# Karmash: Expense Tracker — AI Budgeting, Goals & Receipts > AI Budgeting, Goals & Receipts (iPhone/iPad app by Matvey Kimbar.) - Source: https://appshunter.io/ios/app/karmash-expense-tracker/id6759625265 (this page in markdown: same URL + `.md`) - Developer: [Matvey Kimbar](https://appshunter.io/developer/1879851397) - Category: Finance, Business - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 54 MB - Languages: American English - Released: 2026-03-12 - Data updated: 2026-10-07 ## What is Karmash? Karmash is a simple, powerful finance tracker that works completely offline. No cloud. No accounts. Just you and your money. SMART EXPENSE TRACKING Add transactions in seconds — manually, by voice, or by snapping a photo of your receipt. Karmash's AI reads the amount, category, and date automatically. SAVINGS GOALS Create goals — for a vacation, a gadget, an emergency fund — and track every deposit. Watching the bar fill up is more motivating than any spreadsheet. RECURRING PAYMENTS Add subscriptions, rent, and loans as recurring entries. Karmash shows what's coming up so there are no surprises at the end of the month. ANALYTICS Clear category charts, month-over-month comparisons, income and expense summaries. When you see where the money goes, you can actually change it. HOME SCREEN WIDGET Add the iOS widget — your balance and goals are always visible without even opening the app. STREAKS Track every day and watch your streak grow. Small habits, big results. 100% PRIVATE All data lives only on your device. We literally cannot see your transactions — they're not on our servers. KARMASH PRO Unlock unlimited categories, advanced analytics, and priority features. Start free. No sign-up. Right now. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://karmash-legal.vercel.app/privacy.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Karmash Pro Monthly | $2.99 | per month | | Karmash Pro Yearly | $19.99 | per year | | Karmash Pro Weekly | $0.99 | per 7 days | ## Version history (last 5 releases) ### 1.0.9 — 2026-09-28 - bug fixes and performance improvements ### 1.0.8 — 2026-09-23 - bug fixes and performance improvements ### 1.0.7 — 2026-09-17 fix bugs ### 1.0.6 — 2026-09-16 Karmash 1.0.6 is our biggest update yet: a completely new look and the features you've been asking for. A FRESH NEW DESIGN • The whole app has been redesigned to feel right at home on iPhone: cleaner screens, smoother animations and easier-to-read numbers. • A new app icon, with dark and tinted versions for your Home Screen. ACCOUNTS & TRANSFERS • Keep cash, cards and bank accounts apart, each with its own balance and currency. • Switch accounts right from the Home screen, or see them all together. • Move money between accounts in a couple of taps. If the currencies differ, the amount is converted at the current rate. CURRENCY CALCULATOR • A new Exchange screen with a handy keypad: type an amount and see it in another currency instantly. • Swap currencies with one tap. • Add currencies to Favorites to keep their rates in view. • Find any currency by name or country, with flags. DEBTS • Keep track of who owes you and who you owe. • Log partial payments, set due dates and mark a debt as settled once it's paid. • You can also record payments as income or expenses, so your balance stays accurate. MONTHLY REVIEW • "Month in Focus" explains your month in plain words: are you spending faster or slower than on the same days last month, how much of your spending your income covers, and which day cost you the most. • New charts and cashflow views (line, bars and stacked). Tap any day to see its transactions. • Filter your analytics by account. TRANSACTIONS • Deleted something by mistake? Just tap Undo. • Select several transactions at once to delete them or change their category. • Export your transactions to CSV. VOICE INPUT • Before anything is saved, a confirmation card shows exactly what will be added. Remove anything you don't need, then confirm. CATEGORIES • More ready-made categories: Cafes & Restaurants, Housing, Utilities, Internet & Phone, Health, Shopping, Entertainment, Subscriptions, Beauty & Care, Gifts & Charity and more. • A new icon picker, neatly grouped by topic. STREAKS • A new streak screen with milestones at 3, 7, 14 and 30 days. • Missed a day? You can restore your streak before the window closes. BACKUPS • Choose what to back up: a week, a month, 3 months, a year, all time or your own dates. • Backups now include your accounts and debts. PRIVACY & RELIABILITY • Sign in with Apple is optional. Tap "Not now" and keep using the app. • All your data still lives only on your device. • Updates are more reliable, and your data stays safe even if the app is closed mid-update. • Plenty of bug fixes and performance improvements. Thanks for using Karmash! If you like the update, a quick App Store review helps us a lot. ### 1.0.5 — 2026-04-11 The latest version contains bug fixes and performance improvements. ## Apps similar to Karmash | App | Rating | Price | Category | | --- | --- | --- | --- | | [KasaDefterim: Budget Tracker](https://appshunter.io/ios/app/kasadefterim-budget-tracker/id6757275032) | — | Free | Finance | | [Simple Business Finance](https://appshunter.io/ios/app/simple-business-finance/id6756860637) | 5.0 (2) | Free | Finance | | [Account Tracking System](https://appshunter.io/ios/app/account-tracking-system/id1524703717) | — | Free | Finance | | [Finans: Expense Tracker](https://appshunter.io/ios/app/finans-expense-tracker/id6740288138) | 5.0 (4) | Free | Finance | | [CashBook , Money Manager](https://appshunter.io/ios/app/cashbook-money-manager/id6747142245) | 4.5 (13) | Free | Finance | | [Expense Tracker: Budget AI](https://appshunter.io/ios/app/expense-tracker-budget-ai/id6756522502) | 5.0 (13) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-07.*