# Kelo: Expense Tracker & Budget — Bills, subscriptions, spending

> Privacy-first subscription and expense tracker with calendar view and reminders. (iPhone/iPad app by Jose Pedro Franco Moreno.)

- Source: https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763 (this page in markdown: same URL + `.md`)
- Developer: [Jose Pedro Franco Moreno](https://appshunter.io/developer/1358785250)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 49 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2025-04-21
- Data updated: 2026-08-24
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763/reviews.md

## What is Kelo?

Know what leaves your account this month, before it leaves.

Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever.

Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank.

WHAT KELO DOES
• Monthly and yearly summary: how much leaves your account, and when
• Billing cycles that match real life: weekly, monthly, quarterly or any custom interval
• Upcoming payments organized by category
• A dashboard with four charts and your key figures at a glance
• Unlimited one time expenses: coffee, groceries, fuel, anything
• Widget showing how your spending is going, month by month
• 10 languages and all major currencies

AUTOMATIC, IF YOU WANT IT (Premium)
• Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed
• Turn receipts and invoices into expenses with your camera
• Add an expense from Siri Shortcuts without opening the app: it asks what, how much and when

PREMIUM ALSO UNLOCKS
• Unlimited recurring expenses
• Alerts before every renewal, with configurable lead time
• Full payment calendar, day by day
• Budgets by category and savings goals
• Sync and backup

YOUR PRIVACY FIRST
No bank connection. No purchase tracking. Your data lives on your iPhone.

Download Kelo and always know what money is committed before you spend.

Subscription details:
Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://trykelo.app/privacy/

## Key features

- Calendar view for bills and renewals
- Renewal notifications
- Track subscriptions and expenses
- Templates for popular services
- Multi-currency support
- Spending insights and cash-flow overview
- Private, on-device data storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Kelo Premium | $4.99 | per month |
| Kelo Premium Annual | $39.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Kelo Premium Lifetime | $49.99 | one-time |


## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763/reviews.md

### 4/5 — Suggestions

*2026-08-18*

The app is great . I have used so many different apps for my expenses but this one feels premium. I got the premium membership yesterday and there are few things I would recommend to get fixed . 1- If I am trying to delete any expense, the app closes automatically and the expense is also not deleted . 2 - all the other apps I have used had a small widget for iPhones to add the expense but this app doesn’t , which I think would be really helpful for the users . 3- the main page shows only the overview of current month , but it would be great if we can switch between different months to see their overview .

I don’t usually rate the apps but this one was great that I thought spending some time reviewing it will be worth it . I will also be really happy if this things get fixed in next update .

### 4/5 — Potential to be great.

*2026-08-13*

I am starting to gain a feeling of loyalty towards this app especially with the great split views of categories offered, I would request a very important need for a toggle to switch views b/w the month / year of transactions and their categories.

### 5/5 — Recommend

*2026-03-14*

A very good application to follow your subscriptions and your payments, it is a very minimalist application

### 4/5 — Want to buy the Lifetime subscription!

*2026-01-28*

I want to say that I love the app’s interface. It’s very clean, easy to use, and I like that I can track all my subscriptions in one place and get reminders rather than my subscriptions getting lost in the budget app I use. That being said, in the description of the app, under the in app purchase section, it says that there is a lifetime purchase option of Kelo Premium available for $49.99, yet within the app there is only the option for a monthly or yearly subscription. Is there any way to get the lifetime purchase option as I’d rather pay for lifetime access instead of paying for the month/year? Thanks!

### 5/5 — La meilleure app de suivi d’abonnements

*2025-12-18*

Sûrement la meilleure app de suivi d’abonnement disponible.
Visuellement magnifique, fonctionnellement très utile.
Je recommande !!

### 5/5 — Good

*2025-12-13*

Bring back lifetime purchase.

### 5/5 — Gerat app

*2025-08-13*

Best app for help you to unwonted expenses

## Frequently asked questions about Kelo

### What is Kelo?

Kelo is a privacy-first subscription tracker and expense tracker designed to help users manage recurring payments, avoid forgotten renewals, and understand their monthly cash flow. It offers a calendar view for upcoming bills and subscriptions.

### How does Kelo help track subscriptions?

Kelo allows you to track all your subscriptions, recurring payments, and one-time expenses in one place. It provides templates for over 200 popular services and supports custom entries, with multi-currency options available.

### Is Kelo free to use?

The core experience of Kelo is free, offering essential features for tracking subscriptions and expenses without ads or hidden fees. Optional premium upgrades are available for enhanced functionality.

### What are the premium upgrade options for Kelo?

Kelo offers optional premium upgrades, including a monthly subscription for $4.99 and an annual subscription for $17.99. There is also a lifetime option available for a one-time purchase.

### Does Kelo have ads?

No, Kelo is designed with privacy in mind and does not feature ads in its core experience. The app is ad-free to ensure a clean and focused user workflow.

### What devices does Kelo support?

Currently, Kelo is supported on iPhones. The app was last updated on March 10, 2026, with version 2.3.4.

### How does Kelo ensure user privacy?

Kelo is built with privacy as a core principle, meaning your financial data stays on your device. This on-device storage ensures that your sensitive information is not shared or accessed externally.

### What is the age rating for Kelo?

Kelo has an age rating of 4+, making it suitable for a wide range of users. The app was released on April 21, 2025.

## Version history (last 5 releases)

### 2.6.3 — 2026-08-20

Wallet logging, more honest
• If automatic logging stops, we now tell you clearly and you can turn it back on in one tap.
• Payments made with your phone show up in your totals and widget right away.
• New guide: what you need before you start, what can never be logged (physical card, online purchases) and a test to check the alerts arrive.

Coming from an older version? You will also find billing frequency, nearly 300 logos in color, and the Rent and Savings categories.

### 2.6.2 — 2026-08-18

This update fixes a crash.
• The app could close when deleting a recurring expense
• On some devices it failed to open after updating
Your data was never at risk. Sorry for the trouble.

### 2.6.1 — 2026-08-17

Logging an expense no longer means opening Kelo.

From Siri Shortcuts, the Action button or a double tap on the back of your iPhone: it asks what you bought, how much, what kind and which day, then saves it. Recurring ones too, with their billing cycle.

Set any field in the shortcut and it stops asking for it.

Automatic logging with Apple Pay now tells you if it stops running.

You can now log an expense with a future date, for what you know you'll pay next week.

And a fix: the budget was counting one-off expenses twice. If you had one set, the figure is now correct.

### 2.6 — 2026-08-10

Kelo 2.6 brings a cleaner design from top to bottom.
• Billing cycles that match real life: weekly, quarterly or any custom interval
• New widget showing how your spending is going, month by month
• A dashboard with four charts and your key figures at a glance
• The calendar starts the week on the right day for your region
• More reliable alerts and sync
Savings goals got a fresh look, and automatic logging works even with the app closed.

### 2.5.15 — 2026-07-21

Kelo now starts free: track your recurring and one time expenses without paying. Your tools (budget, goals, automation and import) now live right on the Home screen, and the calendar has its own tab for everyone. Cleaner design and performance improvements throughout.

## Apps similar to Kelo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Spending Tracker - Paisa](https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130) | 5.0 (6) | Free | Finance |
| [Pocket: Budget & Expense Track](https://appshunter.io/ios/app/pocket-budget-and-expense-track/id6745982820) | 5.0 (5) | Free | Finance |
| [Subwise: Subscription Tracker](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006) | 5.0 (4) | Free | Finance |
| [Expenzio - Expense Tracker](https://appshunter.io/ios/app/expenzio-expense-tracker/id6670337467) | 4.8 (17) | Free | Finance |
| [Dimewise: Track & Budget](https://appshunter.io/ios/app/dimewise-track-and-budget/id6714460519) | 5.0 (7) | Free | Finance |
| [Budget App: SpendLists](https://appshunter.io/ios/app/budget-app-spendlists/id1495276397) | 4.6 (19) | Free | Finance |

## More apps by Jose Pedro Franco Moreno

- [Lexa](https://appshunter.io/ios/app/lexa/id1358785251)
- [Tast](https://appshunter.io/ios/app/tast/id1364099512)
- [Dailyrapp](https://appshunter.io/ios/app/dailyrapp/id1451496081)
- [Hoople: Safety & Alerts](https://appshunter.io/ios/app/hoople-safety-and-alerts/id6450859746)
- [life one: days that count](https://appshunter.io/ios/app/life-one-days-that-count/id6757707790)

All apps by Jose Pedro Franco Moreno: https://appshunter.io/developer/1358785250

## Related topics

[control de gastos recibos](https://appshunter.io/ios/topics/control-de-gastos-recibos) · [gastos ahorros](https://appshunter.io/ios/topics/gastos-ahorros) · [ahorro budget](https://appshunter.io/ios/topics/ahorro-budget)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*