# Keychain: Pay & Earn — Wallet for your neighborhood

> Contactless payment wallet offering instant cashback and no transaction fees. (iPhone/iPad app by Stable Labs Corporation.)

- Source: https://appshunter.io/ios/app/keychain-pay-and-earn/id6738073111 (this page in markdown: same URL + `.md`)
- Developer: [Stable Labs Corporation](https://appshunter.io/developer/1774287147)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 55 MB
- Languages: American English
- Released: 2025-03-07
- Data updated: 2026-06-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/keychain-pay-and-earn/id6738073111/reviews.md

## What is Keychain?

Pay with Keychain — made for people, not card networks.

Experience a new way to pay — instant, contactless, and fair.
No cards, no fees, no middlemen. Simply tap, pay, and get rewarded.

Why Keychain
- Instant contactless payments
- No card fees — keep more with every purchase
- Real rewards — instant cashback

Keychain turns everyday checkouts into effortless moments.

Tap a Keychain tag, see your total instantly, and pay in one tap.
Receive up to 20% cashback instantly.

Secure digital wallet — built for speed and privacy

Payments that look and feel like what you use today —
only faster, fairer, and built for you.

## Key features

- Instant contactless payments
- No card fees
- Real rewards with instant cashback
- Secure digital wallet
- Fairer payment system

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/keychain-pay-and-earn/id6738073111/reviews.md

### 5/5 — Crypto rewards

*2025-06-30*

Truly revolutionary app. I wish every business offered this

## Frequently asked questions about Keychain

### How secure is Keychain?

Keychain is built with security and privacy in mind, offering a secure digital wallet for your payments. Specific security protocols are not detailed, but the app is designed for speed and user protection.

### What kind of rewards does Keychain offer?

Keychain offers real rewards in the form of instant cashback, with users potentially receiving up to 20% back on purchases. This cashback is applied instantly to your account.

### Does Keychain charge any fees for transactions?

No, Keychain emphasizes that there are no card fees or middlemen involved in transactions. This means users keep more of their money with every purchase.

### On which devices can I use Keychain?

Keychain is available for iPhone and iPad devices. It is designed to work seamlessly across these Apple platforms.

### How often is Keychain updated?

The latest version of Keychain is 3.0.2, which was last updated on December 2, 2025. This indicates a commitment to regular updates and improvements.

### What is the age rating for Keychain?

Keychain has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature or inappropriate content.

### Does Keychain have ads?

No, Keychain does not contain advertisements. The app is designed to provide a seamless and uninterrupted payment experience for its users.

### What makes Keychain different from traditional payment methods?

Keychain offers instant, contactless payments without card fees or middlemen, providing a fairer and faster experience. It also includes instant cashback rewards, which are not typically found with standard card transactions.

## Version history (last 5 releases)

### 3.0.2 — 2025-12-02

enhanced app clip experience

### 3.0.1 — 2025-11-20

App clip bug fixes

### 3.0.0 — 2025-11-18

bug fixes

### 2.3.2 — 2025-10-28

bug fixes

### 2.3.1 — 2025-10-22

app clip bug fixes

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| [DeGate](https://appshunter.io/ios/app/degate/id6742168343) | 5.0 (8) | Free | Finance |
| [Keychain Store](https://appshunter.io/ios/app/keychain-store/id6463614439) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*