# Kemba Mobile — user reviews

> 72 indexed App Store user reviews of Kemba Mobile by Kemba Credit Union, rated 2.80/5 from 44 ratings.

- Source: https://appshunter.io/ios/app/kemba-mobile/id424727840/reviews
- App overview in markdown: https://appshunter.io/ios/app/kemba-mobile/id424727840.md
- Rating breakdown: 5★ 16 · 4★ 4 · 3★ 1 · 2★ 3 · 1★ 20

## What do users think of Kemba Mobile?

Overall sentiment: negative

**Pros**

- 👍 User-friendly and easy to navigate
- 👍 Convenient for viewing account information
- 👍 Great customer service
- 👍 Makes balancing checking account easy
- 👍 Appreciated for protecting funds and identity
- 👍 Professional, friendly, and personal service

**Cons**

- 🐛 App is buggy and unstable
- 🐛 Frequent logouts and poor performance
- 🐛 Mobile deposit errors
- 🐛 Difficulty logging in after updates
- 🐛 Annoying security verification steps
- 🐛 Profile picture upload issues
- 🐛 Biometrics not working consistently
- 🐛 App is complicated and not user-friendly
- 🐛 Cannot unlock or lock card easily
- 🐛 Bill payment issues and high fees
- 🐛 Slow to update accounts
- 🐛 App is slow and freezes
- 🐛 Face ID/Touch ID issues
- 🐛 Ads before viewing balance
- 🐛 Mobile deposit requires perfect lighting

**Commonly reported bugs**

- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working
- Profile picture not uploading
- System doesn't recognize user after update
- Cannot unlock card
- App is non-functional, jumps up and down
- Fatal error when paying credit card bill
- Cannot link another bank to pay auto loan
- Biometrics not working properly
- Touch ID does not work
- Cannot save biometrics on iPad
- Card won't unfreeze at random times
- App is slow
- Direct deposit takes too long to appear
- Hard to pay bills, often not working
- Cannot pay bills over $1,000
- App moves slow
- Fingerprint enabling and quick lookup don't work
- App is on functional, jumps up and down
- Ads before seeing balance
- App is completely non-functional
- Mobile deposit requires perfect lighting

**Most requested features**

- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs
- Widget for quick access
- Move Face ID button
- Ability to set up payment from another bank
- Option to pay auto loan via phone app
- Fix backspace issue where entire field is deleted

## Newest reviews (10 of 72)

### 2/5 — Super Buggy

*2025-08-30*

“This banking app is extremely buggy. I constantly have to delete and reinstall it multiple times a month and reset everything just to get it working again.”

### 3/5 — Profile picture is not uploading

*2024-09-11, version 4014.0.4*

09/10/24 -Using your new app. In profile you let edit the image and to upload new picture selected from photo library. When I select one and click on done, nothing happens and new picture is not uploaded.

### 3/5 — kemba app needs improvement

*2024-03-11, version 4.37.147*

Most of the time when I attempt to sign on to the app, biometrics are gone and have to use password to sign on and restart biometrics. I have a problem remembering passwords

### 3/5 — TruPartner Debit Card

*2023-05-01*

I went through the drive through at Kemba to withdraw money from my TruPartner acct to put it in my checking account at Kemba; withdrew the cash and inadvertently left my TruPartner debit card in the machine.

When I realized it, I contacted Kemba to see if they had found the card. The representative indicated that they did find the card but shredded it because it was not their card (which I didn’t understand because CLEARLY they could’ve checked the name on the card to determine that I had an account with them) and telephoned me accordingly!

As a long time customer, DO YOUR DUE DILIGENCE, prior to destroying a card.

### 5/5 — Love it!

*2022-05-10, version 4.37.147*

My favorite FI app

### 2/5 — Bad app

*2022-05-08, version 4.37.147*

I’ve spent 20 minutes attempting to apply for a personal loan. I keep getting bumped off, before I can finish the application.

### 3/5 — Slow to update accounts

*2022-01-16, version 4.37.147*

Why does it take 2-3 days for transcription to appear?

### 5/5 — Best credit union ever

*2022-01-07*

I got first introduced to Kemba when I first moved here in 2015 and they gave me a second chance because I had issues from a previous bank in MN and they worked with me. I have been with them ever since and now I recommend them to anyone who wants to leave the bank industry cause the credit union treats you like family.

### 5/5 — Love Kemba credit Union. Customer service is great.

*2021-11-07, version 4.37.147*

Love Kemba credit Union. Customer service is great.

### 1/5 — Had to give 1 star for archaic platform

*2021-10-12*

You cannot set up payment from another bank or use the app to make your auto payment. It also charged me $33 when one of my banks was doing the “ pre note” which is how banks test the accuracy of the information. Wow! I caught it, many probably don’t. Not good business and I won’t be using the app as this is why I downloaded it. This is 2021 Kemba. C’mon man!

## Most critical reviews (10 lowest-rated)

### 1/5 — App update

*2025-02-18*

New version of the app is dreadful. Randomly logged out, runs poorly, and there is no smooth transition between menus.

### 1/5 — Poor mobile deposit

*2025-01-01*

This new version app doesn’t work with mobile deposit. After following the steps and taking the appropriate front and back check pictures, it displays an error message, “something went wrong”.  With the previous version I always did mobile deposits with no issues. I have never gotten this version to work.  It would also be nice to know if it listed what went wrong g so I can make corrections and try again.  Very, very frustrating!  I’ll be making another trip to the bank.

### 1/5 — The new app and website is bad

*2024-12-06*

I’ve had many many accounts with Kemba for decades, my struggles with the new formats have me closing all of my Kemba accounts and looking for a new home. The old format was more user friendly and didn’t hide accounts from people.

### 1/5 — Annoying

*2024-10-09*

The changes made to this app are annoying, I get needing security but my face is what unlocks my app, I shouldn’t need to verify my number every 5 seconds.

### 1/5 — Can’t even log in after update

*2024-09-10*

The system doesn’t recognize me. I tried signing up as a new user. Now I’m locked out. I’m changing credit unions I don’t have time for this

### 1/5 — Cant unlock my card

*2023-08-25, version 4.37.147*

Everytime I go to unlock my card it doesn’t work.

### 1/5 — Horrible app

*2023-01-21, version 4.37.147*

Not user friendly at all!!!  TERRIBLE!

### 1/5 — Paying cc from outside bank

*2022-09-26, version 4.37.147*

Can’t find

### 1/5 — Poor Customer Support and Service

*2022-09-10, version 4.37.147*

Continuing to attempt to set up “bill payment” on the Kemba Mobile App AND Kemba’s own web page!

What disgraceful customer support on all fronts!

Based on the choices of pay us by mail, on line, or phone, It appears Kemba wants to route a customer towards phone payments where they can charge the customer $15 to make a payment!

What a scam!

### 1/5 — Complicated

*2021-10-19, version 4.37.147*

It is so complicated to pay my bill, and the fee to pay by phone is so expensive

## Most praised reviews (10 highest-rated)

### 5/5 — Love Kemba

*2024-12-15*

I love Kemba but I just wish there was more physical banks in my area. The app is a bit glitchy sometimes and doesn’t allow you to do everything you can online but it’s nice to just be able to log in and view everything right away. The snapshot update is probably my favorite.

### 5/5 — Kemba Staff

*2024-09-10*

This is the best experience I’ve personally had in 30 years of banking with any institution. Hands down the most Friendly and compassionate bank that back there members 💯and put their situations first. I wouldn’t recommend any other credit union for anyone other than Kemba!!
Sincerely , A Satisfied Member

### 5/5 — A breeze

*2024-08-05, version 4.37.147*

This app is very user friendly, a breeze to use and navigate

### 5/5 — I am giving a survey on response

*2024-08-04, version 4.37.147*

of customer service : has been very 
helpful…
                         Thanks

### 5/5 — I am new to Kemba Credit Union

*2024-05-24, version 4.37.147*

The feed back I have to give
minimal at this time…
                           Thank You
               I’m a Veteran!

### 5/5 — Great Service

*2023-12-23, version 4.37.147*

I love the convenience of this app

### 5/5 — My Bank

*2023-10-18, version 4.37.147*

I love my bank and the worker I have been with the sent 1994 or more.

                May all of you have a blessed Thanksgiving and be safe.

                                     Mrs Irish Graham

### 5/5 — More

*2023-06-23, version 4.37.147*

You all need to have a pattern or a number code for faster sign in

### 5/5 — App

*2023-04-27, version 4.37.147*

I love kembas app. It makes balancing your checking account a snap. It is so easy to navigate.

### 5/5 — Feeling like Rockefeller 💵💵🤑

*2023-02-15, version 4.37.147*

I already love This bank

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
