# KasKas Savvy — Smart Credit Card Management

> All-in-one credit card management app for tracking expenses, benefits, and payments. (iPhone/iPad app by Mark Lester Edquilane.)

- Source: https://appshunter.io/ios/app/kaskas-savvy/id6739750472 (this page in markdown: same URL + `.md`)
- Developer: [Mark Lester Edquilane](https://appshunter.io/developer/1782537235)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 1.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 17 MB
- Languages: American English
- Released: 2025-01-08
- Data updated: 2026-06-11
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/kaskas-savvy/id6739750472/reviews.md

## What is KasKas Savvy?

Manage your credit cards like a pro with our all-in-one credit card management app. Whether you're tracking expenses, organizing benefits, or staying on top of payment due dates, our app helps you simplify credit card management while saving time and money. Track card benefits like annual fees, reward points, lounge access, and more—all in one place. This app does not store sensitive credit card information. Your privacy is our priority.

Features:

Credit Card Management:
* Add and manage multiple credit cards with customizable colors and nicknames. 
* Track card benefits like annual fees, reward points, lounge access, and more—all in one place.

Transaction Tracking:
* Record, categorize, and view transaction history with powerful filtering options. 
* Attach receipt images and gain insights into your spending patterns by category.

Recurring Transactions: Manage recurring payments seamlessly with powerful new options!
* Flexible Frequencies: Set up recurring transactions on a weekly, monthly, or annual basis.
* Automatic Generation: Future transactions are automatically created with consistent details such as amount, merchant, and category.
* Simplified Management: Edit or delete individual transactions without impacting the rest of the series. 

Installment Feature:
* Flexible Terms: Choose from 3, 6, 12, or 24-month installment options.
* Automatic Calculations: Instantly calculates and displays the monthly payment amount.
* Credit Limit Details: Shows the total amount that will be applied to your credit limit.
* Real-Time Updates: Adjustments to the amount or term are reflected instantly in the calculations.
* Enhanced Transaction View: Now includes detailed installment information for a clearer overview.

Effective Interest Rate Feature:
* Track your credit card costs more effectively with automatic interest calculations for unpaid balances!
* Set Your Rate: Optionally assign an effective interest rate (e.g., 3.5%) to each card. If left blank, no interest charges will be applied.
* Interest Calculation: The system identifies unpaid balances after the due date by summing transactions, subtracting payments/credits, and applying the effective rate if needed.

Calendar & Due Date Management:
* Visualize payment schedules with a calendar view. 
* Stay ahead of billing cycles and due dates with smart reminders.

Notifications View:
* Added a notifications button with a bell icon, placed to the left of the calendar button and view style toggle. 
* Displays all notifications triggered and delivered to the user. Notifications are automatically loaded when the view appears, sorted by the most recent at the top

Stay on top of annual fees with customizable reminder settings.
* Toggle Reminders: Enable or disable reminders for each card.
* Custom Dates: Set specific dates for annual fees.
* Timely Alerts: Receive notifications 30 days, 7 days, and on the due date.

Analytics & Statistics:
* Analyze your spending trends, filter transactions by card or category, and stay informed about where your money goes.

Additional Features

Security & Privacy:
* Protect your data with biometric authentication and secure storage. 
* The app does not store sensitive credit card information. Your privacy is our priority.

User Preferences:
* Customize notifications, manage your profile, and switch between dark and light mode for a personalized experience.

Pro Features (Premium): Unlock the full potential with Pro:
* Manage unlimited credit cards
* Access advanced analytics and smart reminders
* Enjoy the convenience of cloud sync and auto billing cycle tracking
* View your spending in a sleek view

What This App Won’t Do:
* Doesn’t process payments or transactions
* Doesn’t auto-sync with bank accounts or fetch transaction data
* Manual input is required for receipts and expenses

Take control of your credit card management today and make smarter financial decisions! Download now and start maximizing your benefits!

## Key features

- Manage multiple credit cards
- Track card benefits and fees
- Record and categorize transactions
- Manage recurring payments and installments
- Calculate effective interest rates
- Calendar and due date reminders
- Spending analytics

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| KasKas Savvy Pro | $1.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/kaskas-savvy/id6739750472/reviews.md

### 1/5 — Sad

*2025-02-21*

Subscribe for 99, all the data i manually input was gone after a day. I was so happy at first but really disappointed now. 

Update- Will change the review once i see the improvement po thank you.

**Developer response:** Sorry for the frustration! We understand how important your data is. The issue has been identified, and a fix has been implemented in the latest version. Please update the app, and let us know if you run into any further issues.

## Frequently asked questions about KasKas Savvy

### Does KasKas Savvy store sensitive credit card information?

No, KasKas Savvy is designed not to store sensitive credit card information. The app prioritizes user privacy and focuses on managing card details, benefits, and transactions without holding critical data.

### What are the installment options available in KasKas Savvy?

KasKas Savvy offers flexible installment options of 3, 6, 12, or 24 months. The app automatically calculates and displays the monthly payment amount and the total amount applied to your credit limit.

### How does KasKas Savvy help with credit card interest?

KasKas Savvy allows you to optionally assign an effective interest rate to each card. The system then automatically calculates interest charges for unpaid balances after the due date, helping you track credit card costs more effectively.

### Can I set reminders for annual fees with KasKas Savvy?

Yes, KasKas Savvy provides customizable reminder settings for annual fees. You can toggle reminders on or off for each card and set specific dates, receiving alerts 30 days, 7 days, and on the due date.

### What kind of analytics does KasKas Savvy offer?

KasKas Savvy offers analytics and statistics to help you analyze spending trends. You can filter transactions by card or category to gain insights into your spending patterns.

### How often is KasKas Savvy updated?

The latest version of KasKas Savvy is 1.26, and it was last updated on July 15, 2025. This indicates a relatively recent update, suggesting ongoing development and support.

### What devices is KasKas Savvy available on?

KasKas Savvy is currently supported on iPhones. The app is designed for the iOS platform.

### What is the user rating for KasKas Savvy?

KasKas Savvy has a rating of 1.0 stars from 1 rating. This indicates a very limited number of reviews at this time.

## Version history (last 5 releases)

### 1.26 — 2025-07-15

Live Receipt Scanning
* Scan receipts with your camera to automatically extract transaction details
* Instantly populate merchant name and amount from receipts
* Works on iPhone with neural engine and newer devices with advanced AI capabilities
* Streamlines transaction entry for faster expense tracking

Bug Fixes & Improvements
* Fixed interest charge and due date notifications triggering incorrectly
* Notifications now show accurate billing cycle amounts
* New Payment Reminder settings page with detailed controls
* Better app performance and reliability

Shared Credit Limits Functionality
* Link multiple cards that share the same credit line
* Accurate statistics - no double counting of limits
* Visual indicators show which cards are linked

Buy Now Pay Later Functionality
* Added Buy Now, Pay Later (BNPL) functionality
* Users can now delay installment payments for up to 6 months
* Added visual indicators for delayed payment status
* Enhanced transaction display to show BNPL information

UI Improvements
* Added bank logos to card views
* Implemented bank logo display in DirectoryView
* Added bank logo overlays in CreditCardView
* Improved visual alignment of bank and network logos

Customizable Card Sorting
* Sort your cards by name, statement date, or due date
* Choose your preferred sorting method in Settings
* Changes apply instantly across the app
* Makes it easier to organize and track your cards

Enhanced card management with improved "Ideal For" categorization
* Added dedicated section for card categorization
* New "Custom" option for personalized card categories
* Improved organization of card benefits and categorization
* Consistent UI between adding and editing cards

New Default Billing Cycle Preference
* Set your preferred billing cycle view (Current or Last) in Settings, which will be automatically applied when opening the app
* Enhanced Transaction Filtering: Time Range filter is now always accessible, allowing more flexible transaction history viewing regardless of billing cycle selection
* Improved User Experience: Transaction and Statistics views now remember your preferred billing cycle setting

Enhanced Expense Tracking
* Better Shared Expense Management: Track expenses made by other people with a new "Spent by" field, clearly indicating who made each transaction
* Improved Categorization: Added "Business" category for work-related expenses and support for fully customizable categories
* Visual Consistency: Standardized category icons and colors throughout the app for a more coherent experience

Smarter Financial Analytics
* Custom Categories in Statistics: Custom categories now appear with their unique names in statistics.
* More Accurate Credit Utilization: Future recurring transactions no longer count against your available credit limit, giving you a clearer picture of your current financial situation
* Smart Visual Indicators: Custom categories now appear with unique, consistent colors and a distinctive tag icon

User Experience Improvements
* Enhanced Visibility: Added clear visual indicators for transactions spent by others
* Intuitive Filtering: Filter transactions by custom categories or by who spent the money
* Streamlined Input: Reorganized transaction forms with clearer sections for different types of expenses

### 1.25 — 2025-06-30

Live Receipt Scanning
* Scan receipts with your camera to automatically extract transaction details
* Instantly populate merchant name and amount from receipts
* Works on iPhone with neural engine and newer devices with advanced AI capabilities
* Streamlines transaction entry for faster expense tracking

Bug Fixes & Improvements
* Fixed interest charge and due date notifications triggering incorrectly
* Notifications now show accurate billing cycle amounts
* New Payment Reminder settings page with detailed controls
* Better app performance and reliability

Shared Credit Limits Functionality
* Link multiple cards that share the same credit line
* Accurate statistics - no double counting of limits
* Visual indicators show which cards are linked

Buy Now Pay Later Functionality
* Added Buy Now, Pay Later (BNPL) functionality
* Users can now delay installment payments for up to 6 months
* Added visual indicators for delayed payment status
* Enhanced transaction display to show BNPL information

UI Improvements
* Added bank logos to card views
* Implemented bank logo display in DirectoryView
* Added bank logo overlays in CreditCardView
* Improved visual alignment of bank and network logos

Customizable Card Sorting
* Sort your cards by name, statement date, or due date
* Choose your preferred sorting method in Settings
* Changes apply instantly across the app
* Makes it easier to organize and track your cards

Enhanced card management with improved "Ideal For" categorization
* Added dedicated section for card categorization
* New "Custom" option for personalized card categories
* Improved organization of card benefits and categorization
* Consistent UI between adding and editing cards

New Default Billing Cycle Preference
* Set your preferred billing cycle view (Current or Last) in Settings, which will be automatically applied when opening the app
* Enhanced Transaction Filtering: Time Range filter is now always accessible, allowing more flexible transaction history viewing regardless of billing cycle selection
* Improved User Experience: Transaction and Statistics views now remember your preferred billing cycle setting

Enhanced Expense Tracking
* Better Shared Expense Management: Track expenses made by other people with a new "Spent by" field, clearly indicating who made each transaction
* Improved Categorization: Added "Business" category for work-related expenses and support for fully customizable categories
* Visual Consistency: Standardized category icons and colors throughout the app for a more coherent experience

Smarter Financial Analytics
* Custom Categories in Statistics: Custom categories now appear with their unique names in statistics.
* More Accurate Credit Utilization: Future recurring transactions no longer count against your available credit limit, giving you a clearer picture of your current financial situation
* Smart Visual Indicators: Custom categories now appear with unique, consistent colors and a distinctive tag icon

User Experience Improvements
* Enhanced Visibility: Added clear visual indicators for transactions spent by others
* Intuitive Filtering: Filter transactions by custom categories or by who spent the money
* Streamlined Input: Reorganized transaction forms with clearer sections for different types of expenses

### 1.24 — 2025-06-21

Shared Credit Limits Functionality
* Link multiple cards that share the same credit line
* Accurate statistics - no double counting of limits
* Visual indicators show which cards are linked

Buy Now Pay Later Functionality
* Added Buy Now, Pay Later (BNPL) functionality
* Users can now delay installment payments for up to 6 months
* Added visual indicators for delayed payment status
* Enhanced transaction display to show BNPL information

UI Improvements
* Added bank logos to card views
* Implemented bank logo display in DirectoryView
* Added bank logo overlays in CreditCardView
* Improved visual alignment of bank and network logos

Customizable Card Sorting
* Sort your cards by name, statement date, or due date
* Choose your preferred sorting method in Settings
* Changes apply instantly across the app
* Makes it easier to organize and track your cards

Enhanced card management with improved "Ideal For" categorization
* Added dedicated section for card categorization
* New "Custom" option for personalized card categories
* Improved organization of card benefits and categorization
* Consistent UI between adding and editing cards

New Default Billing Cycle Preference
* Set your preferred billing cycle view (Current or Last) in Settings, which will be automatically applied when opening the app
* Enhanced Transaction Filtering: Time Range filter is now always accessible, allowing more flexible transaction history viewing regardless of billing cycle selection
* Improved User Experience: Transaction and Statistics views now remember your preferred billing cycle setting

Enhanced Expense Tracking
* Better Shared Expense Management: Track expenses made by other people with a new "Spent by" field, clearly indicating who made each transaction
* Improved Categorization: Added "Business" category for work-related expenses and support for fully customizable categories
* Visual Consistency: Standardized category icons and colors throughout the app for a more coherent experience

Smarter Financial Analytics
* Custom Categories in Statistics: Custom categories now appear with their unique names in statistics.
* More Accurate Credit Utilization: Future recurring transactions no longer count against your available credit limit, giving you a clearer picture of your current financial situation
* Smart Visual Indicators: Custom categories now appear with unique, consistent colors and a distinctive tag icon

User Experience Improvements
* Enhanced Visibility: Added clear visual indicators for transactions spent by others
* Intuitive Filtering: Filter transactions by custom categories or by who spent the money
* Streamlined Input: Reorganized transaction forms with clearer sections for different types of expenses

### 1.23 — 2025-03-19

We've made several enhancements to improve your experience!

This update includes bug fixes, UI and performance improvements.

* Export in Statistics – Easily export your data from the Statistics screen for better record-keeping and analysis.
* Swipe Actions for Transactions – Quickly manage transactions with new swipe gestures.
* Revamped Receipts View – A more polished and interactive UI with improved zoom & pan for better navigation
* Expanded Bank Directory – Added five new banks and implemented alphabetical sorting for easier browsing.
* Updated Settings – The Annual Fee Amount field now follows the same formatting method for consistency.
* Duplicate Transactions – Easily copy or duplicate a transaction with just a tap.
* More Flexibility for Payment Due Dates – Now, you can set your payment due date as low as 1 day instead of the previous 15-day limit.
* Smarter Transaction Options – When adding a transaction, Recurring Transaction and Pay in Installments are now mutually exclusive, ensuring a clearer and more intuitive experience.
* Faster Initial Backup – First-time users can now back up their data more quickly and efficiently.
* More Frequent Checkpoints – Improved file management with increased automatic data checkpoints.
* Smoother Onboarding – A refined recovery strategy ensures a seamless start.
* Enhanced Auto-Save – More save points to better protect your data from loss.
* Improved Error Handling – Stronger recovery mechanisms to prevent and fix file corruption.

### 1.22 — 2025-03-11

We've made several enhancements to improve your experience!

This update includes bug fixes, UI and performance improvements.

* Export in Statistics – Easily export your data from the Statistics screen for better record-keeping and analysis.
* Swipe Actions for Transactions – Quickly manage transactions with new swipe gestures.
* Revamped Receipts View – A more polished and interactive UI with improved zoom & pan for better navigation
* Expanded Bank Directory – Added five new banks and implemented alphabetical sorting for easier browsing.
* Updated Settings – The Annual Fee Amount field now follows the same formatting method for consistency.
* Duplicate Transactions – Easily copy or duplicate a transaction with just a tap.
* More Flexibility for Payment Due Dates – Now, you can set your payment due date as low as 1 day instead of the previous 15-day limit.
* Smarter Transaction Options – When adding a transaction, Recurring Transaction and Pay in Installments are now mutually exclusive, ensuring a clearer and more intuitive experience.
* Faster Initial Backup – First-time users can now back up their data more quickly and efficiently.
* More Frequent Checkpoints – Improved file management with increased automatic data checkpoints.
* Smoother Onboarding – A refined recovery strategy ensures a seamless start.
* Enhanced Auto-Save – More save points to better protect your data from loss.
* Improved Error Handling – Stronger recovery mechanisms to prevent and fix file corruption.

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## More apps by Mark Lester Edquilane

- [LTO Quiz Drive](https://appshunter.io/ios/app/lto-quiz-drive/id6738841743)
- [KeyFill](https://appshunter.io/ios/app/keyfill/id6740271503)

All apps by Mark Lester Edquilane: https://appshunter.io/developer/1782537235

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*