# KeySteps

> Financial assistant for aspiring homeowners, offering credit, affordability, and mortgage readiness tools. (iPhone/iPad app by Finlocker LLC.)

- Source: https://appshunter.io/ios/app/keysteps/id6642643003 (this page in markdown: same URL + `.md`)
- Developer: [Finlocker LLC](https://appshunter.io/developer/1357188723)
- Category: Finance
- Price: Free
- Rating: 3.70/5 from 6 App Store ratings · 2 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 114 MB
- Released: 2024-08-23
- Data updated: 2026-08-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/keysteps/id6642643003/reviews.md

## What is KeySteps?

Looking to achieve your dream of homeownership? Look no further than KeySteps, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, KeySteps has everything you need to get mortgage-ready and build your homeownership wealth with confidence.  

Here are some of the key features that set KeySteps apart:
•	Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy.
•	Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. 
•	Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches.
•	Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home.
•	Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one.
•	Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey.

Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here: https://finlocker.com/security/

Achieving your dream of homeownership has never been easier. Download KeySteps today and take control of your financial future.

## Key features

- Free credit score, report, and monitoring
- Affordability analysis
- Real estate listings search
- Mortgage readiness assessment
- Financial insights (savings, DTI, net worth)
- Lender connection for guidance

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/keysteps/id6642643003/reviews.md

### 5/5 — Good for first time homebuyers

*2025-12-18*

Lots of info and some useful calculators to play around with.

### 5/5 — Great homeownership tool

*2025-02-14*

Love the homeownership snapshot tool! Anyone looking to buy their first home should use this tool

## Frequently asked questions about KeySteps

### What is KeySteps?

KeySteps is a financial digital assistant designed to help users achieve homeownership. It offers tools for credit monitoring, affordability analysis, mortgage readiness assessment, and connects users with lenders.

### Does KeySteps have ads?

Yes, KeySteps contains advertisements. As a free application, it utilizes ads to support its services.

### How does KeySteps help with mortgage readiness?

KeySteps provides a Homeownership Snapshot to assess your financial standing for mortgage approval. It also helps identify factors to reduce your estimated monthly payment.

### Can I see my credit report with KeySteps?

Yes, KeySteps offers a free credit score, report, and monitoring service. You can track changes to your score and check your credit report for accuracy.

### What devices support KeySteps?

KeySteps is available on iPhone, iPad, and iPod devices, indicating compatibility with Apple's iOS ecosystem.

### What is the age rating for KeySteps?

KeySteps has an age rating of 12+, suggesting it is suitable for users aged 12 and older.

### How often is KeySteps updated?

The latest version of KeySteps is 4.20, last updated on March 10, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

### What financial information can I track with KeySteps?

KeySteps allows you to track your cumulative savings and Debt-to-Income (DTI) ratio as you save for a home, and your net worth as you build wealth in your current property.

## Version history (last 5 releases)

### 4.22 — 2026-08-21

Homebuying Readiness now shows helpful info on VA funding fees, and Refi Readiness has a new rate feature to help you explore your options. We've also cleaned up a few things behind the scenes — smoother notifications, better account syncing, and some bug fixes along the way.

### 4.21 — 2026-05-30

We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.

### 4.20 — 2026-03-10

We've been sprucing things up! This update brings a sleeker Homes You Own with a redesigned search and property enrollment experience. We've also refreshed our fonts across the app and quashed some bugs.

### 4.19 — 2026-02-05

We've fixed some bugs and made a few improvements to the Homeownership Summary and registration experience. We're always working to make the app better, one update at a time!

### 4.18 — 2026-01-05

Take a step closer to your goals with the new Homeownership Summary. Powered by AI, it delivers a personalized snapshot of your path to homeownership and suggests practical next steps. We’ve also made improvements to keep things running smoothly.

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## More apps by Finlocker LLC

- [FinLocker](https://appshunter.io/ios/app/finlocker/id1435921445)
- [KinLocker](https://appshunter.io/ios/app/kinlocker/id1627398239)
- [FinReady](https://appshunter.io/ios/app/finready/id1667883203)

All apps by Finlocker LLC: https://appshunter.io/developer/1357188723

## Related topics

[finlocker](https://appshunter.io/ios/topics/finlocker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*