# Keystone: Shared Budgets — Track Expenses & Get Paid

> Shared budget and expense tracking app with AI receipt scanning and approval workflows. (iPhone/iPad app by Alexander Jacob Frutkin.)

- Source: https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458 (this page in markdown: same URL + `.md`)
- Developer: [Alexander Jacob Frutkin](https://appshunter.io/developer/1820870581)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 30 MB
- Languages: American English
- Released: 2025-08-14
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458/reviews.md

## What is Keystone?

Tired of chasing receipts and managing reimbursement requests through messy spreadsheets and chat threads? Keystone brings clarity and control to your group's finances. Perfect for student clubs, project teams, small businesses, and even roommates, Keystone simplifies everything from budget planning to final payment.

Stop managing finances and start leading. With Keystone, you can spend less time on paperwork and more time on what matters.

Key Features:

FLEXIBLE HIERARCHICAL BUDGETS: Create main budgets for your organization and allow leaders to create nested sub-categories for their specific committees or events. Track spending in real-time at every level to ensure you never go over budget.

PRECISE, ROLE-BASED PERMISSIONS: Delegate with confidence by inviting members as Admins (full control), Reviewers (manage specific budgets), or Submitters (submit expenses). You can grant a Reviewer control over a single category, and they will automatically have the same permissions for all of its sub-categories.

CUSTOMIZABLE APPROVAL WORKFLOWS: Design a clear approval chain that fits your team's structure. Automatically route an expense from a team member to their manager for a first look, then to the treasurer for final sign-off. Admins always retain the power to override decisions for ultimate control.

FRICTIONLESS GUEST SUBMISSIONS: Need a reimbursement from a guest speaker or a one-time contractor? Send them a secure, shareable link to submit their expenses and receipts. No app download or account creation is required on their part.

COMPLETE AUDIT TRAIL: Never wonder about the status of a payment again. A crucial, immutable history shows every approval, note, and status change for each expense, providing a vital tool for accountability.

AI-POWERED RECEIPT SCANNING: Snap a photo of a receipt, and let Keystone's AI automatically extract line-item details and totals. This minimizes manual data entry and saves everyone time.

Download Keystone today and bring sanity to your shared expenses!

## Key features

- Hierarchical budgets
- Role-based permissions
- Customizable approval workflows
- Guest expense submissions
- Audit trail
- AI receipt scanning

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458/reviews.md

### 5/5 — This App Changed My Life

*2026-01-10*

Before Keystone I was broke, disorganized, and lame.

Now the streets know me as Jeff Bezos. No joke.

### 5/5 — I LOVE IT!

*2025-08-15*

Its super easy to use for both personal and professional budgeting! Signup was a matter of seconds and it was super easy to get others in my org to use it!

### 5/5 — This app changed my life

*2025-08-15*

Keystone is truly unlike any app that exists. The services it supples and the time it saves me are invaluable. One billion dollars to Alex J Frutkin

## Frequently asked questions about Keystone

### What is Keystone used for?

Keystone is designed to bring clarity and control to group finances. It simplifies expense tracking, budget planning, and payment management for student clubs, project teams, small businesses, and roommates.

### How does Keystone handle budgets?

Keystone allows you to create main budgets and nested sub-categories for specific committees or events. You can track spending in real-time at every level to ensure you stay within budget.

### Can I control who sees what in Keystone?

Yes, Keystone offers precise, role-based permissions. You can invite members as Admins, Reviewers, or Submitters, granting them specific control over budgets and sub-categories.

### Does Keystone have ads?

No, Keystone is ad-free. The app is completely free to use and does not display advertisements.

### How does Keystone's AI receipt scanning work?

You can snap a photo of a receipt, and Keystone's AI will automatically extract line-item details and totals. This minimizes manual data entry and saves time for everyone involved.

### Is Keystone available on Android?

Currently, Keystone is supported on iPhone and iPad devices. Information regarding Android availability is not provided in the current data.

### How often is Keystone updated?

The latest version of Keystone is 3.2.0, and it was last updated on October 1, 2025. This indicates a relatively recent update frequency.

### What is the age rating for Keystone?

Keystone has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

## Version history (last 5 releases)

### 3.2.0 — 2025-10-01

Keystone has had its first major overhaul:

Complete admin controls overhaul:
- Admins can move expenses between categories
- Admins can disable submitting expenses to a category (including the root workspace)
- Admins can approve their own expenses
Enhanced user experience:
- The share window will now actively reflect users that have permissions in it or any parent category. When removing the user it will warn the user about which category the permission is on.
- Keystone AI can be disabled
- The Create Expense sheet indicates to the user which category is currently being submitted to
- Refresh wheel now visibly shows on screen
and a number of other bug fixes and improvements

### 3.1.0 — 2025-09-20

Updated for iOS 26!

1. iOS 26 components, including Liquid Glass headers and buttons
2. Enabled swipe navigation on all pages
3. Performance improvements and bug fixes
4. App Icon updated to iOS 26 Icon Composer format

### 3.0.3 — 2025-09-15

Fixed a graphical error relating to excessively long workspace titles overflowing on the dashboard widgets

### 3.0.2 — 2025-08-23

Fixed bugs and added missing features.

1. Fixed an issue with users with no set profile pictures breaking the UI on mobile.
2. Added a “share” button to the Receipt Image Viewer, allowing users to save and share receipts submitted to their workspaces.

### 3.0.1 — 2025-08-15

Made a number of bug fixes and improvements:

1. Fixed empty "Workspaces" list screen crash error
2. Fixed Keystone AI description and total field population
3. Cleared the Create Expenses sheet upon Expense submission to avoid stale data being loaded
4. Moved permission level on submitter screen to avoid horizontal overflow
5. Fixed the category submitter page to include subcategories
6. Fixed an issue where on the Share Category dialog, extra long emails could cause the role and X button to overflow offscreen

## Apps similar to Keystone

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MyGreek](https://appshunter.io/ios/app/mygreek/id6484402742) | 3.0 (2) | Free | Finance |
| [Simple Receipts: Expense & Tax](https://appshunter.io/ios/app/simple-receipts-expense-and-tax/id6743824766) | — | Free | Finance |
| [SnaptoBook](https://appshunter.io/ios/app/snaptobook/id6503327109) | 5.0 (5) | Free | Finance |
| [Manage Receipt:Expense Tracker](https://appshunter.io/ios/app/manage-receiptexpense-tracker/id6746782746) | 5.0 (2) | Free | Finance |
| [SnapTrack Mobile](https://appshunter.io/ios/app/snaptrack-mobile/id6748290031) | — | Free | Finance |
| [RCPT: AI Bookkeeping](https://appshunter.io/ios/app/rcpt-ai-bookkeeping/id6499472809) | 5.0 (13) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
