# Kaya - Expense Auto-Tracker — Tap to pay. We log it.

> Tap to pay. We log it. (iPhone/iPad app by Juan Esteban Venegas de Castro.)

- Source: https://appshunter.io/ios/app/kaya-expense-auto-tracker/id6776628229 (this page in markdown: same URL + `.md`)
- Developer: [Juan Esteban Venegas de Castro](https://appshunter.io/developer/6776628231)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 14 MB
- Languages: American English
- Released: 2026-07-01
- Data updated: 2026-09-07
- User reviews in markdown: https://appshunter.io/ios/app/kaya-expense-auto-tracker/id6776628229/reviews.md

## What is Kaya?

Kaya is an AI expense tracker that logs your spending where it happens — no manual entry.

Most trackers make you type. Kaya doesn't. Tap with Apple Pay → logged. Snap a receipt → AI reads every line and sorts it. Forwara bank or merchant email → AI files it. Drag
in a bank statement → every transaction reconciled. Then see exactly where your money goes, by category and by month.

AI DOES THE DATA ENTRY
• Receipt photos — AI reads the amount, merchant, date and line items
• Bank & merchant emails — forward them and AI extracts the expense
• Plain language — type "12.50 lunch at the hawker centre" and AI parses it
• Auto-categorisation — AI sorts every expense and learns from your corrections

CAPTURE IT HOWEVER IT HAPPENS
• Apple Pay — a one-tap Shortcut auto-logs every Apple Pay purchase
• Siri & the Action button — "Add a Kaya expense," hands-free
• Statement upload — drag in a PDF or CSV and reconcile against your accounts

BUILT FOR REAL MONEY LIVES
• Multi-currency with automatic conversion
• Households for couples and roommates, with private and shared accounts
• Net worth across all your accounts, in one place
• Bank-statement reconciliation — match your records against the bank's truth
• Export any month's expenses to CSV whenever you want

PRIVACY IS THE DEFAULT
• Sign in with Apple
• No bank credentials — Kaya never connects to your bank directly and never sees card numbers
• Anonymous, opt-out analytics — turn usage and crash reporting off anytime in Settings → Privacy
• Delete your account and all your data in a couple of taps

FREE, WITH NO CATCH
• Every feature is free — including AI capture
• No ads, no in-app purchases, no subscriptions

Privacy Policy: https://kaya.lahbacana.com/privacy
Terms of Use: https://kaya.lahbacana.com/terms


## Version history (last 3 releases)

### 1.2 — 2026-09-04

Cards with linked last-4 digits now match bank alerts automatically, so forwarded emails land on the right account instead of your default one. When Kaya spots a payment to one of your own accounts, it now offers to record it as a transfer instead of an expense — both when you save from the app and on already-captured rows. Assorted stability and reliability fixes.

### 1.1 — 2026-07-06

You can now stay in the loop:

  • Get notified when a new expense is added to your household
  • Set a monthly spending limit and know the moment you go over

Choose exactly what you want to hear about in Settings → Notifications.

### 1.0 — 2026-07-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*