# Kashable — Financial Wellness > Financial wellness app offering loans, credit building, and free credit monitoring. (iPhone/iPad app by Kashable LLC.) - Source: https://appshunter.io/ios/app/kashable/id1604574673 (this page in markdown: same URL + `.md`) - Developer: [Kashable LLC](https://appshunter.io/developer/1604141037) - Category: Finance - Price: Free - Rating: 3.70/5 from 69 App Store ratings · 18 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 92 MB - Languages: American English - Released: 2022-04-06 - Data updated: 2026-08-29 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/kashable/id1604574673/reviews.md ## What is Kashable? When savings aren't enough, Kashable supports employees through life events. Kashable is a financial wellness solution for Federal employees, retirees and select Employers. Loans are repaid through allotment, direct deposit, or payroll deduction so there’s no need to worry about missing a payment. With Kashable, you’re set up to succeed. The Kashable branded Loan Program is available in all 50 states, District of Columbia and Puerto Rico except WV. Borrow - Kashable low-cost loans can be used to pay down other debt, manage emergency expenses, make auto repairs, and more. Apply and get approved within minutes. Once approved, track the status of your loan any time in the app. Build your credit - Kashable reports to all major credit bureaus which gives you the opportunity to improve your score. Check your rate - You can preview your loan amount and terms with no commitment and no hard inquiry on your credit report. Kashable Credit Monitoring: the simple, fast, and FREE way to shine a light on your credit profile, so you can track your progress towards your goals and protect yourself from inaccuracies and fraud. Financial literacy library available. No loan required! Loan amounts through Kashable range from $250 to $30,000 with loan terms from 6 to 36 months. APR for loans through Kashable range from 6% to 35.99%. Loans through the Kashable Branded Loan Program are not depository products, are subject to credit approval and are made by Medallion Bank, Member FDIC, or Kashable LLC, NMLS ID 1373339. To qualify for the lowest rate, applicants must have a responsible credit history. Employment, income, and other factors are taken into consideration. Not all applicants will be approved. ## Key features - Low-cost personal loans - Credit building and reporting - Free credit monitoring - Financial literacy resources - Quick loan application and approval - Loan status tracking ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/kashable/id1604574673/reviews.md ### 5/5 — Easy loan *2026-08-06* Process was super quick to get approved 😀 very happy with everything ### 1/5 — Fake and scam *2026-07-27* Customer service never answers the phone it’s a scam took my information never received any feedback DONT NOT TRY THIS APP! It’s fake ### 1/5 — Lies *2026-06-17* They claim your job is your credit, but that's not true. They will run a credit check, which will result in a hard inquiry. Then, when you call customer service, they act as if you have a 300 credit score and can get approved. I have a 730 score, and they neither denied nor approved me. KASHABLE, STOP LYING 🤥 ### 1/5 — KASHABLE *2025-11-25* App is a waste of time ### 1/5 — Not recommended *2025-11-04* Followed all steps and they still ask for the same information provided over and over. Too many other options available out there. ### 1/5 — Just another loan company *2025-09-20* This place makes them appeal to be a company that bases loans off your job and tenure but it’s just another loan company. They claim not to use just a credit report but that isn’t true. I have been with the same company for years and they had no problem doing to small loans back to back but now that they changed their policy, they are just another loan company that wants you to have an 800 credit score just for a little help. They always take more money than the payback as well and it’s like pulling teeth to get the refund. There is no reason you should have two to three extra deductions from paychecks when the loan is paid off. ### 1/5 — Horrible *2025-09-11* Same error everytime ### 1/5 — Not cool *2025-03-24* So employers offer this to employees, but it still goes by your credit, even though they do payroll deductions, which makes no sense. A typical person who has good credit will just go to a regular bank not through their employer or what’s the point ### 1/5 — Horrible *2024-04-17* I had a Kashable loan that I paid off in full, because I work for the USPS, they were getting their money weekly, I tried to refinance and Nothing! Although I make over 90 K a year ! Then they asked for my social security card and I didn’t feel secure doing that. They denied loan the because I wouldn’t submit that. However I Submitted plenty of things with my application. It’s like they wanted BLOOD ### 1/5 — Disappointed *2024-04-03* Just down right disappointed! Follow steps and looks to appear the loan is approved and then it says unsatisfactory banking history when my husband and I have had the same bank account for 7 years!! I don’t get it! He is applying thru his job and will have it deducted from his check until paid off! So why can’t he get approved??? Make it make sense! A very upset consumer! ## Frequently asked questions about Kashable ### What types of loans does Kashable offer? Kashable offers low-cost personal loans ranging from $250 to $30,000 with terms from 6 to 36 months. These loans can be used for various purposes like paying down debt or managing emergency expenses. ### How does Kashable help build credit? Kashable reports your loan activity to all major credit bureaus. This reporting provides an opportunity to improve your credit score over time, especially if you make payments on time. ### Is Kashable free to use? The Kashable app is free to download and use. It also offers a free credit monitoring service and a financial literacy library without requiring a loan. ### What are the APRs for Kashable loans? The Annual Percentage Rate (APR) for loans through Kashable ranges from 6% to 35.99%. The specific rate you qualify for depends on factors like your credit history, employment, and income. ### Does Kashable have ads? Yes, Kashable contains advertisements. As a free service, ads are displayed to support its operation. ### What is the age rating for Kashable? Kashable has an age rating of 4+. This indicates it is suitable for a wide audience, though its financial services are intended for adults. ### How often is Kashable updated? The latest version of Kashable is 1.53.0, last updated on May 11, 2026. This suggests regular updates to improve functionality and security. ### Can I check my loan rate without a hard credit check? Yes, you can preview your potential loan amount and terms with no commitment and no hard inquiry on your credit report. This allows you to check your rate risk-free. ## Version history (last 5 releases) ### 1.55.0 — 2026-08-17 Thank you for using the Kashable app. In this release, we've added bug fixes and user experience improvements. ### 1.54.0 — 2026-07-10 Performance improvements, bug fixes and added support for more employers ### 1.53.0 — 2026-05-11 - Bug fixes and feature improvements - Support for more employers ### 1.52.0 — 2026-04-24 Added passwordless login, user experience improvements and bug fixes. ### 1.50.0 — 2026-02-07 Thanks for using the Kashable app. This version includes support for more employers and improvements centered around user experience. ## Apps similar to Kashable | App | Rating | Price | Category | | --- | --- | --- | --- | | [NinjaCard® – Banking & Credit](https://appshunter.io/ios/app/ninjacard-banking-and-credit/id6449604160) | 4.2 (476) | Free | Finance | | [BMG Money](https://appshunter.io/ios/app/bmg-money/id1629499701) | 3.3 (151) | Free | Finance | | [Gauss: Payoff Credit Card Debt](https://appshunter.io/ios/app/gauss-payoff-credit-card-debt/id6445810443) | 4.9 (3,748) | Free | Finance | | [Cashably: Quick Cash Advance](https://appshunter.io/ios/app/cashably-quick-cash-advance/id6654880631) | 4.6 (18,739) | Free | Finance | | [Brightside Financial](https://appshunter.io/ios/app/brightside-financial/id1250624924) | 4.6 (1,548) | Free | Finance | | [FinFit](https://appshunter.io/ios/app/finfit/id529824247) | 4.9 (1,807) | Free | Finance | ## Related topics [kashable](https://appshunter.io/ios/topics/kashable) · [kashable loans](https://appshunter.io/ios/topics/kashable-loans) · [cenlar](https://appshunter.io/ios/topics/cenlar) · [mashable](https://appshunter.io/ios/topics/mashable) · [benefit loan](https://appshunter.io/ios/topics/benefit-loan) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*