# Keystone Bank mToken > Mobile OTP generator for secure online banking transactions. (iPhone/iPad app by Keystone bank Limited.) - Source: https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538 (this page in markdown: same URL + `.md`) - Developer: [Keystone bank Limited](https://appshunter.io/developer/1063062983) - Category: Finance, Business - Price: Free - Rating: 2.62/5 from 13 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 9.0 · 20 MB - Languages: Croatian, English - Released: 2020-01-30 - Data updated: 2026-07-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538/reviews.md ## What is Keystone Bank mToken? Keystone Bank mToken is a security application that provides swift and easy One-Time-Password (OTP) for use as a second factor authentication for online transaction signing on Keystone Bank’s transactional platforms. ## Key features - One-Time-Password (OTP) generation - Second factor authentication - Online transaction signing - Enhanced security for banking platforms ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/keystone-bank-mtoken/id1496979538/reviews.md ### 1/5 — Terrible App *2023-11-22* This app is terrible and should not be allowed on Apple Store due to over loaded bugs and customer reviews. I am closing my account with Keystone bank because of the inconvenience created by the 2FA. The bank should integrate with Google Authentication App instead of this lazy developer app. **Developer response:** Hello Banksys123 , thank you for writing to us. We sincerely apologize for your experience. Kindly share your experience via mail on contactcentre@keystonebankng.com for further assistance. ^Uju ### 1/5 — Ihuoma1111 *2021-11-26* Most useless token app ever ### 2/5 — Token *2021-09-09* How do I even know my token on the app??? ### 1/5 — Doesn’t work *2021-08-02* This doesn’t work at all. It keeps telling me invalid password ## Frequently asked questions about Keystone Bank mToken ### What is Keystone Bank mToken used for? Keystone Bank mToken is a security application designed to provide One-Time-Passwords (OTP). These OTPs are used as a second factor for authenticating online transactions on Keystone Bank's transactional platforms, enhancing security. ### Is Keystone Bank mToken free to use? Yes, Keystone Bank mToken is available for free. The app is listed as free with no mention of in-app purchases or subscription fees. ### What devices support Keystone Bank mToken? Keystone Bank mToken currently supports iPhone and iPod devices. It is not specified if Android or other platforms are supported. ### How often is Keystone Bank mToken updated? The latest version of Keystone Bank mToken, 1.0.3, was last updated on June 2, 2023. This indicates a relatively recent update, suggesting ongoing maintenance. ### What is the security like for Keystone Bank mToken? The app functions as a security tool by providing OTPs for two-factor authentication, which is a standard security measure for online transactions. Specific security protocols beyond OTP generation are not detailed. ### What are the transaction types supported by Keystone Bank mToken? Keystone Bank mToken is used for signing online transactions on Keystone Bank's transactional platforms. This typically includes various banking activities that require an additional layer of security beyond a password. ### Does Keystone Bank mToken have ads? No, Keystone Bank mToken does not contain advertisements. The app is listed as having no ads, ensuring an uninterrupted user experience. ### What is the user sentiment for Keystone Bank mToken? User sentiment for Keystone Bank mToken appears to be mixed, with an average rating of 2.2 stars from 11 ratings. This suggests that while some users find it functional, there may be areas for improvement. ## Version history (last 5 releases) ### 1.1.0 — 2026-05-19 Updated UI and bugfixes. ### 1.0.3 — 2023-06-02 - Bug fixes ### 1.0.2 — 2020-03-12 - Bug fixes ### 1.0.1 — 2020-03-06 - Bug fixes ### 1.0 — 2020-01-30 No release notes. ## Apps similar to Keystone Bank mToken | App | Rating | Price | Category | | --- | --- | --- | --- | | [FirstToken](https://appshunter.io/ios/app/firsttoken/id982312846) | 2.3 (77) | Free | Finance | | [GT eToken](https://appshunter.io/ios/app/gt-etoken/id6443600518) | 1.8 (89) | Free | Finance | | [Parallex Bank Mobile App](https://appshunter.io/ios/app/parallex-bank-mobile-app/id6467655510) | 3.5 (24) | Free | Finance | | [Sterling OneBank](https://appshunter.io/ios/app/sterling-onebank/id1489139430) | 3.3 (920) | Free | Finance | | [Remita](https://appshunter.io/ios/app/remita/id1234598058) | 3.1 (18) | Free | Finance | | [SC Mobile Nigeria](https://appshunter.io/ios/app/sc-mobile-nigeria/id650746202) | 3.0 (247) | Free | Finance | ## More apps by Keystone bank Limited - [(KeyMobile)](https://appshunter.io/ios/app/keymobile/id1332114961) All apps by Keystone bank Limited: https://appshunter.io/developer/1063062983 ## Related topics [mtoken](https://appshunter.io/ios/topics/mtoken) · [keystone bank mtoken](https://appshunter.io/ios/topics/keystone-bank-mtoken) · [keystone mtoken](https://appshunter.io/ios/topics/keystone-mtoken) · [keystone bank](https://appshunter.io/ios/topics/keystone-bank) · [keystone banking](https://appshunter.io/ios/topics/keystone-banking) · [keystone bank mobile banking](https://appshunter.io/ios/topics/keystone-bank-mobile-banking) · [keystone](https://appshunter.io/ios/topics/keystone) · [KeyMobile](https://appshunter.io/ios/topics/keymobile) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*