# Kelp — Decentralized Personal Finance

> Decentralized personal finance app with web3 wallet and token rewards. (iPhone/iPad app by Kelp Finance Labs Inc..)

- Source: https://appshunter.io/ios/app/kelp/id1632857274 (this page in markdown: same URL + `.md`)
- Developer: [Kelp Finance Labs Inc.](https://appshunter.io/developer/1632857276)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.79/5 from 29 App Store ratings · 8 written reviews indexed
- Age rating: 12+
- Requires: iOS 13.4 · 36 MB
- Languages: English
- Released: 2023-05-12
- Data updated: 2026-06-01
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/kelp/id1632857274/reviews.md

## What is Kelp?

Kelp is here, and it’s set to revolutionize decentralized personal finance. 

We are launching Kelp with this mobile app that serves as both a secure, self-custody web3 wallet and a viral marketing engine to help grow Kelp's user base for our public launch once we hit critical mass of users.

For early adopters, we're granting Kelp tokens for free, although the quantity decreases as more individuals enlist. It's advantageous to join sooner rather than later. The process is simple: sign up, install the app, reserve your kelp tokens, and invite others to join through the app. 

At the end of the campaign, Kelp will be launching a revolutionary platform in personal finance to help you, the retail investor.  With an intuitive self-custody wallet, an autonomous personal investment engine, yield generation, and a healthy liquid reserve, Kelp is the platform for people who want to be in control of their financial future.

## Key features

- Secure self-custody web3 wallet
- Decentralized personal finance
- Token rewards for early adopters
- Viral marketing engine
- Autonomous personal investment engine
- Yield generation

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/kelp/id1632857274/reviews.md

### 2/5 — Referral

*2025-08-16*

Hard work is on the app. No accurate data

### 5/5 — Kelp to the moon 🌕🚀

*2025-07-27, version 2.2.5*

Good things are coming

### 2/5 — Awfully Quiet in the land of $KELP

*2024-12-29*

I had such high hopes for $KELP & everything they stood for. I was a semi-early supporter. Tuned into their AMA’s on X & felt good about what this project had to offer. But lately all I hear is crickets…don’t let us down, at least keep us in the loop. A progress update would be great 👍🏻

### 5/5 — Leaving my stamp

*2024-05-26, version 2.2.4*

The future is what you make it, and unfortunately tech is sweeping the globe, great app for its use case, not many other companies create something that’ll generate money for you passively. Hats off to the Team! #i.invested

### 5/5 — Kelp Is A Great Company/Team & The CEO Of Kelp Is A Great Person

*2024-05-20*

I Earned For Free And Bought About $278 Worth Also But I’m Holding Until 2025 Or 2030💪🏼🤞🏽, There Roadmap Looks Beautiful😍, Great Things Will Happen & Remember @nick33shots Predicted This May 20th 2024 This Will Become Popular Real Fast

### 5/5 — 😥

*2024-03-24*

I hope my story change from this 🙏

### 5/5 — Excellent

*2024-03-19, version 2.2.1*

It’s not often i find gems. This app is brilliant, especially if your trying to learn the world of crypto

### 2/5 — Referral link issues

*2024-03-14, version 2.2.0*

https://link.kelp.finance/3JFU?ref= 
this is my referral link people keep complaining that it is not working.

Kindly assist .

## Frequently asked questions about Kelp

### What is Kelp?

Kelp is a decentralized personal finance app that combines a secure, self-custody web3 wallet with a viral marketing engine. It aims to revolutionize how individuals manage their financial future through innovative tools and rewards.

### How does Kelp reward early adopters?

Early adopters of Kelp can receive free Kelp tokens by signing up, installing the app, and inviting others. The quantity of tokens decreases as more users join, making it advantageous to enlist sooner.

### What security features does Kelp offer?

Kelp provides a secure, self-custody web3 wallet, meaning users have full control over their private keys and assets. This approach is designed to enhance the security of your digital finances.

### What kind of financial tools will Kelp offer?

Kelp plans to launch a platform featuring an autonomous personal investment engine, yield generation capabilities, and a liquid reserve. These tools are designed to empower retail investors to take control of their financial future.

### Is Kelp available on all devices?

Currently, Kelp is supported on iPhones and iPods. The app was last updated on June 4, 2024, with version 2.2.5.

### What is the age rating for Kelp?

Kelp has an age rating of 12+. This indicates it is suitable for users aged 12 and above.

### Does Kelp have ads?

Yes, Kelp contains advertisements. As a free application, it utilizes ads to support its operations.

### What is the user rating for Kelp?

Kelp has a user rating of 3.8 stars based on 29 ratings. This reflects general user satisfaction with the application.

## Version history (last 5 releases)

### 2.2.5 — 2024-06-04

New update for the Kelp community!
- Added Secret Phrase verification to initial setup to ensure that users write down their Secret Phrase!
- Fixed an issue with the Passcode timer
- left-to-right language setting causing issues is now fixed
- Updated UI elements
- Fix local storage issue when reset data

### 2.2.4 — 2024-05-20

New Features
- Community Pledge: Join community activities and make a difference with the new Community Pledge feature.
- Re-Claim Referrals:  If you had lost an account, you can now re-claim your old referral ID and add it to your new ID.

Enhancements
- Improved Data Usage: Use your data more efficiently with optimizations.
- UI Enhancements: Enjoy a smoother experience with fixed UI issues.
- Functionality Improvements: Wallet Connect and bottom sheet issues are now fixed.
- Transaction History: Easily navigate through your transaction history with paging.

Bug Fixes
- Referral System Fixes: Referral linking and related issues are fixed.
- Play Console Crash Fixes: Experience fewer crashes with these fixes.
- Daily Task Exploit Fix: Fixed a loophole in daily tasks.

### 2.2.1 — 2024-03-18

Well, our refactor was a huge success but we had a few situations that needed correcting.  We:

• Fixed daily tasks and added a countdown timer to show the next time user can do the task
• Fixed referral mechanism in some situations
• Fixed user registration process during some situations
• Fixed Kelp price feed
• Updated Kelp branding throughout

We are also introducing

• New Action Task templates
• In-person referrals to streamline the referral process using a QR code

### 2.2.0 — 2024-03-01

This is a big one!

We completely rebuilt the mobile application from the ground up and improved every aspect including:
- Wallet creation and loading times are near instant now
- WalletConnect is greatly improved
- Overall UI and UX has been further polished for a more enjoyable experience

- Support for new Action Tasks

We hope you will have a better experience interacting with the app and enjoy this update.

### 2.1.1 — 2024-02-10

Small update in this one.  We squash some minor bug fixes and upgraded Action Task abilities.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*