# Kebo: Budget & Expense Tracker — AI-powered personal finance

> AI-powered personal finance assistant for budgeting, expense tracking, and savings. (iPhone/iPad app by KEBO SOFWARE S A S.)

- Source: https://appshunter.io/ios/app/kebo-budget-and-expense-tracker/id6742430536 (this page in markdown: same URL + `.md`)
- Developer: [KEBO SOFWARE S A S](https://appshunter.io/developer/1732604884)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 85 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 71 MB
- Languages: American English, French (France), German (Germany), Hindi, Italian, European Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2025-04-01
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/kebo-budget-and-expense-tracker/id6742430536/reviews.md

## What is Kebo?

I'm Kebo, your personal financial assistant.

I bring your bank accounts, cards, and cash together in one place to help you make smarter decisions about your money. I analyze your spending and give you personalized recommendations so you can save without sacrificing what you enjoy.

Relax, your information is secure: I use bank-level encryption and advanced privacy controls that only you can access.

What can you do with Kebo?

All your money in one place - Add your accounts and cards, and easily track your expenses.
Budgets that adapt to you - Create realistic plans based on how you actually spend. I learn from you and help you improve.
AI-powered insights - Detect opportunities to save more without sacrificing the things you love.
Clear and simple data - Intuitive graphs and detailed reports so you understand everything about your personal finances.
Goals that actually get met - From your first trip to paying off debt or achieving independence, I'll be with you every step of the way.
Security and privacy - Your information is encrypted and protected so only you can access it.
Recent graduates, professionals, or digital nomads: I adapt to your life and how you manage money. Whether you're starting with a budget, looking to control your expenses, or managing multiple accounts from different countries, I'm here to make it easier.

Join thousands of people who are taking control of their financial future with Kebo. Try it free for 7 days.

— Kebo Plus subscription — Kebo requires a paid subscription (Kebo Plus) to access its features. New accounts include a 7-day free trial; after the trial, the subscription auto-renews (monthly or annual) at the price shown in the app before you confirm your purchase. You can cancel anytime in your App Store account settings.

Terms of Use: https://kebo.app/en/terms-conditions Privacy Policy: https://kebo.app/en/privacy-policy

## Key features

- Unify bank accounts and cards
- AI-powered spending analysis
- Personalized savings recommendations
- Adaptive budgeting
- Financial goal setting
- Bank-level encryption security

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/kebo-budget-and-expense-tracker/id6742430536/reviews.md

### 4/5 — Contento con el app

*2026-05-23*

Muy útil, facilita la gestión de gastos y tiene funcionalidades muy interesantes.

### 1/5 — Bug en nueva versión.

*2026-03-16*

Celular IPhone 14 Pro Max iOS 17

Intento entrar a revisar cuánto gasté en la sección de “categorías” y directamente me llega al menú de los gastos totales, cuando en la versión anterior mostraba correctamente los gastos.

Pese a eso intento usarla con normalidad y también tengo el problema de que la lista se bugea repitiendo fechas,transacciones, etc, en resumen, no puedo scrollear cómodamente.


Entiendo que hayan querido mejorar la interfaz, pero no dañen la aplicación a consta de eso.

Espero que arreglen esos bugs, siempre parte del equipo de kebo 🙏🏻

**Developer response:** Hola Alexander, gracias por el review. Ya solucionamos todos estos bugs en la nueva versión, así que cuando puedas actualízala, Si tienes algún inconveniente no dudes en escribirnos por el WhatsApp estamos súper atentos

### 5/5 — Práctica y fácil de usar

*2025-09-11*

Muy práctica y fácil de usar, me ayuda a organizar mis gastos y llevar un mejor control de mis finanzas diarias.

**Developer response:** Qué bueno saber que te ayuda en tu día a día, un abrazo de parte de Kebo!

### 5/5 — Espectacular

*2025-08-06*

Muy buena app, sirve mucho para las finanzas en pareja, gracias en serio, no como otras xd

**Developer response:** Hola Nicolas! Gracias por tu comentario. Esperamos ayudar para que les sea fácil alcanzar metas juntos. 🎯💜

### 5/5 — Muy buena app

*2025-08-06*

Llevo 2 días con ella pero es perfecta para llevar conteo de gastos e ingresos

**Developer response:** ¡Qué alegría leerte! 🌟 Que estos días sean el comienzo hacia tu libertad financiera  🐨💜

## Frequently asked questions about Kebo

### What is Kebo?

Kebo is an AI-powered personal finance assistant designed to unify your bank accounts and cards. It helps you track spending, create adaptive budgets, and offers personalized recommendations to improve your financial decisions and savings.

### How does Kebo ensure security and privacy?

Kebo uses bank-level encryption and advanced privacy controls, leveraging Open Finance technology. Your financial information is protected with end-to-end encryption, ensuring it is only accessible by you.

### What types of financial goals can Kebo help with?

Kebo supports a wide range of financial goals, from saving for your first trip to paying off debt or achieving financial independence. It provides guidance and tracking to help you meet these objectives.

### Does Kebo connect to all banks?

Kebo unifies your bank accounts and cards by connecting to them. While the description doesn't list specific supported institutions, it emphasizes using Open Finance technology for integration.

### How does Kebo's AI help users?

Kebo's AI analyzes your spending patterns to detect opportunities for saving money without compromising on the things you enjoy. It provides personalized insights and recommendations based on your unique financial behavior.

### Is Kebo available on Android devices?

Based on the provided data, Kebo is supported on iPhone and iPod. Information regarding Android compatibility is not specified in the current data.

### How often is Kebo updated?

Kebo was last updated on March 18, 2026, with version 0.0.28. This indicates a recent update, suggesting ongoing development and maintenance by the developer.

### Does Kebo have ads?

No, Kebo does not contain advertisements. The application is free to use and does not display any ads to its users.

## Version history (last 5 releases)

### 1.4.3 — 2026-08-20

- More reliable sessions. The app no longer hangs or asks you to sign in again when you come back after a while.
- Better handling of brief server outages, with fewer errors on screen.
- The quick-add shortcut now rejects zero or negative amounts instead of saving them.

### 1.4.2 — 2026-08-13

New accounts now require a Kebo Plus subscription (7-day free trial included). If you already use Kebo, nothing changes — everything you have stays as it is.

Fixes:

Kebo now follows your phone's language. If your phone is in Spanish or Portuguese, so is the app.
The keypad no longer covers the confirm button while you type a name or note.
Transactions no longer save with the wrong type.
The balance no longer flashes zero right after you add a transaction.
Fixed the empty screen that appeared when a session expired.
The success message no longer covers the top of the screen.
Better bank list, search and logos when adding an account.

### 0.0.4 — 2026-07-14

- Easier first run: if you're new, Kebo guides you to log your first movement in seconds.
- Your currency is now detected automatically from your device.
- Performance and stability improvements.
- Fixes for adding transactions, appearance (theme), and sign-out.

### 0.0.32 — 2026-07-10

Bug fixes and improvements:
- Fixed an issue where your balance, your name, and your transactions could disappear from the Home screen after the app had been open for a while. Your data was always safe the app just couldn't load it.
- Home now shows a clear error message with a Retry button when something fails to load, instead of looking like an empty account.
- Fixed transactions made near the end of the month being grouped under the wrong month depending on your time zone.

### 0.0.31 — 2026-04-11

- New theme preference in Settings: pick light, dark, or follow system
- Daily reminder with custom time so you never forget to log your day
- Duplicate and delete budgets right from the detail screen
- Delete any transaction with a single tap from its details
- Gentle confirmation notification after you add a transaction
- Calendar picker now supports full month navigation (arrows and swipe)
- Same-day transactions now appear in the correct order
- Fixed a crash when picking a category while adding a transaction
- Fixed analytics tracking that was broken in the previous release
- Android polish: custom tab bar, status bar fixes, and chatbot keyboard tweaks
- Upgraded to Expo SDK 55 under the hood for improved stability

## Apps similar to Kebo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Spent - Track your expenses](https://appshunter.io/ios/app/spent-track-your-expenses/id6449729260) | 3.9 (7) | Free | Finance |
| [Parker: Expense Tracker Budget](https://appshunter.io/ios/app/parker-expense-tracker-budget/id6754345637) | 4.9 (90) | Free | Finance |
| [Expense Tracker - MonAi](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647) | 4.8 (850) | Free | Finance |
| [Spending Tracker - Soldi](https://appshunter.io/ios/app/spending-tracker-soldi/id6739777905) | 4.9 (62) | Free | Finance |
| [Monthly Bill Tracker: NEKO](https://appshunter.io/ios/app/monthly-bill-tracker-neko/id1451776066) | 4.6 (502) | Free | Finance |
| [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,221) | Free | Finance |

## More apps by KEBO SOFWARE S A S

- [Kebo: AI for Personal Finance](https://appshunter.io/ios/app/kebo-ai-for-personal-finance/id6478354981)
- [Better Writer](https://appshunter.io/ios/app/better-writer/id6760588565)

All apps by KEBO SOFWARE S A S: https://appshunter.io/developer/1732604884

## Related topics

[kebo](https://appshunter.io/ios/topics/kebo) · [kebo sofware s a s](https://appshunter.io/ios/topics/kebo-sofware-s-a-s)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*