# Kept: Expense & Budget Tracker — Money Manager & Budget Planner > Money Manager & Budget Planner (iPhone/iPad app by Yevhenii Mahlena.) - Source: https://appshunter.io/ios/app/kept-expense-and-budget-tracker/id6813848559 (this page in markdown: same URL + `.md`) - Developer: [Yevhenii Mahlena](https://appshunter.io/developer/1810731945) - Category: Finance - Price: $0.99 - Age rating: 4+ - Requires: iOS 18.0 · 14 MB - Languages: American English, German (Germany), Russian, Ukrainian - Released: 2026-09-28 - Data updated: 2026-10-19 ## What is Kept? Kept is a money tracker for iPhone and Apple Watch built around one idea: an entry should take two taps, not a form. FAST ENTRY • The keypad, your categories and the day's total live on one screen • Type the amount, tap a category — the entry is saved • Need details? Long-press to open the full form with account, date, note and tags • Built-in calculator keys for splitting a bill on the spot • Stays fast even with years of history CARD PAYMENTS THAT LOG THEMSELVES • Set up a Wallet automation in Shortcuts once — every Apple Pay purchase arrives in Kept as a pending entry • Merchant and card are filled in, and the category comes from your last purchase there • Payments land in the account named like the card, and if you move one, Kept remembers your choice • A new merchant waits for you to pick a category — no wild guesses • Confirm in one tap, or edit before confirming APPLE WATCH, SIRI, CONTROL CENTER • Quick entry from your wrist, today's and this month's totals for every account • Complications keep the totals on your watch face • Entries with a category are confirmed right away, with a few seconds to undo • “Add expense in Kept” with Siri and Shortcuts • A new entry button in Control Center ACCOUNTS AND CURRENCIES • Card, cash, savings — as many accounts as you need • Every account keeps its own currency, amounts are entered in that currency • Exchange rates load automatically; the total balance is converted for you • Transfers between accounts, even across currencies: the rate fills in an estimate, or enter what actually arrived • Keep a stash out of your total balance and widgets • Pin the currencies you watch and convert any pair in the built-in calculator SEE WHERE MONEY GOES • Calendar with a total for every day • History with search, filters by period and account, and sorting • Category breakdown, cash flow and balance trend: this month, last month, 3 months, a year or any range • Compare months or weeks on the same days, with pace and a forecast • Budgets by category or for all spending, with your pace and a daily allowance • Start the month on payday and choose the first day of the week • Recurring entries for rent, subscriptions and salary • Receipt photos attached to any entry WIDGETS • Total balance with a button that hides the amount • Exchange rate for the pair you choose • Income, expenses and top categories for the month • Quick entry: tap a category and the app opens ready for the amount • Lock Screen widgets for balance, rate and the month YOURS ONLY • Everything is stored on your iPhone • Optional iCloud sync between your own devices • Passcode with Face ID, and the app blurs itself in the app switcher • No accounts, no ads, no analytics, nothing collected • Works with VoiceOver, Dynamic Type and haptic feedback IMPORT AND BACKUP • Import and export CSV, compatible with Spent • Full backup to a file you control, receipts included — open it straight from Files, Mail or AirDrop • The app keeps earlier versions of your data before replacing or erasing it • A gentle reminder when it's been a month since your last backup ## Is Kept safe? Not enough ratings yet to assess Kept. ## Is Kept legit? Kept: Expense & Budget Tracker has limited verification signals. The AppsHunter Legitimacy Score for Kept is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 4 releases) ### 1.2.1 — 2026-10-14 Kept 1.2.1 helps you stay on budget. • Stash accounts. Leave any account out of the total balance, widget and trend — savings no longer inflate how much you have to spend. • Better transfers. Sent and received side by side: the rate fills in an estimate, or type what actually arrived. Deleting and Undo restore both accounts. • Apple Pay payments land in the right account. Without a card name match they go to an account in your main currency, and moving a payment teaches Kept the account for that card. • Fixed a crash in the Apple Watch app after adding an entry. • History updates right after an edit, delete or Undo, and transfers show their route. • An amount typed right before switching accounts is saved in the new account's currency. • Budget pace. Every budget shows where you should be today, how many days are left and how much you can spend per day — and warns when spending runs ahead of plan. • All-expenses budget. One switch makes a budget cover every category, including the ones you add later. • Fair comparison. Months and weeks are compared on the same days — October 1–6 against September 1–6 — and the forecast no longer jumps on rent day. • The More card compares this month with the same days of the last one and forecasts the total. • Report presets: this month, last month, 3 months or a year in one tap, step back and forth with arrows. Your choice is remembered. • Your own month. Start it on payday and pick the first day of the week. • Card payments from a new merchant wait for you to pick a category instead of getting a guess. Siri and Apple Watch entries without a category do the same. • Apple Watch entries with a category are confirmed right away, with 4 seconds to undo on the watch. • A tidier More screen that shows sync, backup, passcode and reminder status at a glance. • Backups: last backup date, a gentle reminder after 30 days and Save to Files. • Clear confirmations before merging categories, deleting rules or erasing data — with an honest note about iCloud. • An undo pill that no longer covers the keypad, haptic feedback and better VoiceOver on the main screen. • A more compact keypad and lots of small fixes. ### 1.2 — 2026-10-10 Kept 1.2 helps you stay on budget. • Budget pace. Every budget shows where you should be today, how many days are left and how much you can spend per day — and warns when spending runs ahead of plan. • All-expenses budget. One switch makes a budget cover every category, including the ones you add later. • Fair comparison. Months and weeks are compared on the same days — October 1–6 against September 1–6 — and the forecast no longer jumps on rent day. • The More card compares this month with the same days of the last one and forecasts the total. • Report presets: this month, last month, 3 months or a year in one tap, step back and forth with arrows. Your choice is remembered. • Your own month. Start it on payday and pick the first day of the week. • Card payments from a new merchant wait for you to pick a category instead of getting a guess. Siri and Apple Watch entries without a category do the same. • Apple Watch entries with a category are confirmed right away, with 4 seconds to undo on the watch. • A tidier More screen that shows sync, backup, passcode and reminder status at a glance. • Backups: last backup date, a gentle reminder after 30 days and Save to Files. • Clear confirmations before merging categories, deleting rules or erasing data — with an honest note about iCloud. • An undo pill that no longer covers the keypad, haptic feedback and better VoiceOver on the main screen. • A more compact keypad and lots of small fixes. ### 1.0.1 — 2026-10-03 Kept 1.0.1 is the biggest update so far. • Apple Watch. Add an expense right from your wrist, see today's and this month's spending for every account, and keep the totals on your watch face. • Card payments log themselves. Set up a Wallet automation in Shortcuts once, and every Apple Pay purchase lands in Kept as a pending entry with the merchant and a suggested category. Check it and confirm with a tap. The new How to use Kept screen walks you through the setup and shows what arrived. • Siri and Shortcuts. Say “Add expense in Kept”, with a category if you like. There is also a new entry button for Control Center. • Receipts. Attach a photo of the receipt to any entry. Receipts are part of your backups. • Compare. Put two months or two weeks side by side, with daily pace and a forecast. • Backups open straight from Files, Mail and AirDrop. Before any replace, Kept keeps an automatic copy — the last 10 are always at hand. • Scheduled entries stay on their day of the month and pause while the account is archived. • Faster everywhere: entries appear instantly, reports and history open in a blink, widgets use far less memory. • Clearer charts, a visible page indicator in onboarding and lots of fixes for iCloud sync, reports and exchange rates. ### 1.0 — 2026-09-28 No release notes. ## More apps by Yevhenii Mahlena - [InsaneArt: AI Art Generator](https://appshunter.io/ios/app/insaneart-ai-art-generator/id6745101247) All apps by Yevhenii Mahlena: https://appshunter.io/developer/1810731945 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-19.*