# Kaya: Budget & Ipon Tracker — Gastos, budget & ipon tracker

> Gastos, budget & ipon tracker (iPhone/iPad app by Joselito Bacolod.)

- Source: https://appshunter.io/ios/app/kaya-budget-and-ipon-tracker/id6787639857 (this page in markdown: same URL + `.md`)
- Developer: [Joselito Bacolod](https://appshunter.io/developer/1896572476)
- Category: Finance, Productivity
- Price: $2.99
- Age rating: 4+
- Requires: iOS 13.0 · 42 MB
- Languages: American English
- Released: 2026-07-09
- Data updated: 2026-07-21
- User reviews in markdown: https://appshunter.io/ios/app/kaya-budget-and-ipon-tracker/id6787639857/reviews.md

## What is Kaya?

Kaya is a budget and savings tracker built for Filipinos — simple, secure, and yours for a one-time payment. No subscriptions, no ads, no hidden fees.

TRACK WHERE YOUR MONEY REALLY IS
- Link your wallets: GCash, Maya, BPI, BDO, SeaBank, cash on hand, and more — with real bank logos
- Every expense and income goes to the wallet you actually used
- Transfer between wallets and see your true total balance

BUDGETS THAT RESET EVERY MONTH
- Set limits per category and get warned before you overspend
- Insights with category breakdown and weekly spending charts
- Monthly PDF reports you can save or share

IPON MADE FUN
- Savings goals with progress tracking and celebrations
- Round-up savings: every expense sends the spare change to your first goal — automatically
- 52-Week Challenge with a real piggy bank: end it anytime and every peso goes back to your wallet
- Daily streak to keep you logging

NEVER MISS A BILL
- Bills with real due dates and countdown
- Reminders the day before and on the due day — even when the app is closed
- Recurring salary, rent, and subscriptions post automatically

FOR OFWs
- See your balance in USD, AED, SAR, SGD, or EUR with daily exchange rates

YOUR DATA, PROTECTED
- PIN stored in the iOS Keychain, Face ID unlock, auto-lock, and a privacy cover in the app switcher
- Your data syncs securely to your own private cloud space — only your account can read it
- Sign in with email, Google, or Apple

Pay once. Save forever. Kaya mo 'yan.


## Version history (last 1 release)

### 1.0 — 2026-07-09

No release notes.

## More apps by Joselito Bacolod

- [Kapilya Near Me](https://appshunter.io/ios/app/kapilya-near-me/id6768433248)

All apps by Joselito Bacolod: https://appshunter.io/developer/1896572476

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*