# KaviPay — Fund Crypto. Spend Anywhere. > Global crypto and Naira funded virtual/physical cards for spending and bill payments. (iPhone/iPad app by Kavipay Limited.) - Source: https://appshunter.io/ios/app/kavipay/id6759305057 (this page in markdown: same URL + `.md`) - Developer: [Kavipay Limited](https://appshunter.io/developer/1896778352) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 36 MB - Languages: English - Released: 2026-02-25 - Data updated: 2026-06-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kavipay/id6759305057/reviews.md ## What is KaviPay? Spend Anywhere. Fund with Crypto or Naira. Pay Bills Instantly. KaviPay makes managing your money simple and secure. Get instant access to virtual VISA, Mastercard, Verve and Afrigo cards, or order physical Verve and Afrigo cards delivered to your door. VIRTUAL CARDS — INSTANT & GLOBAL • Instant VISA, Mastercard, Verve, and Afrigo virtual cards • Use for online shopping, subscriptions, and digital payments worldwide • Add to Apple Pay for contactless payments • Create multiple cards for different spending needs PHYSICAL CARDS — LOCALLY ACCEPTED • Verve and Afrigo physical cards for Nigerian merchants • Use at ATMs, POS terminals, and online • Delivered securely to your registered address FLEXIBLE FUNDING • Fund with cryptocurrency (USDC, USDT, SOL, ETH, BNB, POL) • Fund with Nigerian Naira via bank transfer • Transparent exchange rates with no hidden fees PAY BILLS EFFORTLESSLY • Electricity for all major DISCOs • Mobile airtime for MTN, Glo, Airtel, 9mobile • Data bundles, DStv, GOtv, Startimes, and more SECURITY YOU CAN TRUST • Biometric authentication (fingerprint & Face ID) • Two-factor authentication for all transactions • Freeze/unfreeze cards and set spending limits • PCI DSS compliant through licensed partners SPENDING ANALYTICS • Real-time transaction tracking • Categorized spending analytics and monthly reports KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers. Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation. Support: support@kavipay.io ## Key features - Virtual VISA, Mastercard, Verve, Afrigo cards - Physical Verve and Afrigo cards - Fund with cryptocurrency or Naira - Instant bill payments (electricity, airtime, data) - Biometric and two-factor authentication - Spending analytics and reports ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/kavipay/id6759305057/reviews.md ### 5/5 — Best crypto to fiat *2026-04-16* Kavipay made online payments super easy for me. Fast transactions, smooth interface, and the virtual card works perfectly. Definitely a convenient fintech too ## Frequently asked questions about KaviPay ### How secure is KaviPay? KaviPay prioritizes security with biometric authentication (fingerprint & Face ID) and two-factor authentication for all transactions. It also operates in partnership with licensed financial institutions and is PCI DSS compliant through its partners. ### What types of virtual cards can I get with KaviPay? KaviPay offers instant virtual VISA, Mastercard, Verve, and Afrigo cards. These can be used for online shopping, subscriptions, and digital payments worldwide, and can be added to Apple Pay. ### How can I fund my KaviPay account? You can fund your KaviPay account using cryptocurrency (USDC, USDT, SOL, ETH, BNB, POL) or Nigerian Naira via bank transfer. The app provides transparent exchange rates with no hidden fees. ### What bills can I pay with KaviPay? KaviPay allows you to pay electricity bills for all major DISCOs, mobile airtime for MTN, Glo, Airtel, and 9mobile, as well as data bundles, DStv, GOtv, and Startimes subscriptions. ### What are the age and verification requirements for KaviPay? Users must be 18 years or older to use KaviPay. A valid ID is required for verification purposes. ### Does KaviPay have ads? Based on the provided data, KaviPay does not contain advertisements. ### What devices does KaviPay support? KaviPay is available on iPhone and iPod devices. ### How often is KaviPay updated? The latest version of KaviPay is 1.1.1, and it was last updated on May 29, 2026. This indicates regular updates to improve functionality and security. ## Version history (last 3 releases) ### 1.1.1 — 2026-05-29 Important Update Note: After installing this update, you will be signed out. You'll just need to sign back in and re-set your PIN once. Don't worry-your account balance, linked cards, and transaction history are completely unaffected and safe. Here's what's changed: Verve Card Control: You can now change the PIN for your physical Verve cards directly in the app. Enhanced Security: We've added stronger verification prompts (PIN, 2FA, or email codes) to protect your sensitive card actions. Smoother Experience: Enjoy friendlier error messages during card activation and PIN setups, plus improved, longer-lasting notifications. Under the Hood: Fixed stability issues with biometric unlock (Face ID / Touch ID) and app session restoring. ### 1.1.0 — 2026-04-16 • Set up a permanent Naira deposit account for easy repeat funding, with one-time deposit accounts still available. • Verify your account with NIN or BVN. • See clearer fee breakdowns for Naira deposits and withdrawals. • Resume card shipping after a cancelled or failed delivery. • Continue identity verification from where you left off. • Performance improvements, copy updates, and bug fixes across the app. ### 1.0 — 2026-02-25 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-27.*