# Kesto: Couples Budget — Shared spending, no bank login > Shared spending, no bank login (iPhone/iPad app by Sam Rostami.) - Source: https://appshunter.io/ios/app/kesto-couples-budget/id6787574571 (this page in markdown: same URL + `.md`) - Developer: [Sam Rostami](https://appshunter.io/developer/6771544652) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 116 MB - Languages: American English - Released: 2026-08-17 - Data updated: 2026-09-12 - User reviews in markdown: https://appshunter.io/ios/app/kesto-couples-budget/id6787574571/reviews.md ## What is Kesto? Two people, one set of numbers. No bank login, ever. Kesto gives a couple one shared budget that lives on both phones at once. Log a spend in about three seconds, and what is left updates for both of you immediately. Nobody has to ask, nobody has to remember, and nobody finds out at the end of the month. WHY COUPLES USE IT Money goes missing between two people in small amounts nobody remembers approving: coffees, parking, a supermarket run each. Agreeing on a limit once is easy. Seeing where you stand every time you pick up your phone is what actually changes anything. WHAT YOU GET • One plan, both phones. Groceries $520 a month, Outings $90 a week: each budget refills on its own rhythm, and you both see the same remaining amount the moment it changes. • The number you actually want, first. Home opens on what is left once the bills still to come are out of it, and reads it against the day: level with the date, ahead of it, or spending faster than the days pass. • Three-second logging. Tap the budget, type the amount, done. Categories, notes and photos are there when you want them and never required. • Bills counted first. Rent, energy, insurance and subscriptions come off the top before anything is called spendable, each one showing what it really costs you in a year. • A what-if before you spend. Type an amount and Kesto answers from the real plan: what it leaves, and whether the month still reaches payday. • Lock Screen widgets. What is left, on both phones, before you even unlock. • Live partner updates. One of you logs a spend, the other gets a notification with the new number, and both widgets follow it. • Where it went. By budget, by category, and by which of you spent it. No blame, just the number. • Moments. Name a weekend away or a party, and every spend from both of you lands in it, whichever budget paid for it. • Payday to payday. Each pay month closes into a record you can reopen, so progress is something you see instead of something you remember. • Optional smart helpers. Photograph a receipt or a bill, or say a spend out loud, and Kesto fills the form in for you to check. With no signal, your phone reads the receipt itself. NO BANK LOGIN Kesto never asks for your bank credentials. There is no connection to go stale, nothing to leak, and it works with any bank in any country. When you want to check yourself, you read your own balance and type it in; Kesto tells you the difference and where it went. BUILT FOR TWO, USABLE BY ONE A partner is optional and joins later with a six-character code. Everything works offline and syncs when you are back. English, Dutch and Persian, in any currency, priced for the country you live in. FREE, AND HONEST ABOUT THE REST The budget is free forever: unlimited budgets, both partners, widgets, partner notifications, three months of history, and an export and backup that always hold everything you have ever logged. Five smart helpers a month are free too, so you can see what they do first. Kesto Plus adds 300 helpers a month, a number we print instead of the word "unlimited", and opens your history back to your first spend. Kesto Plus Pro doubles that to 1000. One purchase covers both partners. SUBSCRIPTION DETAILS Kesto Plus and Kesto Plus Pro are auto-renewable subscriptions, offered monthly or yearly, and one purchase covers both partners in the household. A lifetime unlock is also available as a one-time purchase. Prices are shown in your currency before you buy. Payment is charged to your Apple Account at confirmation. The subscription renews automatically for the same period unless you turn renewal off at least 24 hours before the current period ends, and your account is charged for renewal within 24 hours before the period ends. Manage your subscription or turn off auto-renewal in your Apple Account settings after purchase. Terms of Use (EULA): https://kesto-budget-app.web.app/terms Privacy Policy: https://kesto-budget-app.web.app/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Kesto Plus (Monthly) | $4.99 | per month | | Kesto Plus (Yearly) | $39.99 | per year | | Kesto Plus Pro (Yearly) | $79.99 | per year | | Kesto Plus Pro (Monthly) | $9.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Kesto Plus (Lifetime) | $89.99 | one-time | ## Version history (last 5 releases) ### 1.4 — 2026-09-11 Two phones, one budget, and a lot less typing. • Import bank transactions. Choose the CSV, MT940 or PDF your bank exports, paste the lines from your banking app, or use a screenshot. A whole month comes back sorted: spends filed into your budgets, recurring charges found once each, and a budget proposed for spends that fit nowhere yet. You see the overview and tick what to import. No bank login, nothing to go stale. • Private budgets. A budget only you can see: your partner's phone hides it, its spends and its notifications, while the household's totals still count it. A gift stays a surprise. • Member permissions. Eight plain switches per member, from seeing amounts to managing members. The owner always has all of them; changing them comes with Kesto Plus. • A couple's first run ends by inviting your partner, with a link that works before Kesto is installed. The starting plan has four real budgets, never exceeds what comes in, and every line has a slider. • The budget form is name, amount and kind; everything optional folds away. Save stays above the keyboard. Personal money asks how much each. History remembers whether you like the list or the calendar. ### 1.3 — 2026-09-08 The first run, rebuilt around what it would not let you do. • Choosing to set things up yourself is one tap, and it lands on your real home screen. It used to hand you a second setup wizard, and the screen behind that had no envelopes, no tabs and no way to log anything. • The home screen no longer shows an envelope you never made. A "Groceries" card used to sit there at zero, with no limit, invented by the app. If you have no budgets yet the screen says so, and offers to make one. • No bills means no bills row. It used to show a total of zero above a count of bills you did not have. • The app stops offering to log a spend when there is nowhere to put it. That offer used to open the keypad on the invented envelope. • A grocery estimate is a month's worth, and the question says so. The figure could be stored as a weekly limit instead, so a month's shopping money was measured as a week's and the home screen turned red on the first day. • The suggested amounts on the money questions are visible again. They were being pushed off the bottom of the screen, which made the fastest way to answer the one part you could not see. • The header no longer says you are short before payday when it has not been told what comes in. It was counting bills it had drafted for you against a salary you had never given it. • An envelope with no limit says so, and saying so is now the way to set one. • The walkthrough waits until there is something on the screen to walk you through. It could open over the setup questions, explaining a dial that was not there yet. ### 1.2 — 2026-09-04 Fixes, mostly to things that were quietly wrong. • An envelope you have not given an amount to no longer says you are over budget. It has no limit yet, so nothing can be over it. The card says what has gone out of it instead of showing a red number. • Changing the date on a spend now moves it. The new date used to be saved somewhere the rest of the app never read, so the money stayed in the week you were taking it out of. • Deleting a budget keeps its spending attached to it. Those spends used to survive and belong nowhere, so your history and your envelopes disagreed about the same month. • Bills that fall on the same day stopped disappearing from Insights, the period report and the ledgers. If several of yours land on the 1st, some of them were being skipped. • A receipt that prints TOTAAL INCL. BTW, or Total incl. tax, now reads as the total. That line used to be thrown away and a single item offered in its place. • The switch for bill reminders stays where you put it. It was muting them correctly and then flipping itself back on. • Renaming a category no longer takes those spends out of the trip they belonged to. • A bill that runs out this month still posts its last charge, even if you do not open the app that week. • Undo after deleting a bill's spend puts the bill's link back, so the same money is not counted twice. • Editing a bill keeps the file attached to it, so a PDF stays a PDF. • Date pickers no longer close the app when the day they open on falls outside the days they allow. • Two salaries arriving on the same day are counted as two. • Lock Screen widgets: an envelope no longer changes colour when your partner logs a spend, and fixed costs stops appearing there as an envelope thousands over. • Restoring a backup no longer stops the invite code you already shared from working. ### 1.1 — 2026-08-28 A new home screen, a shorter way around the app, and a camera that works with no signal. • Three tabs. Home, Bills and History — the menu that held the other seven is gone, and everything that was in it now sits where you would look for it. • The home screen leads with the money: what came in, less what has gone out and the bills still to come out of the account. It used to lead with what was left after the budgets as well, which on a plan that fits is close to zero by design. • The dial reads that money against the day. Green while you are level with the date or ahead of it, amber the moment you start spending faster than the days are passing, red when there is not a day's money left to reach payday. • Photograph a receipt with no signal and your phone reads the amount itself, in about a second, instead of waiting on a connection that is not there. • Sign in with Google on iPhone. • Kesto no longer assumes you live in the Netherlands: your country sets your currency, and what a starter plan costs where you are. • Savings pots fill up properly. A target you had met used to look exactly like one you had not touched. • A budget now remembers what it used to be worth, so lowering one stops re-rating the months you have already lived — which on a rollover envelope turned up as a debt you never ran up. • Receipts live with the spend they belong to, and the gallery is a view of your history rather than a place of its own. • A gentler first run with a way back out of it, and an end-of-month recap that only goes to people who were here for that month. ### 1.0 — 2026-08-17 No release notes. ## More apps by Sam Rostami - [Coil Party](https://appshunter.io/ios/app/coil-party/id6771544650) - [Echo Ramsey](https://appshunter.io/ios/app/echo-ramsey/id6772779556) - [Bridges: Hashi Logic](https://appshunter.io/ios/app/bridges-hashi-logic/id6781868627) - [Unhook: Let it pass](https://appshunter.io/ios/app/unhook-let-it-pass/id6782609831) - [Puzzle Park: Calm Logic](https://appshunter.io/ios/app/puzzle-park-calm-logic/id6790924121) All apps by Sam Rostami: https://appshunter.io/developer/6771544652 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*