# Kestrl: Muslim Money App — Budget, Save and Invest > Sharia-compliant budgeting, saving, and investing app for Muslims. (iPhone/iPad app by Kestrl LTD.) - Source: https://appshunter.io/ios/app/kestrl-muslim-money-app/id1559544153 (this page in markdown: same URL + `.md`) - Developer: [Kestrl LTD](https://appshunter.io/developer/1512592352) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 3.67/5 from 6 App Store ratings · 15 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 132 MB - Languages: English - Released: 2021-04-06 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/kestrl-muslim-money-app/id1559544153/reviews.md ## What is Kestrl? Kestrl is an app that helps Muslims to Budget, Save and Invest in line with their values. Make your financial dreams come true with Kestrl! Finance for Muslims has been far from easy. From high fees and poor service levels, to a lack of clarity on what makes a product 'Islamic'- Trust in Islamic Finance within our communities is often low. Kestrl aims to remedy that. - Save for your goals with Kestrl's Budgeting tool! We take your income and spending habits to work out the best way to maximise your salary! - Connect all your Bank accounts in one place. Use Open Banking to connect your bank accounts and credit cards to view your transactions in one place. - Stay on top of bills and upcoming payments. Kestrl keeps an eye on your regular payments, helping you avoid overdrafts and useless subscriptions. - Future Features: Budgeting is only the beginning! We have a range of upcoming products from halal savings accounts to an ethical and sharia compliant marketplace. Kestrl is Sharia Compliant! Kestrl is for everyone, but we wanted to make sure we could help the extremely underserved population of British Muslims too. To this end, we need to ensure everything from our products to our business practices are in line with Islamic or 'Sharia' values. We do this by partnering with Mufti Faraz Adam of 'Amanah Advisors' as our official Sharia Advisors and issuers of our Sharia Compliance Certificate. Safety and Security Kestrl uses Open Banking to connect your accounts in one place, but rest assured your data is secure with us. - Read-only access: We can only access your Banking data in 'read-only' mode. This means no-one can ever touch or move your money around. We also never store or have access to your banking credentials, meaning in the unlikely event of a breach your details are safe! - Bank-grade encryption: We only store the bare minimum of your personal data i.e. your name and email, and these are protected by state-of-the-art security measures including the same 256-bit TLD encryption used by all major Banks. - FCA registered: We are agents of TrueLayer who are regulated Account Information Service Providers authorised by the FCA. You can check out our FCA appointment on the register, reference: 927200. To know more about our Terms of Use, visit https://kestrl.io/docs/terms-of-use ## Key features - Budgeting tool for saving goals - Connect bank accounts via Open Banking - Track bills and upcoming payments - Sharia compliant financial management - Read-only bank data access - Bank-grade encryption for security ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Kestrl Plus monthly | $1.49 | per month | | Kestrl Plus 6 months | $7.49 | per 6 months | | Kestrl Plus annual | $14.49 | per year | | Kestrl PRO monthly | $2.99 | per month | ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/kestrl-muslim-money-app/id1559544153/reviews.md ### 1/5 — OTP doesn’t work *2025-08-31* OTP doesn’t work for US numbers. Never received a text ### 5/5 — The ethical screener is 🔥 *2025-03-15, version 1.7.0* Does exactly what it says on the tin! ### 1/5 — Super outdated *2025-02-23* Most of the sharia compliance data hasn’t been updated since 2023 ### 5/5 — Loving the update! *2023-08-29, version 1.2.1* Much cleaner UX and a slicker overall service. Can’t wait for the halal savings account! ### 3/5 — Good job but UI and UX is too cluttered *2022-06-07, version 0.8.1* Jazakallah Khair! You’re doing a fantastic job but the user experience is too cluttered. I would recommend making the app quite simple and get rid of animations. The app is quite laggy as well. I work in App development and would recommend simple is always best. Please check out apps such as snoop and emma. ### 5/5 — Amazing app wallahi *2021-12-09* This is amazing, and we don't have to worry about riba alhamdullilah ### 5/5 — Amazing Services *2021-08-02, version 0.3.1* The app works smooth and efficiently. It’s very useful it all aspects of personal finance and banking in general. Be it Islamic finance or non Islamic finance it’s of use to all people ! ### 5/5 — Fantastic app, been telling all my friends about itt *2021-07-15, version 0.3.0* I really wanted to start investing but I didn’t really know how to. I discovered Kestrl from their social media. Booked a free meeting with financial advisor through the app and he talked me through my fears and the best options for me as a beginner. And the app itself has a marketplace to invest in. It’s just sooo easy and I’m so excited for the future of this app!! ### 5/5 — Great solution!! *2021-06-29* Awesome app, been looking for Islamic ways of finance for many months and this is extremely helpful ### 1/5 — Buggy *2021-06-25, version 0.2.0* When it works it’s okay. Slow to start up. Seems to suffer from bugs a lot. Accounts don’t sync giving incorrect info. Needs more app support. If it carries on like this will be forced to look elsewhere. ## Frequently asked questions about Kestrl ### What is Kestrl? Kestrl is a finance app designed to help Muslims budget, save, and invest in line with their values. It aims to provide Sharia-compliant financial tools and services. ### Is Kestrl Sharia compliant? Yes, Kestrl is Sharia compliant. They partner with Mufti Faraz Adam of 'Amanah Advisors' as their official Sharia Advisors and issuers of their Sharia Compliance Certificate. ### How does Kestrl ensure data security? Kestrl uses Open Banking for read-only access to your bank data, meaning no one can move your money. It employs bank-grade 256-bit TLD encryption and never stores your banking credentials. ### What are the subscription plans for Kestrl? Kestrl offers several subscription plans: Kestrl Plus monthly ($1.49 with a 7-day free trial), Kestrl PRO monthly ($2.99 with a 1-month free trial), Kestrl Plus 6 months ($7.49 with a 7-day free trial), and Kestrl Plus annual ($14.49 with a 7-day free trial). ### Does Kestrl have ads? Yes, Kestrl contains advertisements. This is indicated by the 'hasAds' flag in its data. ### What devices does Kestrl support? Kestrl is available on iPhone and iPod devices. It is not currently listed as supporting Android devices. ### How often is Kestrl updated? The latest version of Kestrl is 1.8.0, and it was last updated on April 5, 2025. This suggests a relatively frequent update cycle. ### What is the user rating for Kestrl? Kestrl has a user rating of 3.7 stars from 6 ratings. This indicates a generally positive but mixed user reception. ## Version history (last 5 releases) ### 1.8.0 — 2025-04-05 Kestrl Plus subscribers outside the UK can now access the stock screener without needing to connect a bank. We have also improved app link compatibility when connecting a bank using non-Safari browsers. This update includes bug fixes and performance improvements for a smoother experience. Update now to get the best experience! ### 1.7.0 — 2025-03-15 Introducing Ethical Spending – a new feature to help you make informed purchasing decisions. * Boycott Insights – See which companies are safe or flagged for ethical concerns. * Company Details – Understand why a business is marked as safe or avoid. * Search & Explore – Find brands and check their ethical status. * Regular Updates – Stay informed with the latest insights. Update now to start making more conscious choices. ### 1.6.0 — 2025-01-22 We’ve got some changes coming your way! The Kestrl Egg feature, our handy savings tool for setting goals and saving toward them, is taking a little break. But don’t worry—it’ll be back soon, better than ever! We’re also saying goodbye to Kestrl Pro subscriptions as we focus on bringing you new and exciting updates. Thanks for sticking with us—we can’t wait to show you what’s next! ### 1.5.4 — 2024-11-25 Get ready to supercharge your savings with Shariah-compliant products! We’re excited to bring you two of the best products from across the industry to help you grow your savings. Start your journey to halal financial freedom today! This update also includes important bug fixes to resolve an issue causing the app to crash for some users. ### 1.5.3 — 2024-10-23 Get ready to supercharge your savings with Shariah-compliant products! We’re excited to bring you two of the best products from across the industry to help you grow your savings. Start your journey to halal financial freedom today! This update also includes important bug fixes to resolve an issue causing the app to crash for some users. ## Apps similar to Kestrl | App | Rating | Price | Category | | --- | --- | --- | --- | | [Stock Snapshot](https://appshunter.io/ios/app/stock-snapshot/id1629298680) | — | Free | Finance | | [Spendipity 2.0 - Track Expense](https://appshunter.io/ios/app/spendipity-20-track-expense/id1586167920) | — | Free | Finance | | [Duck Money](https://appshunter.io/ios/app/duck-money/id1586866820) | 5.0 (1) | Free | Finance | | [Impact Bank](https://appshunter.io/ios/app/impact-bank/id1565394180) | — | Free | Finance | | [MyKRing](https://appshunter.io/ios/app/mykring/id1578688520) | — | Free | Finance | | [Peak Bank](https://appshunter.io/ios/app/peak-bank/id1587913380) | — | Free | Finance | ## More apps by Kestrl LTD - [Kestrl – Ethical Finance](https://appshunter.io/ios/app/kestrl-ethical-finance/id6756298213) All apps by Kestrl LTD: https://appshunter.io/developer/1512592352 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*