# Kaya: AI Expense & Net Worth — AI-logged cards & receipts

> AI-logged cards & receipts (iPhone/iPad app by Juan Esteban Venegas de Castro.)

- Source: https://appshunter.io/ios/app/kaya-ai-expense-and-net-worth/id6776628229 (this page in markdown: same URL + `.md`)
- Developer: [Juan Esteban Venegas de Castro](https://appshunter.io/developer/6776628231)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 14 MB
- Languages: American English, European Spanish
- Released: 2026-07-01
- Data updated: 2026-10-25

## What is Kaya?

Kaya is an AI expense tracker that logs your spending where it happens, with no manual entry.

Most trackers make you type. Kaya doesn't. Tap with Apple Pay → logged. Snap a receipt → AI reads every line and sorts it. Forward a bank or merchant email → AI files it. Drag in a bank statement → every transaction reconciled. Then see exactly where your money goes, by category and by month.

AI DOES THE DATA ENTRY
• Receipt photos: AI reads the amount, merchant, date and line items
• Bank & merchant emails: forward them and AI extracts the expense
• Plain language: type "12.50 lunch at the hawker centre" and AI parses it
• Auto-categorisation: AI sorts every expense and learns from your corrections

CAPTURE IT HOWEVER IT HAPPENS
• Apple Pay: a one-tap Shortcut auto-logs every Apple Pay purchase
• Siri & the Action button: "Add a Kaya expense," hands-free
• Statement upload: drag in a PDF or CSV and reconcile against your accounts

BUILT FOR REAL MONEY LIVES
• Multi-currency with automatic conversion
• Households for couples and roommates, with private and shared accounts
• Net worth across all your accounts, in one place
• Bank-statement reconciliation: match your records against the bank's truth
• Export any month's expenses to CSV whenever you want

PRIVACY IS THE DEFAULT
• Sign in with Apple
• No bank credentials: Kaya never connects to your bank directly and never sees card numbers
• Anonymous, opt-out analytics: turn usage and crash reporting off anytime in Settings → Privacy
• Delete your account and all your data in a couple of taps

FREE, WITH NO CATCH
• Every feature is free, including AI capture
• No ads, no in-app purchases, no subscriptions

Privacy Policy: https://lahbacana.com/privacy
Terms of Use: https://lahbacana.com/terms

## Is Kaya safe?

Not enough ratings yet to assess Kaya.

## Is Kaya legit?

Kaya: AI Expense & Net Worth has limited verification signals. The AppsHunter Legitimacy Score for Kaya is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.3 — 2026-10-07

Kaya now sets your time zone from your phone when you sign up, so your days and monthly totals line up with where you live. You can turn on a notification each time an expense is logged, right from setup. Plus reliability fixes.

### 1.2 — 2026-09-04

Cards with linked last-4 digits now match bank alerts automatically, so forwarded emails land on the right account instead of your default one. When Kaya spots a payment to one of your own accounts, it now offers to record it as a transfer instead of an expense — both when you save from the app and on already-captured rows. Assorted stability and reliability fixes.

### 1.1 — 2026-07-06

You can now stay in the loop:

  • Get notified when a new expense is added to your household
  • Set a monthly spending limit and know the moment you go over

Choose exactly what you want to hear about in Settings → Notifications.

### 1.0 — 2026-07-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*