# Kepta: Left to Spend — Rent, bills and who it goes to

> Rent, bills and who it goes to (iPhone/iPad app by Sercan Burak Agir.)

- Source: https://appshunter.io/ios/app/kepta-left-to-spend/id6808094361 (this page in markdown: same URL + `.md`)
- Developer: [Sercan Burak Agir](https://appshunter.io/developer/876490314)
- Category: Finance, Utilities
- Price: $0.99
- Age rating: 4+
- Requires: iOS 26.0 · 13 MB
- Languages: American English, French (France), German (Germany), European Spanish, Turkish
- Released: 2026-09-15
- Data updated: 2026-09-23
- User reviews in markdown: https://appshunter.io/ios/app/kepta-left-to-spend/id6808094361/reviews.md

## What is Kepta?

Kepta answers one question: what is actually left to spend this month?

Not what you earned. What is left after the rent, the dues, the bills and the subscriptions that leave your account whether you think about them or not.

WHAT IS LEFT, ON THE FRONT PAGE
Your regular payments come off your income before anything else, so the number on the home screen is the number you can spend. A daily pace tells you whether you are ahead or behind, without doing the arithmetic yourself.

TWO SECONDS TO LOG
Type it the way you would say it — "coffee 4.50" — and Kepta reads the amount, the merchant and the category out of one line. Or say it out loud. Or log it from the Home Screen widget, the Lock Screen, Control Centre, Siri or Spotlight, without opening the app at all.

YOUR HOME AND YOUR CAR
Rent, building dues, electricity, water, internet: add them once and Kepta counts them every month and reminds you before each one. Your car gets the same page — fuel or charging, insurance, inspection, service and fines — with consumption worked out from your own fill-ups.

WHO YOU SPEND ON
Tag a transaction with a person and the report breaks the month down by household member, on top of the usual categories. A school fee stays Education and goes to your child.

STATEMENTS AND RECEIPTS
Import the PDF your bank emails you, or a CSV export. Anything you already logged by hand is matched, not duplicated. Scan a fuel receipt and the amount, the litres and the merchant come off the photo.

TOLD BEFORE IT COSTS YOU
The morning a subscription is charged. The day before a bill or an instalment. Weeks before your insurance or inspection runs out. Three days and one day before a free trial ends, while you can still cancel.

PRIVATE BY CONSTRUCTION
There is no Kepta account and no Kepta server. Your ledger lives in your own private iCloud database, and nobody has a key but you. Kepta never asks for your online banking. No tracking SDK is in this app — not a reduced amount of tracking, none.


## Version history (last 3 releases)

### 1.0.2 — 2026-09-17

You can lock Kepta with Face ID. Turn it on in Settings; while it's on, widget amounts are hidden too.

Litres are now read correctly off fuel receipts. When the amount and the price per litre sat on the same line, the two could swap places.

Scanning a receipt no longer closes the page by itself. What Kepta reads stays in the form, and saving is still your call.

### 1.0.1 — 2026-09-16

A new bottom bar, and settings now sit in the top right of your home screen.

Income, Regular and Spent moved up into the header, right under what you have left to spend.

Home & Car now works month by month, like the rest of the app: what you actually paid that month, and what is still to pay.

### 1.0 — 2026-09-16

No release notes.

## More apps by Sercan Burak Agir

- [SuperMOM - Where is my ...?](https://appshunter.io/ios/app/supermom-where-is-my/id882456170)
- [SpeedBoom - With Turbo Sound](https://appshunter.io/ios/app/speedboom-with-turbo-sound/id901192990)
- [Taksimetrem](https://appshunter.io/ios/app/taksimetrem/id903425320)
- [Mamazu](https://appshunter.io/ios/app/mamazu/id1242834976)
- [CoffeeAI](https://appshunter.io/ios/app/coffeeai/id6475678194)
- [Fixar AI](https://appshunter.io/ios/app/fixar-ai/id6739243796)

All apps by Sercan Burak Agir: https://appshunter.io/developer/876490314

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*