# Kesef: Expense Tracker — Personal finance made simple > Offline expense tracker and personal finance manager with voice input and multi-currency support. (iPhone/iPad app by GONZALO NAHMIAS.) - Source: https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806 (this page in markdown: same URL + `.md`) - Developer: [GONZALO NAHMIAS](https://appshunter.io/developer/1870614155) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 8 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 84 MB - Languages: American English, Amharic, Arabic, Bangla, Bulgarian, Croatian, Czech, Danish, Dutch, Estonian and 38 more - Released: 2026-02-03 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews.md ## What is Kesef? Take control of your money! Fast, free, and hassle-free. Kesef is a simple, private, and powerful expense tracker and personal finance manager that helps you track expenses, manage your money, and stick to a monthly budget with ease. Now you can track expenses by voice, and split shared expenses in groups without ever wondering who owes what. Log expenses and income effortlessly, set budgets, track subscriptions, and clearly understand your finances, even when using multiple currencies. Designed for people who want financial clarity without complexity, Kesef works offline, with no sign-up required, protecting your privacy and saving you time. VOICE, TAGS & SMART TRACKING Track expenses faster than ever. • Voice expense tracking Just speak, and Kesef will automatically understand, categorize, and create multiple expenses or income entries in seconds. • Tags for better organization Add tags to your transactions to easily identify, filter, and group your expenses and income. • Daily streaks Stay consistent by tracking your finances every day and build your streak over time. GROUPS & SHARED EXPENSES Split rent, a trip, or dinner and always know who owes what. • Split equally, by percentage, by shares, or exact amounts • Add people who don’t have Kesef yet and invite them later with a link or a code • Kesef settles up with the fewest possible transfers • Only your share counts as your own expense Groups are optional and free for everyone. GLOBAL MULTI-CURRENCY (+55 CURRENCIES) Record expenses and income in over 55 currencies worldwide. Perfect as an expense tracker for travel, freelancers, digital nomads, and multi-currency economies. Kesef automatically converts amounts using the current exchange rate and saves them in your local currency — wherever you are. BUDGETS & MONTHLY CONTROL Set budgets by category, define monthly limits, and track your progress in real time. Avoid end-of-month surprises and build better saving habits with a powerful budget planner. CLEAR INSIGHTS & STATISTICS Visualize your monthly spending with clean charts and smart insights that help you understand where your money goes and make better financial decisions. RECURRING EXPENSES & SUBSCRIPTIONS Set up recurring transactions like rent, utilities, or subscriptions. Kesef creates them automatically, so you don’t have to add them every month. TRUE PRIVACY Your data is yours. Kesef is an offline expense tracker that stores your finances locally on your device. - No bank connections - No tracking - No account needed — only to share a group, and only that group is synced EXPORT & IMPORT YOUR DATA Import your history from another app and export your transactions in CSV, Excel, or JSON for backup or analysis. MODERN DESIGN & NATIVE iOS EXPERIENCE Fast, intuitive, and polished interface with full Dark Mode support and a smooth, native iOS experience. 50+ LANGUAGES: USE KESEF ANYWHERE Kesef is available in over 50 languages, so you can use the app in your own language, wherever you live. SMART REMINDERS Receive optional notifications to help you build the habit of tracking expenses and keep your finances up to date. IDEAL FOR - People who want to track expenses without complexity - Roommates, couples, and friends splitting shared expenses - Multi-currency users (USD, EUR, and more) - Travelers, freelancers, and digital nomads Download Kesef and start managing your money with clarity and peace of mind today. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple ID account upon purchase confirmation • Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Voice expense tracking - Multi-currency support (55+ currencies) - Budget setting by category - Subscription and recurring expense tracking - Offline functionality - Data export (CSV, Excel, JSON) - Smart insights and statistics ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $2.99 | per month | | Yearly | $19.99 | per year | ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews.md ### 5/5 — Great app 👌🏼 *2026-03-10* Feels smooth, with a clean and simple ui ### 5/5 — Great program! *2026-02-21* Please give this one a try! **Developer response:** Thank you for the support, tscotty2! I really appreciate you recommending Kesef 🙌 ### 5/5 — Great Interface, Very User Friendly *2026-02-21* Using this app as an introduction to basic household financial management for our child using her real-time expenses to develop and mange a budget. Excellent customer service by the developer if you have any questions or feedback. Would definitely recommend! **Developer response:** Thank you so much, Hurricane68! I love hearing that Kesef is being used to help teach financial habits. That means a lot. And I’m always happy to help if you ever have questions or feedback 🙌 ### 5/5 — Great app *2026-02-09* Great app and very helpful! Simple to use, smooth performance, and really useful features. It made things much easier for me. Highly recommended! **Developer response:** Thanks so much for the kind words! I’m really happy to hear Kesef is making things easier for you. Keeping it simple and smooth is exactly the goal. If you ever have ideas or features you’d love to see, feel free to reach out. Enjoy the app! 💚 ### 5/5 — Muy util! *2026-02-04* Empecé a usar esta app para tener un registro de mis gastos y me es super util! Muy facil de usar y tiene todos los budgets necesarios **Developer response:** ¡Gracias por compartir tu experiencia! Me pone muy contento saber que Kesef te ayuda a llevar un mejor control de tus gastos de forma simple. ## Frequently asked questions about Kesef ### How does Kesef help with budgeting? Kesef allows you to set budgets by category and define monthly limits. You can track your progress in real-time, helping you avoid end-of-month surprises and build better saving habits. ### Is Kesef secure and private? Yes, Kesef prioritizes privacy by working 100% offline. All your financial information is stored locally on your device, with no accounts, bank connections, servers, or tracking involved. ### Can Kesef handle multiple currencies? Absolutely. Kesef supports over 55 currencies worldwide, automatically converting amounts using current exchange rates and saving them in your local currency. This makes it ideal for travel or multi-currency economies. ### How does Kesef's voice tracking work? You can simply speak your expenses, and Kesef will automatically understand, categorize, and create multiple transactions in seconds. This feature makes logging expenses faster than ever. ### What devices does Kesef support? Kesef is designed for Apple devices and is supported on iPhone, iPad, and iPod. It offers a modern, native iOS experience with full Dark Mode support. ### Can I import or export my data with Kesef? Yes, Kesef allows you to import your financial history from other apps. You can also export your transactions in CSV, Excel, or JSON formats for backup or further analysis. ### How often is Kesef updated? The latest version of Kesef, 1.1.0, was last updated on March 18, 2026. Updates ensure the app remains reliable and may introduce new features or improvements. ### Does Kesef have ads? No, Kesef is ad-free. As a free application, it does not contain advertisements, allowing for an uninterrupted user experience. ## Version history (last 5 releases) ### 2.0.0 — 2026-08-26 Complete app redesign and new functionality to split expenses in groups! Split rent, a trip, or dinner and always know who owes what. • Split equally, by percentage, by shares, or exact amounts • Add people who don’t have Kesef yet and invite them later with a link or a code • Kesef settles up with the fewest possible transfers • Only your share counts as your own expense ### 1.2.0 — 2026-03-30 - Apple Shortcuts integration - Widgets to see your finances from the home screen - Quick Actions for faster access to your most-used features - Performance improvements and minor fixes ### 1.1.0 — 2026-03-18 This update brings powerful new ways to track your finances faster and stay consistent: • Add multiple transactions by voice Just speak, and Kesef will understand, categorize, and create multiple expenses or incomes in seconds. • Tags for better organization Add tags to your transactions to easily identify and filter them later. • Budgets by category Set spending limits and stay in control of your finances. • Streaks Log your transactions daily to build and maintain your streak. • General improvements Performance enhancements and small fixes to make everything smoother. ### 1.0.4 — 2026-02-21 Performance improvements and small fixes to make tracking expenses smoother. ### 1.0.3 — 2026-02-10 I’ve been working on improving the overall Kesef experience: more stability, better performance, and several tweaks to make the app simpler, nicer, and smoother to use. If you find Kesef useful, leaving a review on the App Store really helps. Thanks for supporting the project! ## Apps similar to Kesef | App | Rating | Price | Category | | --- | --- | --- | --- | | [Moneko AI Expense Tracker](https://appshunter.io/ios/app/moneko-ai-expense-tracker/id6753925279) | 4.9 (21) | Free | Finance | | [SpendlyAI: Budget & Expense](https://appshunter.io/ios/app/spendlyai-budget-and-expense/id6752553892) | — | Free | Finance | | [Exa App](https://appshunter.io/ios/app/exa-app/id6572315454) | 5.0 (4) | Free | Finance | | [AI Money Manager & Expenses](https://appshunter.io/ios/app/ai-money-manager-and-expenses/id6758800824) | 4.7 (3) | Free | Finance | | [Expense Tracker: Budget AI](https://appshunter.io/ios/app/expense-tracker-budget-ai/id6756522502) | 5.0 (13) | Free | Finance | | [Gestor de gastos: Piggy](https://appshunter.io/ios/app/gestor-de-gastos-piggy/id6740286427) | — | Free | Finance | ## Related topics [monai](https://appshunter.io/ios/topics/monai) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*