Introducing leaderboards and advanced trading execution, to bring terminal experience in your pocket. - Various bug fixes and Native UI upgrades ### 1.3.2 — 2026-05-02 New: Leaderboards are now available in the app. Various UX updates and bug fixes. ## Related topics [crypto card](https://appshunter.io/ios/topics/crypto-card) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*